SFST / Southern First Bancshares, Inc. - Depositi SEC, Relazione annuale, dichiarazione di delega

Southern First Bancshares, Inc.
US ˙ NasdaqGM ˙ US8428731017

Statistiche di base
LEI 549300PP6R8WIOP60124
CIK 1090009
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Southern First Bancshares, Inc.
SEC Filings (Chronological Order)
Questa pagina fornisce un elenco completo e cronologico dei depositi SEC, esclusi i documenti di proprietà che forniamo altrove.
August 1, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Southern First Bancsh

July 22, 2025 EX-99.2

Slide Presentation.

Exhibit 99.2

July 22, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 22, 2025 Southern First Bancsha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 22, 2025 Southern First Bancshares, Inc.

July 22, 2025 EX-99.1

Southern First Reports Second Quarter 2025 Results

Exhibit 99.1 Southern First Reports Second Quarter 2025 Results Greenville, South Carolina, July 22, 2025 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the six months ended June 30, 2025. “Our second quarter results reflect the strength of our team who continues to generate high-quality, profitable growth in our

June 18, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) June 17, 2025 Southern First Bancsha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) June 17, 2025 Southern First Bancshares, Inc.

June 2, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) June 1, 2025 Southern First Bancshar

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) June 1, 2025 Southern First Bancshares, Inc.

May 21, 2025 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 20, 2025 Southern First Bancshares, Inc.

May 21, 2025 EX-99.1

Presentation for Southern First Bancshares, Inc. Annual Shareholders’ Meeting

Exhibit 99.2

May 5, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Southern First Bancs

April 22, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 22, 2025 Southern First Bancshares, Inc.

April 22, 2025 EX-99.1

Southern First Reports First Quarter 2025 Results

Exhibit 99.1 Southern First Reports First Quarter 2025 Results Greenville, South Carolina, April 22, 2025 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three months ended March 31, 2025. “We are pleased to report our first quarter results, which reflect our continued momentum and a great start to the year. W

April 22, 2025 EX-99.2

Slide Presentation.

Exhibit 99.2

April 7, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

March 13, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) March 13, 2025 Southern First Bancshares, Inc.

March 3, 2025 EX-10.30

Modification of Loan, dated as of February 28, 2025, by and between the Company and TIB, National Association.

Exhibit 10.30 TIB, NATIONAL ASSOCIATION MODIFICATION OF LOAN (Loan No. 40592) THIS MODIFICATION OF LOAN (this “Modification”) is made by and between SOUTHERN FIRST BANCSHARES, INC. (“Borrower”) and TIB, NATIONAL ASSOCIATION (“Lender”), to be effective as of the 28th day of February, 2025. RECITALS: WHEREAS, in accordance with that certain Loan Agreement (“Loan Agreement”), Borrower executed and de

March 3, 2025 EX-21

Subsidiaries

Exhibit 21 Subsidiaries Southern First Bank Greenville Statutory Trust I and II

March 3, 2025 EX-19.1

Insider Trading Policy

Exhibit 19.1 Southern First Bancshares, Inc. Insider Trading Policy Overview Statement & Policy Purpose This Insider Trading Policy (the “Policy”) provides guidelines with respect to transactions in the securities of Southern First Bancshares, Inc. (the “Company”) and the handling of confidential information about the Company and the companies with which the Company does business. The Company’s Bo

March 3, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2024. ☐ Transition Report Pursuant To Section 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2024. Or ☐ Transition Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For the Transition Period from to Commission file number 000-27719 Southern Firs

January 28, 2025 EX-99.2

Slide Presentation.

Exhibit 99.2

January 28, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 28, 2025 Southern First Bancshares, Inc.

January 28, 2025 EX-99.1

Southern First Reports Fourth Quarter 2024 Results

Exhibit 99.1 Southern First Reports Fourth Quarter 2024 Results Greenville, South Carolina, January 28, 2025 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three and twelve months ended December 31, 2024. “Our financial performance this quarter reflects continued momentum in margin and gives us great optimism

January 24, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 21, 2025 Southern First Bancshares, Inc.

January 24, 2025 EX-10.2

Form of Restricted Stock Unit Grant Notice

Exhibit 10.2 SOUTHERN FIRST BANCSHARES, INC. 2020 EQUITY INCENTIVE PLAN Restricted Stock UNIT Grant Notice Participant Name: Company: Southern First Bancshares, Inc. Notice: A summary of the terms of your grant of Restricted Stock Units is set out in this notice (the “Grant Notice”) but subject always to the terms of the Southern First Bancshares, Inc. 2020 Equity Incentive Plan (the “Plan”) and t

January 24, 2025 EX-10.1

Amendment to the Southern First Bancshares, Inc. 2020 Equity Incentive Plan.

Exhibit 10.1 AMENDMENT TO SOUTHERN FIRST BANCSHARES, INC. 2020 EQUITY INCENTIVE PLAN ADOPTED BY THE BOARD OF DIRECTORS January 21, 2025 1. On the date written above, the Board of Directors of Southern First Bancshares, Inc. (the “Company”) approved this amendment (this “Amendment”) to amend Section 8 of the Southern First Bancshares, Inc. 2020 Stock Incentive Plan (the “Plan”) to provide administr

November 1, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2024 OR o TRANSITION REPORT PURSU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Southern First B

October 28, 2024 EX-99.1

SOUTHERN FIRST NAMES JULIE FAIRCHILD CHIEF ACCOUNTING OFFICER

Exhibit 99.1 SOUTHERN FIRST NAMES JULIE FAIRCHILD CHIEF ACCOUNTING OFFICER Greenville, South Carolina (October 28, 2024) - Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, is pleased to announce the appointment of Julie Fairchild to Chief Accounting Officer. Fairchild has over 25 years of accounting and finance experience and has served on the Southern First

October 28, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 13, 2024 Southern First Bancshares, Inc.

October 22, 2024 EX-99.2

Slide Presentation.

Exhibit 99.2

October 22, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 22, 2024 Southern First Bancshares, Inc.

October 22, 2024 EX-99.1

Southern First Reports Results for Third Quarter 2024

Exhibit 99.1 Southern First Reports Results for Third Quarter 2024 Greenville, South Carolina, October 22, 2024 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended September 30, 2024. “Our third quarter results continued our positive momentum and outlook this year. Our focus on building a

July 31, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2024 ☐ TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Sou

July 31, 2024 EX-3.1

Amended and Restated Articles, as amended, of Southern First Bancshares, Inc. (effective May 30, 2024) (redline version of amended sections).

Exhibit 3.1.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION OF SOUTHERN FIRST BANCSHARES, INC. (as amended effective May 30, 2024) (redline version of amended sections) ARTICLE THREE CAPITALIZATION The Corporation shall have the authority, exercisable by its board of directors, to issue up to 10,000,00020,000,000 shares of voting common stock, par value $.01 per share, and to issue up to 10,000,0

July 31, 2024 EX-3.1

Amended and Restated Articles, as amended, of Southern First Bancshares, Inc. (effective May 30, 2024).

Exhibit 3.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION OF SOUTHERN FIRST BANCSHARES, INC. (as amended effective May 30, 2024) (restated for purposes of Item 601(b)(3) of Regulation S-K only) ARTICLE ONE NAME The name of the corporation is Southern First Bancshares, Inc. (the “Corporation”). ARTICLE TWO ADDRESS AND REGISTERED AGENT The street address of the registered office of the Corporation

July 18, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 18, 2024 Southern First Bancshares, Inc.

