FETM / Fentura Financial, Inc. - Depositi SEC, Relazione annuale, dichiarazione di delega

Fentura Financial, Inc.
US ˙ OTCPK
QUESTO SIMBOLO NON E' PIU' ATTIVO

Statistiche di base
CIK 919865
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Fentura Financial, Inc.
SEC Filings (Chronological Order)
Questa pagina fornisce un elenco completo e cronologico dei depositi SEC, esclusi i documenti di proprietà che forniamo altrove.
November 14, 2024 SC 13G

FETM / Fentura Financial, Inc. / Fourthstone LLC - SCHEDULE TO REPORT BENEFICIAL OWNERSHIP Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No.)* Under the Securities Exchange Act of 1934 FENTURA FINANCIAL, INC. (Name of Issuer) Common Stock, no par value (Titles of Class of Securities) 314645102 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant

July 25, 2024 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 25, 2024 ChoiceOne Financial Services, Inc. (Exact Name of Registrant as Specified in its Charter) Michigan (State or Other Jurisdiction of Incorporation) 001-39209 (Commission Fi

July 25, 2024 EX-2.1

AGREEMENT AND PLAN OF MERGER BY AND BETWEEN CHOICEONE FINANCIAL SERVICES, INC. FENTURA FINANCIAL, INC. Dated as of July 25, 2024 TABLE OF CONTENTS

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER BY AND BETWEEN CHOICEONE FINANCIAL SERVICES, INC. AND FENTURA FINANCIAL, INC. Dated as of July 25, 2024 TABLE OF CONTENTS ARTICLE I THE MERGER 1 1.1 Merger. 1 1.2 The Closing. 2 1.3 Effective Time of Merger. 2 1.4 Additional Actions. 2 1.5 Surviving Corporation. 3 1.6 Bank Consolidation. 3 1.7 Reservation of Right to Revise Structure. 3 ARTICLE II EFFECT OF

July 25, 2024 EX-99.1

VOTING AGREEMENT

Exhibit 99.1 VOTING AGREEMENT This Voting Agreement is entered into between ChoiceOne Financial Services, Inc. and each of the undersigned directors and executive officers of Fentura Financial, Inc. (the “Company”). Each of the undersigned directors and executive officers hereby agrees in his or her individual capacity as a shareholder to vote his or her shares of Company Common Stock that are reg

July 25, 2024 425

Fentura Financial, Inc. and ChoiceOne Financial Services, Inc. announce strategic merger

Filed by ChoiceOne Financial Services, Inc. Commission File Number: 001-39209 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Fentura Financial, Inc. The State Bank Communications All Staff Email Morning Team, Many of you were on a call this morning when I shared some important news. For those of you not able to be on the call, this email contains the information I shared. I

July 25, 2024 425

Frequently asked Questions about the announcement of the acquisition of Fentura Financial, Inc. by ChoiceOne Financial Services, Inc. For Customers

Filed by ChoiceOne Financial Services, Inc. Commission File Number: 001-39209 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Fentura Financial, Inc. Frequently asked Questions about the announcement of the acquisition of Fentura Financial, Inc. by ChoiceOne Financial Services, Inc. For Customers What was announced on July 25? ChoiceOne Financial Services, Inc. has entered i

July 25, 2024 425

ChoiceOne Financial Services, Inc. and Fentura Financial, Inc. announce strategic merger

Filed by ChoiceOne Financial Services, Inc. Commission File Number: 001-39209 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Fentura Financial, Inc. ChoiceOne Bank Communications Employee Email We are pleased to announce that the ChoiceOne Team is about to get bigger. Today we are announcing the strategic acquisition of Fentura Financial, Inc. and its wholly owned bank, The

July 25, 2024 EX-99.3

ChoiceOne Financial Services, Inc. Announces Commencement of Common Stock Offering

Exhibit 99.3 FOR IMMEDIATE RELEASE ChoiceOne Financial Services, Inc. Announces Commencement of Common Stock Offering (July 25, 2024) - SPARTA, MI, ChoiceOne Financial Services, Inc. (NASDAQ: COFS) (“ChoiceOne”), the parent company of ChoiceOne Bank, announced today that it has commenced an underwritten public offering of shares of its common stock. ChoiceOne also expects to grant the underwriter