July 18, 2024 EX-99.1

Southern First Reports Results for Second Quarter 2024

Exhibit 99.1 Southern First Reports Results for Second Quarter 2024 Greenville, South Carolina, July 18, 2024 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended June 30, 2024. “We reported solid performance in the second quarter with improved profitability across all measures. Loans and c

July 18, 2024 EX-99.2

Slide Presentation.

Exhibit 99.2

May 21, 2024 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 21, 2024 Southern First Bancshares, Inc.

May 21, 2024 EX-99.1

Presentation for Southern First Bancshares, Inc. Annual Shareholders’ Meeting

Exhibit 99.1

May 7, 2024 EX-10.3

Amendment to Employment Agreement by and between Southern First Bank and William M. Aiken, III, dated May 6, 2024 (incorporated by reference to Exhibit 10.3 of Southern First Bancshares, Inc.’s Current Report on Form 8-K filed with the SEC on May 7, 2024).*

Exhibit 10.3 AMENDMENT TO EMPLOYMENT AGREEMENT This amendment (the “Amendment”), dated as of May 6, 2024, is made by and between Southern First Bank (the “Bank” and the “Employer”), having its principal office at 6 Verdae Boulevard, Greenville, South Carolina 29607, and William Marion Aiken, III (hereinafter called “Employee”), a resident of the State of South Carolina. This Amendment amends that

May 7, 2024 EX-99.1

SOUTHERN FIRST APPOINTS CHRIS ZYCH AS CHIEF FINANCIAL OFFICER

Exhibit 99.1 SOUTHERN FIRST APPOINTS CHRIS ZYCH AS CHIEF FINANCIAL OFFICER Greenville, S.C. (May 6, 2024) - Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, is pleased to announce the appointment of Chris Zych as Chief Financial Officer and Executive Vice President. Zych joins Southern First with 30 years of experience in the banking industry, most recently

May 7, 2024 EX-10.2

Amendment to Employment Agreement by and between Southern First Bank and Calvin C. Hurst, dated May 6, 2024 (incorporated by reference to Exhibit 10.2 of Southern First Bancshares, Inc.’s Current Report on Form 8-K filed with the SEC on May 7, 2024).*

Exhibit 10.2 AMENDMENT TO EMPLOYMENT AGREEMENT This amendment (the “Amendment”), dated as of May 6, 2024, is made by and between Southern First Bank (the “Bank” and the “Employer”), having its principal office at 6 Verdae Boulevard, Greenville, South Carolina 29607, and Calvin Chandler Hurst (hereinafter called “Employee”), a resident of the State of South Carolina. This Amendment amends that cert

May 7, 2024 EX-10.1

Employment Agreement by and between Southern First Bank and Christian Zych, dated May 6, 2024 (incorporated by reference to Exhibit 10.1 of Southern First Bancshares, Inc.’s Current Report on Form 8-K filed with the SEC on May 7, 2024).*

Exhibit 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) is made as of and effective on the 6th day of May, 2024 (the “Effective Date”) by and between Southern First Bank (the “Employer” or the “Bank”), having its principal office at 6 Verdae Blvd., Greenville, South Carolina 29607 and Christian Zych (hereinafter called “Employee”), a resident of the State of South Carolina.

May 7, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 6, 2024 Southern First Bancshares, Inc.

April 30, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 So

April 18, 2024 EX-99.1

Southern First Reports Results for First Quarter 2024

Exhibit 99.1 Southern First Reports Results for First Quarter 2024 Greenville, South Carolina, April 18, 2024 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended March 31, 2024. “Our team generated excellent performance during the first quarter in terms of growing profitable client relatio

April 18, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 18, 2024 Southern First Bancshares, Inc.

April 18, 2024 EX-99.2

Slide Presentation.

Exhibit 99.2

April 3, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

March 22, 2024 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

March 5, 2024 EX-97.DESCRIPTION

Incentive Compensation Recovery Policy, effective November 21, 2023

Exhibit 97 Southern First Bancshares, Inc. INCENTIVE COMPENSATION RECOVERY POLICY 1. Recovery of Excess Incentive Compensation. If Southern First Bancshares, Inc. (the “Company”) is required to prepare a Restatement, the Company’s board of directors (the “Board”) shall, unless the Board’s Compensation Committee (the “Compensation Committee”) determines it to be Impracticable, take reasonably promp

March 5, 2024 EX-21

Subsidiaries

Exhibit 21 Subsidiaries Southern First Bank Greenville Statutory Trust I and II

March 5, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2023. o Transition Report Pursuant To Section 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2023. Or o Transition Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For the Transition Period from to Commission file number 000-27719 Southern Firs

February 27, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) February 27, 2024 Southern First Bancshares, Inc.

February 9, 2024 SC 13G/A

SFST / Southern First Bancshares, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Southern First Bancshares, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designat

February 7, 2024 SC 13G/A

SFST / Southern First Bancshares, Inc. / FJ Capital Management LLC Passive Investment

SC 13G/A 1 eps11128sfst.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) * Southern First Bancshares, Inc (SFST) (Name of Issuer) Common Stock (Title of Class of Securities) 842873 10 1 (CUSIP Number) 12/31/2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to des

January 18, 2024 EX-99.1

Southern First Reports Results for 2023

Exhibit 99.1 Southern First Reports Results for 2023 Greenville, South Carolina, January 18, 2024 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three and twelve months ended December 31, 2023. “We are pleased with our fourth quarter results as we saw further growth in book value, stability in net interest ma

January 18, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 18, 2024 Southern First Bancshares, Inc.

January 18, 2024 EX-99.2

Slide Presentation.

Exhibit 99.2

January 3, 2024 EX-10.1

Loan Agreement, dated as of December 28, 2023, by and between Southern First Bancshares, Inc. and TIB, National Association (incorporated by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed on January 3, 2024).

Exhibit 10.1 LOAN AGREEMENT The undersigned, Southern First Bancshares, Inc., a South Carolina corporation (the “Borrower”), with its mailing address located at the address set forth on the signature pages hereof, has requested that TIB, National Association (the “Lender”) extend a loan (the “Loan”) to Borrower to be evidenced by Borrower’s promissory note dated of even date herewith, in the maxim

January 3, 2024 EX-10.3

Pledge Agreement, dated as of December 28, 2023, by and between Southern First Bancshares, Inc. and TIB, National Association (incorporated by reference to Exhibit 10.3 of the Company’s Current Report on Form 8-K filed on January 3, 2024).

Exhibit 10.3 Loan No. 40568 Pledge Agreement Date: As of December 28, 2023 SECURED PARTY: TIB, NATIONAL ASSOCIATION 11701 Luna Road Farmers Branch, Texas 75234 BORROWER: SOUTHERN FIRST BANCSHARES, INC. 6 Verdae Boulevard Greenville, South Carolina 29607 Borrower is: o Individual x Corporation o Partnership o Other Address is Borrower’s: o Residence x Place of Business o Chief Executive Office if m

January 3, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) December 28, 2023 Southern First Ban

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) December 28, 2023 Southern First Bancshares, Inc.

January 3, 2024 EX-10.2

Promissory Note, dated as of December 28, 2023, by and between Southern First Bancshares, Inc. and TIB, National Association (incorporated by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K filed on January 3, 2024).

Exhibit 10.2 IT IS EXPRESSLY UNDERSTOOD AND AGREED THAT THIS NOTE MAY REQUIRE A “BALLOON” PAYMENT OF ALL UNPAID PRINCIPAL AND ACCRUED BUT UNPAID INTEREST ON THE MATURITY DATE. THE UNPAID PRINCIPAL INDEBTEDNESS EVIDENCED BY THIS NOTE IS PAYABLE IN FULL AT MATURITY. MAKER MUST REPAY THE ENTIRE UNPAID PRINCIPAL BALANCE OF THIS NOTE AND ACCRUED BUT UNPAID INTEREST THEN DUE. PAYEE IS UNDER NO OBLIGATIO

October 31, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2023 ¨ TRANSITION REPORT PURSUANT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2023 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-2771

October 19, 2023 EX-99.2

Slide Presentation.

October 19, 2023 EX-99.1

Southern First Reports Results for Third Quarter 2023

Exhibit 99.1 Southern First Reports Results for Third Quarter 2023 Greenville, South Carolina, October 19, 2023 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended September 30, 2023. “Our team generated improved performance over the prior quarter as evidenced by the growth in book value,

October 19, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 19, 2023 Southern First Bancshares, Inc.

August 1, 2023 EX-3.1

Amended and Restated Articles, as amended, of Southern First Bancshares, Inc. (effective May 19, 2023) (redline version of amended sections)

Exhibit 3.1.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION OF SOUTHERN FIRST BANCSHARES, INC. (as amended effective May 19, 2023) (redline version of amended sections) ARTICLE EIGHT CLASSIFIED BOARD OF DIRECTORS At any time that the Board has six or more members the terms of office of directors will be staggered by dividing the total number of directors into three classes, with each class accoun

August 1, 2023 EX-10.1

Calvin C. Hurst Employment Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on August 1, 2023).*

Exhibit 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) is made as of and effective on the 21st day of March, 2019 (the “Effective Date”) by and between Southern First Bank (the “Employer”), having its principal office at 100 Verdae Boulevard, Suite 100, Greenville, South Carolina 29607 and Calvin Chandler Hurst (hereinafter called “Employee”), a resident of the State of Sou

August 1, 2023 EX-3.1

Amended and Restated Articles, as amended, of Southern First Bancshares, Inc. (effective May 19, 2023)

Exhibit 3.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION OF SOUTHERN FIRST BANCSHARES, INC. (as amended effective May 19, 2023) (restated for purposes of Item 601(b)(3) of Regulation S-K only) ARTICLE ONE NAME The name of the corporation is Southern First Bancshares, Inc. (the “Corporation”). ARTICLE TWO ADDRESS AND REGISTERED AGENT The street address of the registered office of the Corporation

August 1, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2023 ¨ TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2023 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Sou

July 25, 2023 EX-99.1

Southern First Reports Results for Second Quarter 2023

Exhibit 99.1 Southern First Reports Results for Second Quarter 2023 Greenville, South Carolina, July 25, 2023 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended June 30, 2023. “I am proud of our team’s performance during a volatile quarter for the banking industry,” stated Art Seaver, the

July 25, 2023 EX-99.2

Slide Presentation.

July 25, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 25, 2023 Southern First Bancshares, Inc.

May 16, 2023 EX-99.1

Presentation for Southern First Bancshares, Inc. Annual Shareholders’ Meeting

Exhibit 99.1

May 16, 2023 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 16, 2023 Southern First Bancshares, Inc.

May 2, 2023 EX-10.1

William Marion Aiken, III Employment Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on May 2, 2023).*

Exhibit 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) is made as of and effective on the 1st day of December, 2021 (the “Effective Date”) by and between Southern First Bank (the “Employer”), having its principal office at 100 Verdae Boulevard, Suite 100, Greenville, South Carolina 29607 and William Marion Aiken, III (hereinafter called “Employee”), a resident of the State

May 2, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 So

May 1, 2023 CORRESP

May 1, 2023

May 1, 2023 John Stickel Attorney Securities and Exchange Commission Division of Corporation Finance 100 F.

May 1, 2023 CORRESP

May 1, 2023

May 1, 2023 John Stickel Attorney Securities and Exchange Commission Division of Corporation Finance 100 F.

April 25, 2023 EX-99.2

Slide Presentation.

April 25, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 25, 2023 Southern First Bancshares, Inc.

April 25, 2023 EX-99.1

Southern First Reports Results for First Quarter 2023

Exhibit 99.1 Southern First Reports Results for First Quarter 2023 Greenville, South Carolina, April 25, 2023 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended March 31, 2023. “While the current interest rate environment continues to be challenging in terms of margin and earnings, we are

April 17, 2023 EX-4.12

Form of Depositary Receipt (included in Exhibit 4.12)

Exhibit 4.12 FORM OF DEPOSIT AGREEMENT This DEPOSIT AGREEMENT (“Deposit Agreement”) is made and entered into as of , 20 , by and among Southern First Bancshares, Inc., a South Carolina corporation, , and all holders from time to time of Receipts (as hereinafter defined) issued hereunder. WITNESSETH: WHEREAS, it is desired to provide, as hereinafter set forth in this Deposit Agreement, for the depo

April 17, 2023 EX-4.7

Form of Subordinated Indenture

Exhibit 4.7 SOUTHERN FIRST BANCSHARES, INC. Issuer to [ ] Trustee SUBORDINATED INDENTURE Dated as of , 20 Subordinated Debt Securities 1 TABLE OF CONTENTS Page ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 2 Section 101. Definitions 2 Section 102. Compliance Certificates and Opinions 8 Section 103. Form of Documents Delivered to Trustee 9 Section 104. Acts of Holders 9 Sectio

April 17, 2023 EX-4.5

Form of Senior Indenture

Exhibit 4.5 SOUTHERN FIRST BANCSHARES, INC. Issuer to [ ] Trustee SENIOR INDENTURE Dated as of , 20 Senior Debt Securities TABLE OF CONTENTS Page ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 2 Section 101. Definitions 2 Section 102. Compliance Certificate and Opinions 8 Section 103. Form of Documents Delivered to Trustee 8 Section 104. Acts of Holders 9 Section 105. Notices,

April 17, 2023 EX-FILING FEES

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables FORM S-3 (Form Type) SOUTHERN FIRST BANCSHARES, INC.

April 17, 2023 S-3

As filed with the U.S. Securities and Exchange Commission on April 17, 2023

Table of Contents As filed with the U.S. Securities and Exchange Commission on April 17, 2023 Registration Statement No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SOUTHERN FIRST BANCSHARES, INC. (Exact name of registrant as specified in its charter) South Carolina 58-2459561 (State or other jurisdic

April 6, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

April 3, 2023 EX-10.1

D. Andrew Borrmann Employment Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed on April 3, 2023).*

Exhibit 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) is made as of and effective on the 29th day of March, 2023 (the “Effective Date”) by and between Southern First Bank (the “Employer”), having its principal office at 6 Verdae Boulevard, Greenville, South Carolina 29607 and D. Andrew Borrmann (the “Employee”), a resident of the State of Georgia. References herein to the

April 3, 2023 EX-99.1

SOUTHERN FIRST APPOINTS ANDY BORRMANN AS CHIEF FINANCIAL OFFICER

Exhibit 99.1 SOUTHERN FIRST APPOINTS ANDY BORRMANN AS CHIEF FINANCIAL OFFICER Greenville, S.C. (April 3, 2023) - Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, is pleased to announce the appointment of Andy Borrmann as Chief Financial Officer and Executive Vice President. Borrmann joins Southern First with nearly 30 years of experience in the financial ind

April 3, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 3, 2023 (March 29, 2023) South

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 3, 2023 (March 29, 2023) Southern First Bancshares, Inc.