July 25, 2024 EX-99.9

SECOND Quarter 2024 Forward-looking Statements This presentation contains forward-looking statements that are based on management’s beliefs, assumptions, current expectations, estimates and projections about the financial services industry, the econo

Exhibit 99.9 SECOND Quarter 2024 Forward-looking Statements This presentation contains forward-looking statements that are based on management’s beliefs, assumptions, current expectations, estimates and projections about the financial services industry, the economy, and ChoiceOne. Words such as “anticipates,” “believes,” “estimates,” “expects,” “forecasts,” “intends,” “is likely,” “plans,” “predic

July 25, 2024 EX-99.5

Consolidated Financial Statements Years Ended December 31, 2023, 2022 and 2021 (this page is left intentionally blank) Fentura Financial, Inc. Table of Contents

Exhibit 99.5 Consolidated Financial Statements Years Ended December 31, 2023, 2022 and 2021 (this page is left intentionally blank) Fentura Financial, Inc. Table of Contents Report of Independent Registered Public Accounting Firm 1 Consolidated Financial Statements Consolidated Balance Sheets as of December 31, 2023 and 2022 3 Consolidated Statements of Income for the Years Ended December 31, 2023

July 25, 2024 EX-99.6

Fentura Financial, Inc. Table of Contents

Exhibit 99.6 Fentura Financial, Inc. Table of Contents Interim Condensed Consolidated Financial Statements (Unaudited) Interim Condensed Consolidated Balance Sheets as of June 30, 2024 and December 31, 2023 2 Interim Condensed Consolidated Statements of Income for the three and six months ended June 30, 2024 and 2023 3 Interim Condensed Consolidated Statements of Comprehensive Income for the three

July 25, 2024 425

Frequently asked Questions about the announcement of the acquisition of Fentura Financial, Inc. by ChoiceOne Financial Services, Inc. For Employees

Filed by ChoiceOne Financial Services, Inc. Commission File Number: 001-39209 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Fentura Financial, Inc. Frequently asked Questions about the announcement of the acquisition of Fentura Financial, Inc. by ChoiceOne Financial Services, Inc. For Employees What was announced today? ChoiceOne Financial Services, Inc. has entered into a

July 25, 2024 EX-99.8

UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION

EX-99.8 11 ny20032521x4ex99-8.htm EXHIBIT 99.8 Exhibit 99.8 UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION The following unaudited pro forma condensed combined financial information combines the historical consolidated balance sheet and statement of income for ChoiceOne Financial Services, Inc. (“ChoiceOne”) and Fentura Financial, Inc. (“Fentura”), after giving effect to the merger,

July 25, 2024 EX-99.7

PART I. FINANCIAL INFORMATION

Exhibit 99.7 PART I. FINANCIAL INFORMATION Item 1. Financial Statements. ChoiceOne Financial Services, Inc. CONSOLIDATED BALANCE SHEETS (Unaudited) (Dollars in thousands, except share data) June 30, 2024 December 31 ,2023 Assets Cash and due from banks $ 100,652 $ 55,083 Time deposits in other financial institutions 350 350 Cash and cash equivalents 101,002 55,433 Equity securities, at fair value

July 25, 2024 EX-99.2

ChoiceOne Financial Services, Inc. Announces Merger with Fentura Financial, Inc.