March 24, 2023 SC 13G

SFST / Southern First Bancshares Inc / FJ Capital Management LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) * Southern First Bancshares, Inc (SFST) (Name of Issuer) Common Stock (Title of Class of Securities) 842873 10 1 (CUSIP Number) 3/21/2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to wh

March 23, 2023 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: x Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

February 13, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2022. ☐ Transition Report Pursuant To Section 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2022. Or ☐ Transition Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For the Transition Period from to Commission file number 000-27719 Southern Firs

February 13, 2023 EX-21

Subsidiaries

Exhibit 21 Subsidiaries Southern First Bank Greenville Statutory Trust I and II

February 8, 2023 SC 13G/A

SFST / Southern First Bancshares, Inc. / FJ Capital Management LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 ) * Southern First Bancshares (SFST) (Name of Issuer) Common Stock (Title of Class of Securities) 842873101 (CUSIP Number) 12/31/2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

February 7, 2023 SC 13G/A

SFST / Southern First Bancshares, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Southern First Bancshares, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designat

January 27, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 25, 2023 Southern First Bancshares, Inc.

January 24, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 24, 2023 Southern First Bancshares, Inc.

January 24, 2023 EX-99.2

FORWARD-LOOKING STATEMENTS During the course of this presentation, management may make projections and forward-looking statements regarding events or the future financial performance of Southern First Bancshares, Inc. We wish to caution you that thes

EX-99.2 3 southernfirst4154951-ex992.htm SLIDE PRESENTATION Exhibit 99.2 FOURTH QUARTER RESULTS 2022January 24, 2023 FORWARD-LOOKING STATEMENTS During the course of this presentation, management may make projections and forward-looking statements regarding events or the future financial performance of Southern First Bancshares, Inc. We wish to caution you that these forward-looking statements invo

January 24, 2023 EX-99.1

Southern First Reports Results for Fourth Quarter 2022

Exhibit 99.1 Southern First Reports Results for Fourth Quarter 2022 Greenville, South Carolina, January 24, 2023 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three and twelve months ended December 31, 2022. “Southern First continues to attract talented bankers, and clients are moving their relationships to

November 1, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2022 OR ☐ TRANSITION REPORT PURSU

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-2771

October 25, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 25, 2022 Southern First Bancshares, Inc.

October 25, 2022 EX-99.2

Slide Presentation.

October 25, 2022 EX-99.1

Southern First Reports Results for Third Quarter 2022

Exhibit 99.1 Southern First Reports Results for Third Quarter 2022 Greenville, South Carolina, October 25, 2022 ? Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended September 30, 2022. ?The third quarter saw exceptional growth for our company, including opening a record number of new deposi

August 22, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) August 22, 2022 (August 18, 2022) Southern First Bancshares, Inc.

August 22, 2022 EX-99.1

SOUTHERN FIRST NAMES CAL HURST AS PRESIDENT

Exhibit 99.1 SOUTHERN FIRST NAMES CAL HURST AS PRESIDENT Greenville, South Carolina (August 22, 2022) - Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, is pleased to announce the appointment of Cal Hurst to President. Hurst has served as Chief Banking Officer and Executive Vice President of Southern First since 2019, contributing to the bank?s strategic gro

August 2, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT T

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Sou

July 26, 2022 EX-99.2

Slide Presentation.

Exhibit 99.2

July 26, 2022 EX-99.1

Southern First Reports Results for Second Quarter 2022

Exhibit 99.1 Southern First Reports Results for Second Quarter 2022 Greenville, South Carolina, July 26, 2022 ? Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended June 30, 2022. ?I am incredibly proud of the Southern First team as they generated significant new client relationships and reco

July 26, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 26, 2022 Southern First Bancshares, Inc.

June 21, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) June 21, 2022 Southern First Bancshares, Inc.

May 17, 2022 EX-99.1

Presentation for Southern First Bancshares, Inc. Annual Shareholders’ Meeting

Exhibit 99.1

May 17, 2022 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 17, 2022 Southern First Bancshares, Inc.

May 6, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 So

April 26, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 26, 2022 Southern First Bancshares, Inc.

April 26, 2022 EX-99.2

Slide Presentation.

Exhibit 99.2

April 26, 2022 EX-99.1

Southern First Reports Results for First Quarter 2022

Exhibit 99.1 Southern First Reports Results for First Quarter 2022 Greenville, South Carolina, April 26, 2022 ? Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended March 31, 2022. ?The first quarter represents the strongest loan growth quarter in our company?s history and is a testimony to o

April 8, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

April 1, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 1, 2022 Southern First Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina (State or other jurisdiction of incorporation) 000-27719 58-2459561

March 4, 2022 EX-10.32

Second Amended and Restated Loan and Security Agreement, dated as of December 21, 2021, by and between Southern First Bancshares, Inc. and SouthState Bank, National Association.**

Exhibit 10.32 SECOND AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT THIS SECOND AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT made this 21th day of December, 2021, by and between SOUTHERN FIRST BANCSHARES, INC., a South Carolina corporation, having its principal place of business in 100 Verdae Boulevard, Suite 100, Greenville, South Carolina 29606 (hereinafter referred to as the ?Borrower?),

March 4, 2022 EX-21

Subsidiaries

Exhibit 21 Subsidiaries Southern First Bank Greenville Statutory Trust I and II

March 4, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2021. ☐ Transition Report Pursuant To Section 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2021. Or ? Transition Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For the Transition Period from to Commission file number 000-27719 Southern Firs

March 4, 2022 EX-10.33

Second Amended and Restated Promissory Note, dated as of December 21, 2021, by and between Southern First Bancshares, Inc. and SouthState Bank, National Association.**

Exhibit 10.33 SECOND AMENDED AND RESTATED PROMISSORY NOTE $15,000,000.00 December 21, 2021 FOR VALUE RECEIVED, the undersigned, SOUTHERN FIRST BANCSHARES, INC., a South Carolina corporation (the ?Borrower?), promises to pay to the order of SOUTHSTATE BANK, N.A., a national banking association formerly known as CenterState Bank, National Association (the ?Lender?), in lawful money of the United Sta

February 16, 2022 SC 13G/A

SFST / Southern First Bancshares, Inc. / MANULIFE FINANCIAL CORP - AMENDMENT TO SCHEDULE FILED TO REPORT ACQUISITION OF BENEFICIAL OWNERSHIP Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. 7) * Under the Securities Exchange Act of 1934 Southern First Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

February 11, 2022 SC 13G/A

SFST / Southern First Bancshares, Inc. / FJ Capital Management LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 ) * Southern First Bancshares (SFST) (Name of Issuer) Common Stock (Title of Class of Securities) 842873101 (CUSIP Number) 12/31/2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

February 10, 2022 SC 13G/A

SFST / Southern First Bancshares, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Southern First Bancshares, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to wh

January 25, 2022 EX-99.2

Slide Presentation.

Exhibit 99.2

January 25, 2022 EX-99.1

Southern First Reports 2021 Financial Results

Exhibit 99.1 Southern First Reports 2021 Financial Results Greenville, South Carolina, January 25, 2022 ? Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period and year ended December 31, 2021. ?We are incredibly proud of our team and their record performance in 2021,? stated Art Seaver, the company

January 25, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 25, 2022 Southern First Bancshares, Inc.

December 23, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) December 21, 2021 Southern First Bancshares, Inc.

November 2, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from????to Commission file number 000-27719 ? Southern Fi

October 26, 2021 EX-99.2

Slide Presentation.

October 26, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 26, 2021 Southern First Bancshares, Inc.