Exhibit 99.2 For Immediate Release ChoiceOne Financial Services, Inc. Announces Merger with Fentura Financial, Inc. SPARTA, MI and FENTON, MI July 25, 2024 – ChoiceOne Financial Services, Inc. (NASDAQ: COFS) (“ChoiceOne”), the parent company of ChoiceOne Bank, and Fentura Financial, Inc. (OTCQX: FETM) (“Fentura”), the parent company of The State Bank, today announced the signing of a definitive me

July 25, 2024 EX-99.4

MERGER WITH FENTURA FINANCIAL, INC. TRANSACTION OVERVIEW JULY 25, 2024 2 FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements within the meaning of the federal securities laws relating to the proposed merger with Fentura F

Exhibit 99.4 MERGER WITH FENTURA FINANCIAL, INC. TRANSACTION OVERVIEW JULY 25, 2024 2 FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements within the meaning of the federal securities laws relating to the proposed merger with Fentura Financial, Inc. (“Fentura”) by ChoiceOne Financial Services, Inc. (“ChoiceOne” or “COFS”), the integration of Fentura with ChoiceOne, the

February 6, 2023 SC 13G/A

FETM / Fentura Financial, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Fentura Financial, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 314645102 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which thi

February 7, 2022 SC 13G/A

FETM / Fentura Financial, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Fentura Financial, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 314645102 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

February 9, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Fentura Financial, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) (CUSIP Number) Dec

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Fentura Financial, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 314645102 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant

February 12, 2020 SC 13G/A

FETM / Fentura Financial, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Fentura Financial, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 314645102 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the r

February 12, 2019 SC 13G/A

FETM / Fentura Financial, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Fentura Financial, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 314645102 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the ru

February 13, 2018 SC 13G/A

FETM / Fentura Financial, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Fentura Financial, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 314645102 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant

February 15, 2017 SC 13G

FETM / Fentura Financial, Inc. / BANC FUNDS CO LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Amendment 2016-1 Fentura Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 314645102 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

December 20, 2012 S-8 POS

- POST EFFECTIVE AMENDMENT NO. 1 TO FORM S-8

S-8 POS 1 d456748ds8pos.htm POST EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 As filed with the Securities and Exchange Commission on December 20, 2012 Registration No. 333-137104 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 Registration Statement No. 333-137104 Under The Securities Act of 1933 FENTURA FINANCIAL, INC. (Exact name of re

December 20, 2012 S-8 POS

- POST EFFECTIVE AMENDMENT NO. 1 TO FORM S-8

S-8 POS 1 d456626ds8pos.htm POST EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 As filed with the Securities and Exchange Commission on December 20, 2012 Registration No. 333-137103 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 Registration Statement No. 333-137103 Under The Securities Act of 1933 FENTURA FINANCIAL, INC. (Exact name of re

November 14, 2012 10-Q

Quarterly Report - FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2012 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial,

September 25, 2012 15-12G

- FORM 15

OMB APPROVAL OMB Number: 3235-0167 Expires: December 31, 2014 Estimated average burden hours per response.

September 10, 2012 10-Q/A

Quarterly Report - FORM 10-Q AMENDMENT NO. 1

Form 10-Q Amendment No. 1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2012 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Finan

September 5, 2012 8-K

Submission of Matters to a Vote of Security Holders - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 5, 2012 (April 25, 2012) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-235

August 15, 2012 10-Q

Quarterly Report - FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2012 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial, Inc.

August 9, 2012 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 6, 2012 (August 1, 2012) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan 0-23550 38-2806518 (State or other jurisdiction of inco

August 9, 2012 EX-99.1

FENTURA FINANCIAL, INC. TO DEREGISTER WITH THE SECURITIES AND EXCHANGE COMMISSION

EX-99.1 2 d390034dex991.htm FENTURA FINANCIAL, INC. PRESS RELEASE Exhibit 99.1 FENTURA FINANCIAL, INC. TO DEREGISTER WITH THE SECURITIES AND EXCHANGE COMMISSION Contact: James Distelrath Phone: (810) 750-8725 Date: August 1, 2012 FENTON, MI – Fentura Financial, Inc. (the “Company”), the Michigan bank holding company of The State Bank, Fenton, MI (“The State Bank”), announced that it intends to fil

June 18, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 d368911d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) June 18, 2012 (June 12, 2012) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan 0-23550 38-2806518 (State or other jurisd

May 31, 2012 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 31, 2012 (May 24, 2012) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (C

May 17, 2012 10-Q

Quarterly Report - FORM 10-Q

10-Q 1 d348096d10q.htm FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2012 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number

May 15, 2012 NT 10-Q

- NT 10-Q

NT 10-Q 1 d353409dnt10q.htm NT 10-Q SEC FILE NUMBER CUSIP NUMBER 314645102 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One) ¨ Form 10-K ¨ Form 20-F x Form 10-Q ¨ Form 10-D ¨ Form N-SAR For Period Ended: March 31, 2012 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transi

April 30, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 30, 2012 (April 26, 2012) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan 0-23550 38-2806518 (State or other jurisdiction of inco

April 30, 2012 EX-99.1

CEO RETIREMENT/APPOINTMENT

EX-99.1 2 d343245dex991.htm EXHIBIT 99.1 EXHIBIT 99.1 CEO RETIREMENT/APPOINTMENT On April 26, 2012, the Boards of Directors of Fentura Financial, Inc. and The State Bank announced the retirement of long time CEO Donald L. Grill, and took action to name Ronald L. Justice to replace him as President and CEO of both the bank and the holding company. This action completes a board approved management s

March 16, 2012 EX-21.1

Subsidiaries of the Registrant Company Ownership State of Incorporation Fentura Holdings, LLC 100% Michigan The State Bank 100% Michigan Community Bank Services, Inc. 100% by The State Bank Michigan

Exhibit 21.1 Exhibit 21.1 Subsidiaries of the Registrant Company Ownership State of Incorporation Fentura Holdings, LLC 100% Michigan The State Bank 100% Michigan Community Bank Services, Inc. 100% by The State Bank Michigan

March 16, 2012 10-K

Annual Report - FORM 10-K

Form 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 16, 2012 EX-13

Rule 14a-3 Annual Report FENTURA FINANCIAL, INC. CONSOLIDATED FINANCIAL STATEMENTS AND REPORTS OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRMS December 31, 2011 and 2010 MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPE

Exhibit 13 Exhibit 13 Rule 14a-3 Annual Report FENTURA FINANCIAL, INC. CONSOLIDATED FINANCIAL STATEMENTS AND REPORTS OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRMS December 31, 2011 and 2010 and MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS FENTURA FINANCIAL, INC. Fenton, Michigan CONSOLIDATED FINANCIAL STATEMENTS December 31, 2011 and 2010 CONTENTS REPOR

March 16, 2012 DEF 14A

- DEF 14A

DEF 14A 1 d316063ddef14a.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as p

February 13, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 13, 2012 (February 10, 2012) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-

November 29, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 29, 2011 (November 22, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-

November 21, 2011 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (AMENDMENT NO. 1)

Form 10-Q/A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 15, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial,

November 15, 2011 NT 10-Q

OMB APPROVAL

OMB APPROVAL OMB Number: 3235-0058 Expires: April 30, 2012 Estimated average burden hours per response… 2.

November 2, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K 1 d251221d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 2, 2011 (October 27, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan 0-23550 38-2806518 (State or o

November 2, 2011 EX-99.1

RESIGNATION OF DIRECTORS WESSELING AND ROTMAN

EX-99.1 2 d251221dex991.htm EXHIBIT 99.1 Exhibit 99.1 THE STATE BANK P.O. BOX 725 FENTON, MI 48430-0725 Contact: Donald L. Grill CEO (810) 714-3985 October 31, 2011 RESIGNATION OF DIRECTORS WESSELING AND ROTMAN The Board of Directors of Fentura Financial, Inc. accepted the resignation of Directors Douglas Rotman and James Wesseling. Messrs. Rotman and Wesseling were originally appointed as directo

September 26, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 26, 2011 (September 20, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorp

August 31, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 31, 2011 (August 25, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806

August 15, 2011 EX-10.2

FENTURA FINANCIAL, INC. INCENTIVE SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT FOR DONALD GRILL

EXHIBIT 10.2 DONALD GRILL Supplemental Executive Retirement Agreement FENTURA FINANCIAL, INC. INCENTIVE SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT FOR DONALD GRILL This SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT (the “Agreement”) is adopted this 28th day of June, 2011, by and among THE STATE BANK, a state chartered commercial bank located in Fenton, Michigan, FENTURA FINANCIAL, INC., a Michigan

August 15, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial, Inc.