October 26, 2021 EX-99.1

Southern First Reports Results for Third Quarter 2021

Exhibit 99.1 Southern First Reports Results for Third Quarter 2021 Greenville, South Carolina, October 26, 2021 ? Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three- and nine- month periods ended September 30, 2021. ?The third quarter was a record quarter for Southern First,? stated Art Seaver, the company?s

August 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from????to Commission file number 000-27719 ? Southern First B

July 27, 2021 EX-99.2

Slide Presentation.

July 27, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 27, 2021 Southern First Bancshares, Inc.

July 27, 2021 EX-99.1

Southern First Reports Results for Second Quarter 2021

Exhibit 99.1 Southern First Reports Results for Second Quarter 2021 Greenville, South Carolina, July 27, 2021 ? Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three- and six- month periods ended June 30, 2021. ?We are incredibly excited about our performance in the second quarter of 2021,? stated Art Seaver, th

June 8, 2021 SC 13G

SFST / Southern First Bancshares, Inc. / FJ Capital Management LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) * Southern First Bancshares (SFST) (Name of Issuer) Common Stock (Title of Class of Securities) 842873101 (CUSIP Number) 06/04/2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th

May 20, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 18, 2021 Southern First Bancshares, Inc.

May 18, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 18, 2021 Southern First Bancshares, Inc.

April 29, 2021 10-Q

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from????to Commission file number 000-27719 ? Southern First

April 27, 2021 EX-99.1

Southern First Reports Results for First Quarter 2021

Exhibit 99.1 Southern First Reports Results for First Quarter 2021 Greenville, South Carolina, April 27, 2021 ? Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended March 31, 2021. ?We are off to a strong start in 2021 with record earnings for the first quarter,? stated Art Seaver, the compan

April 27, 2021 EX-99.2

Slide Presentation.

April 27, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 27, 2021 Southern First Bancshares, Inc.

April 12, 2021 DEF 14A

- DEFINITIVE PROXY STATEMENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

March 9, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) March 9, 2021 Southern First Bancshares, Inc.

March 2, 2021 EX-21

Subsidiaries

EX-21 2 sfst10kex21-1.htm SUBSIDIARIES Exhibit 21 Subsidiaries Southern First Bank Greenville Statutory Trust I and II

March 2, 2021 10-K

Annual Report - ANNUAL REPORT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2020. Or ? Transition Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For the Transition Period from to Commission file number 000-27719 Southern Firs

February 9, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Southern First Bancshares, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) (CUSIP Num

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Southern First Bancshares, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule

February 4, 2021 SC 13G/A

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 12 )* Southern First Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to

February 3, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6) *

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6) * Southern First Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

January 26, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 26, 2021 Southern First Bancshares, Inc.

January 26, 2021 EX-99.1

1

Exhibit 99.1 Southern First Reports 2020 Financial Results Greenville, South Carolina, January 26, 2021 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for three-month period and year ended December 31, 2020. “While 2020 was a year of unprecedented challenges, I am incredibly proud of our team as they embraced our mis

January 15, 2021 EX-4.6

Form of Award Agreement for Restricted Stock.

EX-4.6 3 sfb3856841-ex46.htm FORM OF AWARD AGREEMENT FOR RESTRICTED STOCK Exhibit 4.6 SOUTHERN FIRST BANCSHARES, INC. 2020 EQUITY INCENTIVE PLAN RESTRICTED STOCK AWARD GRANT NOTICE Participant Name: Company: Southern First Bancshares, Inc. Notice: A summary of the terms of your grant of Restricted Shares is set out in this notice (the “Grant Notice”) but subject always to the terms of the Southern

January 15, 2021 EX-4.5

Form of Award Agreement for Stock Options.

EX-4.5 2 sfb3856841-ex45.htm FORM OF AWARD AGREEMENT FOR STOCK OPTIONS Exhibit 4.5 SOUTHERN FIRST BANCSHARES, INC. 2020 EQUITY INCENTIVE PLAN STOCK OPTION AGREEMENT THIS STOCK OPTION AGREEMENT (this “Agreement”) is entered into as of this day of , between Southern First Bancshares, Inc., a South Carolina corporation (the “Company”), and (the “Optionee”). WHEREAS, on March 17, 2020, the Board of Di

January 15, 2021 S-8

- INITIAL REGISTRATION STATEMENT FOR SECURITIES TO BE OFFERED TO EMPLOYEES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Southern First Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 58-2459561 (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification Number) 100 Verdae Boulevard, Suite 100 Greenville, Sou

November 2, 2020 EX-3.1

Amendment to Amended and Restated Bylaws dated March 18, 2008 (incorporated by reference to Exhibit 3.1 of the Company’s Form 10-Q filed on November 2, 2020).

EX-3.1 2 sfb3823841-ex31.htm AMENDMENT TO AMENDED AND RESTATED BYLAWS Exhibit 3.1 AMENDMENT TO AMENDED AND RESTATED BYLAWS OF SOUTHERN FIRST BANCSHARES, INC. This Amendment is made to the Amended and Restated Bylaws of Southern First Bancshares, Inc. dated March 18, 2008 (the “Bylaws”) as of the 27th day of October, 2020. WHEREAS, Southern First Bancshares, Inc. (the “Corporation”) desires to amen

November 2, 2020 10-Q

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from    to Commission file number 000-27719   Southern Fi

October 27, 2020 8-K

- CURRENT REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 27, 2020 Southern First Bancshares, Inc.

October 27, 2020 EX-99.1

[Footnotes to table located on page 7]

Exhibit 99.1 Southern First Reports Results for Third Quarter 2020 Greenville, South Carolina, October 27, 2020 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three- and nine-month period ended September 30, 2020. “I am proud of our team’s performance in this COVID environment. Our team of bankers have genera

August 3, 2020 EX-10.1

Amended and Restated Loan and Security Agreement, dated as of June 29, 2020, by and between Southern First Bancshares, Inc. and CenterState Bank, National Association (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on August 3, 2020).

EX-10.1 2 sfb35772727-ex101.htm AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT, DATED AS OF JUNE 29, 2020 AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT THIS AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT made this 29th day of June, 2020, by and between SOUTHERN FIRST BANCSHARES, INC., a South Carolina corporation, having its principal place of business in 100 Verdae Boulevard, Suite 100, Gr

August 3, 2020 10-Q

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from    to Commission file number 000-27719   Southern First B

August 3, 2020 EX-10.2

Amended and Restated Promissory Note, dated as of June 29, 2020, by and between Southern First Bancshares, Inc. and CenterState Bank, National Association (incorporated by reference to Exhibit 10.2 of the Company’s Form 10-Q filed on August 3, 2020).

EX-10.2 3 sfb35772727-ex102.htm AMENDED AND RESTATED PROMISSORY NOTE, DATED AS OF JUNE 29, 2020 AMENDED AND RESTATED PROMISSORY NOTE $15,000,000.00 June 29th 2020 FOR VALUE RECEIVED, the undersigned , SOUTHERN FIRST BANCSHARES, INC., a South Carolina corporation (the "Borrower"), promises to pay to the order of CENTERSTATEBANK, NATIONAL ASSOCIATION , a national banking association (the "Lender") ,

July 28, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 28, 2020 Southern First Bancshares, Inc.

July 28, 2020 EX-99.1

Southern First Reports Results for Second Quarter 2020

Exhibit 99.1 Southern First Reports Results for Second Quarter 2020 Greenville, South Carolina, July 28, 2020 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three and six-month period ended June 30, 2020. “In this current environment, our focus continues to be on the care of our team and clients,” stated Art

July 28, 2020 EX-99.2

Slide Presentation.