June 14, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 14, 2011 (June 10, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518

May 16, 2011 EX-10.1

Severance Compensation Agreement

Exhibit 10.1 Severance Compensation Agreement This Severance Compensation Agreement (the “Agreement”), has been made on March 24, 2011 by Fentura Financial, Inc., a Michigan corporation (the “Company”), The State Bank, (the “Bank”) and Ronald L. Justice, an individual (the “Executive”). Background Statement: The Executive is a principal officer of the Bank and the Company and his continued service

May 16, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 2, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 2, 2011 (April 26, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (

May 2, 2011 EX-10.1

AMENDED AND RESTATED FENTURA FINANCIAL, INC. INCENTIVE SUPPLEMENTAL EXECUTIVE RETIREMENT FOR DANIEL WOLLSCHLAGER

Exhibit 10.1 DANIEL WOLLSCHLAGER Supplemental Executive Retirement Agreement AMENDED AND RESTATED FENTURA FINANCIAL, INC. INCENTIVE SUPPLEMENTAL EXECUTIVE RETIREMENT FOR DANIEL WOLLSCHLAGER This AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT (the “Agreement”) is adopted this December , 2010, (the “Effective Date”), by and between FENTURA FINANCIAL, INC., a Michigan corporation (t

April 27, 2011 EX-99.1

Mar 31 Dec 31 Sep 30 Jun 30 Mar 31 Dec 31 2011 2010 2010 2010 2010 2009 ASSETS Cash and cash equivalents Cash and due from banks $ 28,422 $ 11,592 $ 12,804 $ 13,119 $ 13,385 $ 15,490 Short term investments 16,000 21,900 30,950 21,900 15,150 16,150 To

EXHIBIT 99.1 April 27, 2011 To Our Shareholders: I am pleased to report that Fentura achieved net income totaling $310,000 or $0.13 per diluted share for the first quarter 2011. This performance reflects a marked improvement over the first quarter of 2010 when we reported a loss of $483,000 or $0.22 per share. The year-to-year improvement in performance was primarily a result of a $340,000 reducti

April 27, 2011 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 27, 2011 Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission Fil

March 25, 2011 DEF 14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant þ Filed by a party other than the Registrant o

def14a Table of Contents SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant þ Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) þ Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to Section 240.

March 18, 2011 8-K/A

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 18, 2011 (February 4, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-28

March 18, 2011 EX-16.1

Crowe Horwath LLP

Exhibit 16.1 Crowe Horwath LLP Independent Member Crowe Horwath International 55 Campau Avenue N.W., Suite 300 Grand Rapids, Michigan 49503-2642 Tel 616.774.0774 Fax 616.752.4226 www.crowehorwath.com March 15, 2011 Office of the Chief Accountant Securities and Exchange Commission 100 F Street, N. E. Washington, D.C. 20549 Ladies and Gentlemen: We have read the comments made regarding us in Item 4.

March 14, 2011 EX-21.1

Company Ownership State of Incorporation Fentura Holdings, LLC 100% Michigan The State Bank 100% Michigan Community Bank Services, Inc. 100% by The State Bank Michigan

Exhibit 21.1 Subsidiaries of the Registrant Company Ownership State of Incorporation Fentura Holdings, LLC 100% Michigan The State Bank 100% Michigan Community Bank Services, Inc. 100% by The State Bank Michigan

March 14, 2011 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2010 o TRANSITION REPORT PURSUANT TO SECTION 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2010 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-23550 FENTURA FINANCIAL, INC. (Exact name of regis

March 14, 2011 EX-14

FENTURA FINANCIAL, INC. CODE OF ETHICS

Exhibit 14 FENTURA FINANCIAL, INC. CODE OF ETHICS In my role with Fentura Financial, Inc. and/or subsidiaries or affiliates (the “Company”), I certify to the Company and the Audit Committee of the Board of Directors of the Company, that I will adhere to and advocate the following principles and responsibilities governing my professional and ethical conduct to the best of my knowledge and ability:

March 14, 2011 EX-13

Rule 14a-3 Annual Report

Exhibit 13 Rule 14a-3 Annual Report FENTURA FINANCIAL, INC. FINANCIAL STATEMENTS AND REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM December 31, 2010 and 2009 and MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS FENTURA FINANCIAL, INC. Fenton, Michigan CONSOLIDATED FINANCIAL STATEMENTS December 31, 2010 and 2009 CONTENTS REPORT OF INDEPENDENT REGISTERE

March 2, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K 1 k50153e8vk.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 2, 2011 (February 24, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of

March 2, 2011 EX-10.2

FENTURA FINANCIAL, INC. STOCK APPRECIATION RIGHTS AGREEMENT

EX-10.2 3 k50153exv10w2.htm EX-10.2 Exhibit 10.2 FENTURA FINANCIAL, INC. STOCK APPRECIATION RIGHTS AGREEMENT THIS STOCK APPRECIATION RIGHTS AGREEMENT (this “Agreement”) is entered into as of February , 2011, by and between Fentura Financial, Inc., a Michigan corporation (the “Company”), (the “Participant”). WHEREAS, this Agreement evidences an award of Stock Appreciation Rights pursuant to the Fen

March 2, 2011 EX-10.1

AMENDMENT TO THE FENTURA FINANCIAL, INC. 1996 EMPLOYEE STOCK OPTION PLAN

EX-10.1 2 k50153exv10w1.htm EX-10.1 Exhibit 10.1 AMENDMENT TO THE FENTURA FINANCIAL, INC. 1996 EMPLOYEE STOCK OPTION PLAN WHEREAS, Fentura Financial, Inc. (the “Company”) has established the 1996 Employee Stock Option Plan for the benefit of eligible employees of the Company; and WHEREAS, the Company has established the 1996 Employee Stock Option Plan (the “Plan”) for the benefit of eligible emplo

February 10, 2011 EX-16.1

February 7, 2011

Exhibit 16.1 February 7, 2011 Office of the Chief Accountant Securities and Exchange Commission 100 F Street, N. E. Washington, D.C. 20549 Ladies and Gentlemen: We have read the comments made regarding us in Item 4.01 of Form 8-K of Fentura Financial Corporation, Inc., dated February 4, 2011 and filed February 10, 2011, as contained in the first and second paragraphs of Item 4.01, and are in agree

February 10, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 10, 2011 (February 4, 201

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 10, 2011 (February 4, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550

February 9, 2011 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 k50036e8vk.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 9, 2011 Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-

February 9, 2011 EX-99.1

December 30, 2010 2009 ASSETS Cash and due from banks $ 11,592 $ 15,490 Federal Funds Sold 21,900 16,150 Total cash and cash equivalents 33,492 31,640 Securities available for sale, at fair value 41,875 33,939 Securities held to maturity (fair value

EX-99.1 2 k50036exv99w1.htm EX-99.1 EXHIBIT 99.1 February 2011 To Our Shareholders: It has been quite some time since we have been able to share positive news with you about the financial performance of your company—so I am pleased to report that Fentura, and each of the subsidiary banks, achieved a profit during the fourth quarter of 2010. For the quarter, Fentura reported a profit of $214,000 or

February 4, 2011 EX-99.1

WEST MICHIGAN COMMUNITY BANK DIVESTITURE COMPLETED

Exhibit 99.1 WEST MICHIGAN COMMUNITY BANK DIVESTITURE COMPLETED On April 28, 2010, Fentura Financial, Inc. announced that it had entered into an agreement to sell West Michigan Community Bank to a private investor group. The filed Definitive Agreement was formally amended on January 20, 2011, and called for an increase of the required ALLL and an exchange of certain loans and other real estate as

February 4, 2011 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 4, 2011 Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission F

January 26, 2011 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 26, 2011 (January 20, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-28