EX-99.2 3 sfb35772726-ex992.htm SLIDE PRESENTATION

July 2, 2020 8-K

Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) June 29, 2020 Southern First Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina (State or other jurisdiction of incorporation) 000-27719 58-2459561

May 12, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 12, 2020 Southern First Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina (State or other jurisdiction of incorporation) 000-27719 58-2459561 (

May 12, 2020 EX-99.1

Slide presentation used in connection with the 2020 Annual Shareholders' meeting held on May 12, 2020.

EX-99.1 2 sfb35772724-ex991.htm SLIDE PRESENTATION USED IN CONNECTION WITH THE 2020 ANNUAL SHAREHOLDERS

April 28, 2020 EX-99.1

Southern First Reports Results for First Quarter 2020

Exhibit 99.1 Southern First Reports Results for First Quarter 2020 Greenville, South Carolina, April 28, 2020 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period ended March 31, 2020. “As we find ourselves in the middle of this COVID-19 pandemic, the focus of our company has shifted to caring fo

April 28, 2020 10-Q

Quarterly Report - QUARTERLY REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Southern First Bancs

April 28, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 28, 2020 Southern First Bancshares, Inc.

April 17, 2020 CORRESP

-

April 17, 2020 Donald E. Field Attorney Securities and Exchange Commission Division of Corporation Finance 100 F. Street NE Washington, D.C. 20549 Re: Southern First Bancshares, Inc. (the “Registrant”) Registration Statement on Form S-3 (File No. 333-237653) Dear Mr. Field: Pursuant to Rule 461 under the Securities Act of 1933, as amended (the “Securities Act”), the Registrant hereby requests that

April 13, 2020 EX-4.12

Form of Depositary Receipt (included in Exhibit 4.12)

EX-4.12 4 sfb35772720-ex412.htm FORM OF DEPOSIT AGREEMENT Exhibit 4.12 FORM OF DEPOSIT AGREEMENT This DEPOSIT AGREEMENT (“Deposit Agreement”) is made and entered into as of , 20 , by and among Southern First Bancshares, Inc., a South Carolina corporation, , and all holders from time to time of Receipts (as hereinafter defined) issued hereunder. WITNESSETH: WHEREAS, it is desired to provide, as her

April 13, 2020 EX-4.5

Form of Senior Indenture

EX-4.5 2 sfb35772720-ex45.htm FORM OF SENIOR INDENTURE Exhibit 4.5 SOUTHERN FIRST BANCSHARES, INC. Issuer to [ ] Trustee SENIOR INDENTURE Dated as of , 20 Senior Debt Securities TABLE OF CONTENTS Page ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 2 Section 101. Definitions 2 Section 102. Compliance Certificate and Opinions 8 Section 103. Form of Documents Delivered to Trustee

April 13, 2020 S-3

SFST / Southern First Bancshares, Inc. S-3 - - REGISTRATION STATEMENT FOR SPECIFIED TRANSACTIONS BY CERTAIN ISSUERS

As filed with the U.S. Securities and Exchange Commission on April 13, 2020 Registration Statement No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SOUTHERN FIRST BANCSHARES, INC. (Exact name of registrant as specified in its charter) South Carolina 58-2459561 (State or other jurisdiction of (I.R.S. Em

April 13, 2020 EX-4.7

Form of Subordinated Indenture

EX-4.7 3 sfb35772720-ex47.htm FORM OF SUBORDINATED INDENTURE Exhibit 4.7 SOUTHERN FIRST BANCSHARES, INC. Issuer to [ ] Trustee SUBORDINATED INDENTURE Dated as of , 20 Subordinated Debt Securities 1 TABLE OF CONTENTS Page ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 2 Section 101. Definitions 2 Section 102. Compliance Certificates and Opinions 8 Section 103. Form of Documents

March 30, 2020 DEF 14A

SFST / Southern First Bancshares, Inc. DEF 14A - - DEFINITIVE PROXY STATEMENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box:   ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Sta

March 11, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) March 11, 2020 Southern First Bancshares, Inc.

March 2, 2020 EX-21

Subsidiaries

Exhibit 21 Subsidiaries Southern First Bank Greenville Statutory Trust I and II

March 2, 2020 EX-4.2

Form of certificate of common stock (incorporated by reference to Exhibit 4.2 of the Company’s Registration Statement on Form SB-2, File No. 333-83851).

Exhibit 4.2 DESCRIPTION OF SOUTHERN FIRST BANCSHARES, INC. CAPITAL STOCK References to “we,” “us” or “our” and the “Company” herein refer to Southern First Bancshares, Inc., a South Carolina corporation. This summary does not purport to be complete and is subject to and is qualified in its entirety by reference to our amended and restated articles of incorporation, as amended (“Articles of Incorpo

March 2, 2020 10-K

SFST / Southern First Bancshares, Inc. 10-K - Annual Report - ANNUAL REPORT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2019. Or ☐ Transition Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For the Transition Period from to Commission file number 000-27719 Southern Firs

February 19, 2020 EX-99.1

Presentation given by certain executive officers of Southern First Bancshares, Inc. in preparation for meeting with various members of the financial and investing community on February 19, 2020.

Exhibit 99.1

February 19, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) February 19, 2020 Southern First Bancshares, Inc.

February 13, 2020 SC 13G/A

SFST / Southern First Bancshares, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Southern First Bancshares, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule

February 12, 2020 SC 13G/A

SFST / Southern First Bancshares, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: Southern First Bancshares Inc Title of Class of Securities: Common Stock CUSIP Number: 842873101 Date of Event Which Requires Filing of this Statement: December 31, 2019 Check the appropriate box to designate the rule pursuant to which this Schedule i

February 12, 2020 SC 13G/A

SFST / Southern First Bancshares, Inc. / MANULIFE FINANCIAL CORP - AMENDMENT TO SCHEDULE FILED TO REPORT ACQUISITION OF BENEFICIAL OWNERSHIP Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5) * Southern First Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

January 28, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 28, 2020 Southern First Bancshares, Inc.

January 28, 2020 EX-99.1

Southern First Reports 2019 Financial Results

Exhibit 99.1 Southern First Reports 2019 Financial Results Greenville, South Carolina, January 28, 2020 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three-month period and year ended December 31, 2019. 2019 Fourth Quarter Highlights ● Net income improved to $7.2 million, a 24.5% increase over Q4 2018 ● Dilu

January 27, 2020 SC 13G/A

SFST / Southern First Bancshares, Inc. / Wellington Management Group LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 11 )* Southern First Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to

January 23, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 23, 2020 (January 21, 2020) Southern First Bancshares, Inc.

January 23, 2020 EX-10.2

General Waiver and Release Agreement dated as of January 23, 2020 between Southern First Bank and F. Justin Strickland (incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed on January 23, 2020).*

EX-10.2 3 sfb35772714-ex102.htm GENERAL WAIVER AND RELEASE AGREEMENT Exhibit 10.2 GENERAL WAIVER AND RELEASE AGREEMENT PLEASE READ CAREFULLY This General Waiver and Release Agreement (the “Agreement”) is made effective as of January 23, 2020 (the “Effective Date”) by and between F. Justin Strickland (the “Executive”) and Southern First Bank, a South Carolina state bank, together with Southern Firs

January 23, 2020 EX-10.1

Consulting Agreement dated as of January 23, 2020 between Southern First Bancshares, Inc., Southern First Bank, and F. Justin Strickland (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on January 23, 2020).*

EX-10.1 2 sfb35772714-ex101.htm CONSULTING AGREEMENT Exhibit 10.1 CONSULTING AGREEMENT THIS CONSULTING AGREEMENT (this “Agreement”) effective as of January 23, 2020 (the “Effective Date”), is made by and between Southern First Bank (the “Bank”) and Southern First Bancshares, Inc. (together with the Bank, the “Company”), and F. Justin Strickland, an individual resident of South Carolina. WHEREAS, M

January 9, 2020 424B3

OFFER TO EXCHANGE ______________________ $23,000,000 aggregate principal amount of 4.75% Fixed-to-Floating Rate Subordinated Notes due 2029 that have been registered under the Securities Act of 1933 for any and all outstanding unregistered 4.75% Fixe

Filed Pursuant to Rule 424(b)(3) Registration No. 333-235465 OFFER TO EXCHANGE $23,000,000 aggregate principal amount of 4.75% Fixed-to-Floating Rate Subordinated Notes due 2029 that have been registered under the Securities Act of 1933 for any and all outstanding unregistered 4.75% Fixed-to-Floating Rate Subordinated Notes due 2029 The exchange offer will expire at 11:59 p.m., New York City time,

January 3, 2020 CORRESP

SFST / Southern First Bancshares, Inc. CORRESP - -

Southern First Bancshares, Inc. 100 Verdae Boulevard, Suite 100 Greenville, South Carolina 29607 January 3, 2020 U.S. Securities and Exchange Commission Division of Corporation Finance 100 F. Street, N.E. Washington, D.C. 20549 Attention: Sonia Bednarowski Dietrich King Division of Corporation Finance Office of Financial Services Re: Southern First Bancshares, Inc. (the “Registrant”) Registration

January 3, 2020 S-4/A

SFST / Southern First Bancshares, Inc. S-4/A - - PRE-EFFECTIVE AMENDMENT TO REGISTRATION OF SECURITIES ISSUED IN BUSINESS

As filed with the Securities and Exchange Commission on January 3, 2020 Registration No.

January 3, 2020 EX-99.1

Form of Letter of Transmittal.

EX-99.1 2 sfb3688591-ex991.htm FORM OF LETTER OF TRANSMITTAL Exhibit 99.1 THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION. If you are in any doubt as to the action to be taken, you should immediately consult your broker, bank manager, lawyer, accountant, investment advisor or other professional advisor. SOUTHERN FIRST BANCSHARES, INC. Letter of Transmittal for Tender of All Unregi

December 12, 2019 EX-99.1

Form of Letter of Transmittal.

EX-99.1 5 sfb3688591-ex991.htm FORM OF LETTER OF TRANSMITTAL Exhibit 99.1 THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION. If you are in any doubt as to the action to be taken, you should immediately consult your broker, bank manager, lawyer, accountant, investment advisor or other professional advisor. SOUTHERN FIRST BANCSHARES, INC. Letter of Transmittal for Tender of All Unregi

December 12, 2019 EX-25.1

Form T-1 Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of UMB Bank, National Association.

Exhibit 25.1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) UMB BANK, NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 44-0201230 I.R.S. Employer Identif

December 12, 2019 S-4

Power of Attorney (included with “Signature” pages of this registration statement).*

As filed with the Securities and Exchange Commission on December 12, 2019 Registration No.

November 1, 2019 10-Q

September 30, 2019

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Southern First B

October 22, 2019 EX-99.1

Southern First Reports Results for Third Quarter 2019

Exhibit 99.1 Southern First Reports Results for Third Quarter 2019 Greenville, South Carolina, October 22, 2019 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three- and nine-month periods ended September 30, 2019. 2019 Third Quarter Highlights ● Net income improved to $7.4 million, a 28.2% increase over Q3 2

October 22, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 22, 2019 Southern First Bancshares, Inc.

October 2, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 2, 2019 Southern First Bancshares, Inc.

October 2, 2019 EX-99.1

Southern First Named a Top Performing Bank by Sandler O’Neill

Exhibit 99.1 Southern First Named a Top Performing Bank by Sandler O’Neill Greenville, South Carolina, October 2, 2019 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, has been named by Sandler O’Neill + Partners, L.P. as one of the nation's top performing small-cap banks and thrifts, included in the firm's Sm-All Stars Class of 2019. Southern First was al

September 30, 2019 EX-10.2

Form of Registration Rights Agreement dated as of September 30, 2019 by and among Southern First Bancshares, Inc. and certain qualified institutional buyers and accredited investors (incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed on September 30, 2019).

EX-10.2 5 sfb35772710-ex102.htm FORM OF REGISTRATION RIGHTS AGREEMENT Exhibit 10.2 FORM OF REGISTRATION RIGHTS AGREEMENT This REGISTRATION RIGHTS AGREEMENT (the “Agreement”) is dated as of September 30, 2019 and is made by and among Southern First Bancshares, Inc., a South Carolina corporation (the “Company”), and the several purchasers of the Subordinated Notes (as defined below) identified on th

September 30, 2019 EX-4.2

Form of 4.75% Fixed-to-Floating Subordinated Note due 2029 of Southern First Bancshares, Inc. (incorporated by reference to Exhibit 4.2 of the Company’s Form 8-K filed on September 30, 2019).

EX-4.2 3 sfb35772710-ex42.htm FORM OF 4.75% FIXED-TO-FLOATING SUBORDINATED NOTE DUE 2029 Exhibit 4.2 SOUTHERN FIRST BANCSHARES, INC. 4.75% FIXED-TO-FLOATING RATE SUBORDINATED NOTE DUE 2029 THE SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR SECURITIES LAWS OF ANY STATE AND MAY NOT BE TRANSFERRED, SOLD OR OTH

September 30, 2019 EX-10.1

Form of Subordinated Note Purchase Agreement dated as of September 30, 2019 by and among Southern First Bancshares, Inc. and certain qualified institutional buyers and accredited investors (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on September 30, 2019).

Exhibit 10.1 FORM OF SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of September 30, 2019, and is made by and among Southern First Bancshares, Inc., a South Carolina corporation (the “Company”), and the several purchasers of the Subordinated Notes identified on the signature pages hereto (each a “Purchaser” and collectively, the “Purch

September 30, 2019 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) September 30, 2019 Southern First Bancshares, Inc.

September 30, 2019 EX-4.1

Indenture dated as of September 30, 2019 between Southern First Bancshares, Inc. and UMB Bank, National Association, as trustee (incorporated by reference to Exhibit 4.1 of the Company’s Form 8-K filed on September 30, 2019).

EX-4.1 2 sfb35772710-ex41.htm INDENTURE, DATED AS OF SEPTEMBER 30, 2019 Exhibit 4.1 SOUTHERN FIRST BANCSHARES, INC. As Issuer, and UMB Bank, National Association As Trustee INDENTURE Dated as of September 30, 2019 4.75% Fixed-to-Floating Rate Subordinated Notes due 2029 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.01 Definitions. 1 Section 1.02 Compliance

August 6, 2019 EX-99.1

Presentation given by certain executive officers of Southern First Bancshares, Inc. in preparation for meeting with various members of the financial and investing community on August 6 - 8, 2019.

Exhibit 99.1

August 6, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) August 6, 2019 Southern First Bancshares, Inc.

August 2, 2019 EX-10.1

Development Services Agreement dated as of April 9, 2019 between Southern First Bank and Cothran Properties, LLC (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on August 2, 2019).

DEVELOPMENT SERVICES AGREEMENT THIS DEVELOPMENT SERVICES AGREEMENT (“Agreement”) is made and entered into this 9th day of April, 2019 by and between Southern First Bank, (hereinafter referred to as “Bank”), and COTHRAN PROPERTIES, LLC, a South Carolina limited liability company (hereinafter referred to as “Cothran Properties”).

August 2, 2019 10-Q

June 30, 2019

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Southern First Bancsh

July 30, 2019 EX-99.1

MIKE DOWLING NAMED CHIEF OPERATING OFFICER OF SOUTHERN FIRST

Exhibit 99.1 MIKE DOWLING NAMED CHIEF OPERATING OFFICER OF SOUTHERN FIRST Greenville, South Carolina, July 30, 2019 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, is pleased to announce the promotion of Michael D. Dowling (47) to Chief Operating Officer. He will continue to serve as Chief Financial Officer of the company. Dowling has been an executive vi

July 30, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 30, 2019 (July 24, 2019) Southern First Bancshares, Inc.

July 23, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 23, 2019 Southern First Bancshares, Inc.

July 23, 2019 EX-99.1

Southern First Reports Results for Second Quarter 2019

EX-99.1 2 sfb3577276-ex991.htm EARNINGS PRESS RELEASE FOR THE PERIOD ENDED JUNE 30, 2019 Exhibit 99.1 Southern First Reports Results for Second Quarter 2019 Greenville, South Carolina, July 23, 2019 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three- and six-month periods ended June 30, 2019. 2019 Second Qu

May 22, 2019 EX-99.1

Slide presentation posted on the Company’s website in connection with the 2019 Annual Shareholders’ meeting held on May 21, 2019.

Exhibit 99.1

May 22, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 21, 2019 Southern First Bancshares, Inc.

April 30, 2019 10-Q

March 31, 2019

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Southern First Bancs

April 23, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 23, 2019 Southern First Bancshares, Inc.

April 23, 2019 EX-99.1

Southern First Reports Results for First Quarter of 2019

Exhibit 99.1 Southern First Reports Results for First Quarter of 2019 Greenville, South Carolina, April 23, 2019 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today reported net income available to common shareholders of $6.0 million, or $0.78 per diluted share, for the first quarter of 2019. In comparison, net income available to common shareholders wa

April 8, 2019 DEF 14A

April 8, 2019

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

February 28, 2019 10-K

Annual Report on Form 10-K for the year ended December 31, 2018;

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For The Fiscal Year December 31, 2018. Or ☐ Transition Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934 For the Transition Period from to Commission file number 000-27719 Southern Firs

February 28, 2019 EX-21

Southern First Bank

EX-21 2 sfb3459826-ex21.htm SUBSIDIARIES Exhibit 21 Subsidiaries Southern First Bank Greenville Statutory Trust I and II

February 14, 2019 SC 13G/A

SFST / Southern First Bancshares, Inc. / MANULIFE FINANCIAL CORP - AMENDMENT TO SCHEDULE FILED TO REPORT ACQUISITION OF BENEFICIAL OWNERSHIP Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4) * Southern First Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

February 14, 2019 SC 13G/A

SFST / Southern First Bancshares, Inc. / RMB Capital Management, LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.

February 12, 2019 SC 13G/A

SFST / Southern First Bancshares, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Southern First Bancshares, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule

February 12, 2019 SC 13G

SFST / Southern First Bancshares, Inc. / VANGUARD GROUP INC Passive Investment

southernfirstbancsharesinc.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 0 )* Name of issuer: Southern First Bancshares Inc Title of Class of Securities: Common Stock CUSIP Number: 842873101 Date of Event Which Requires Filing of this Statement: December 31, 2018 Check

February 12, 2019 SC 13G/A

SFST / Southern First Bancshares, Inc. / Wellington Management Group LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 10 )* Southern First Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 842873101 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to

February 6, 2019 EX-10.3

Amendment dated as of January 31, 2019 to Michael D. Dowlling Amended and Restated Employment Agreement (incorporated by reference to Exhibit 10.3 of the Company’s Form 8-K filed on February 6, 2019).*

EX-10.3 4 sfb3459825-ex103.htm AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT Exhibit 10.3 AMENDMENT TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT This amendment (the “Amendment”), dated as of January 31, 2019, is made by and between Southern First Bank (the “Bank”) and Southern First Bancshares, Inc. (the “Company” and, together with the Bank, the “Employer”), having its principal offi

February 6, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 31, 2019 Southern First Bancshares, Inc.

February 6, 2019 EX-10.1

Amendment dated as of January 31, 2019 to R. Arthur Seaver, Jr. Amended and Restated Employment Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on February 6, 2019).*

EX-10.1 2 sfb3459825-ex101.htm AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT Exhibit 10.1 AMENDMENT TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT This amendment (the “Amendment”), dated as of January 31, 2019, is made by and between Southern First Bank (the “Bank”) and Southern First Bancshares, Inc. (the “Company” and, together with the Bank, the “Employer”), having its principal offi

February 6, 2019 EX-10.2

Amendment dated as of January 31, 2019 to F. Justin Strickland Amended and Restated Employment Agreement (incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed on February 6, 2019).*

EX-10.2 3 sfb3459825-ex102.htm AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT Exhibit 10.2 AMENDMENT TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT This amendment (the “Amendment”), dated as of January 31, 2019, is made by and between Southern First Bank (the “Bank”) and Southern First Bancshares, Inc. (the “Company” and, together with the Bank, the “Employer”), having its principal offi

January 22, 2019 EX-99.1

Southern First Reports Results for 2018

EX-99.1 2 sfb3459824-ex991.htm EARNINGS PRESS RELEASE FOR THE PERIOD ENDED DECEMBER 31, 2018 Exhibit 99.1 Southern First Reports Results for 2018 Greenville, South Carolina, January 22, 2019 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today reported net income available to common shareholders of $5.8 million, or $0.75 per diluted share, for the fourth

January 22, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 22, 2019 Southern First Bancshares, Inc.

November 29, 2018 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) November 20, 2018 Southern First Bancshares, Inc.

November 1, 2018 10-Q

SFST / Southern First Bancshares, Inc. QUARTERLY REPORT (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Southern First B

October 23, 2018 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 23, 2018 Southern First Bancshares, Inc.

October 23, 2018 EX-99.1

Southern First Reports Results for Third Quarter of 2018

sfb3459821-ex991.htm - Generated by SEC Publisher for SEC Filing Exhibit 99.1 Southern First Reports Results for Third Quarter of 2018 Greenville, South Carolina, October 23, 2018 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today reported net income available to common shareholders of $5.8 million, or $0.75 per diluted share, for the third quarter of

July 31, 2018 10-Q

SFST / Southern First Bancshares, Inc. QUARTERLY REPORT (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Southern First Bancsh

July 24, 2018 EX-99.1

Southern First Reports Results for Second Quarter of 2018

Southern First Reports Results for Second Quarter of 2018 Greenville, South Carolina, July 24, 2018 – Southern First Bancshares, Inc.

July 24, 2018 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 24, 2018 Southern First Bancshares, Inc.

May 16, 2018 EX-99.1

Slide presentation posted on the Company’s website in connection with the 2018 Annual Shareholders’ meeting held on May 15, 2018.

Exhibit 99.1

May 16, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

sfst3422611-8k.htm - Generated by SEC Publisher for SEC Filing UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 15, 2018 Southern First Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina (State o

May 1, 2018 10-Q

SFST / Southern First Bancshares, Inc. QUARTERLY REPORT (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 000-27719 Southern First Bancs

April 24, 2018 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 24, 2018 Southern First Bancshares, Inc.

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