January 26, 2011 EX-99.1

WEST MICHIGAN COMMUNITY BANK DIVESTITURE UPDATE

Exhibit 99.1 WEST MICHIGAN COMMUNITY BANK DIVESTITURE UPDATE On April 28, 2010, Fentura Financial, Inc. announced that it had entered into an agreement to sell West Michigan Community Bank, to a private investor group. The filed Definitive Agreement was formally amended on January 20, 2011. The amendment calls for an increase in the required ALLL and allows for an exchange of certain loans and oth

January 26, 2011 EX-10.1

SECOND AMENDMENT TO STOCK PURCHASE AGREEMENT

Exhibit 10.1 SECOND AMENDMENT TO STOCK PURCHASE AGREEMENT THIS SECOND AMENDMENT TO STOCK PURCHASE AGREEMENT (this ?Second Amendment?) is entered into effective as of January 19, 2011, by and between FENTURA FINANCIAL, INC., a Michigan corporation (the ?Seller?), and MARIE A. ROBERTS, FRANK M. PEPLINSKI, L. JACK ROCHEFORT, CLARK K. SHUART, DAVID HYZER, and THOMAS MCCURLEY (each a ?Buyer? and collec

January 6, 2011 EX-99.1

FFI ANNOUNCES MANAGEMENT SUCCESSION PLAN

Exhibit 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Donald L. Grill The State Bank (810) 714-3985 January 5, 2011 FFI ANNOUNCES MANAGEMENT SUCCESSION PLAN The Board of Directors of Fentura Financial, Inc. recently announced the commencement of a management succession process. In connection with the pending sale of West Michigan Community Bank, President and CEO, Ronald

January 6, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 6, 2011 (January 5, 2011) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2906

November 12, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 12, 2010 Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commis

November 12, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial,

November 12, 2010 EX-10.1

UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between Docket No. 10-209-WA/RB-FIC FENTURA FINANCIAL, INC. Fenton, Michigan and FEDERAL RESERVE BANK OF CHICAGO Chicago, I

EXHIBIT 10.1 UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between Docket No. 10-209-WA/RB-FIC FENTURA FINANCIAL, INC. Fenton, Michigan and FEDERAL RESERVE BANK OF CHICAGO Chicago, Illinois WHEREAS, Fentura Financial, Inc., Fenton, Michigan (?Fentura?), a registered bank holding company, owns and controls The State Ba

November 12, 2010 EX-99.1

FENTURA ANNOUNCES THIRD QUARTER RESULTS AND FEDERAL RESERVE BANK ACTION

EX-99.1 3 k49814exv99w1.htm EX-99.1 Exhibit 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Donald L. Grill Fentura Financial, Inc. (810) 714-3985 November 5, 2010 FENTURA ANNOUNCES THIRD QUARTER RESULTS AND FEDERAL RESERVE BANK ACTION For the quarter ended September 30, 2010, Fentura Financial, Inc. reported an operating loss of $2,337,000, or $1.03 per share. At the clos

November 3, 2010 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 3, 2010 Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission File Number) (I

August 13, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2010 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial, Inc.

July 26, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 26, 2010 (July 22, 2010) Fent

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 26, 2010 (July 22, 2010) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-280

May 13, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial, Inc

May 11, 2010 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 11, 2010 (May 5, 2010) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Co

May 3, 2010 EX-99.1

FIRST QUARTER 2010 FINANCIAL PERFORMANCE HIGHLIGHTS

EXHIBIT 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Donald L. Grill CEO Fentura Financial, Inc. (810) 714-3985 April 30, 2010 For Immediate Release FIRST QUARTER 2010 FINANCIAL PERFORMANCE HIGHLIGHTS During the first quarter of 2010, Fentura Financial, Inc. experienced a net loss of $483,000 or ($0.21) per share. The loss follows a $890,000 or $0.40 per share profit re

May 3, 2010 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 3, 2010 (April 30, 2010) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (

May 3, 2010 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 3, 2010 (April 28, 2010) Fen

e8vkza UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 3, 2010 (April 28, 2010) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-

May 3, 2010 EX-99.1

2010 ANNUAL MEETING DON’S FIRST SPEECH

Exhibit 99.1 2010 ANNUAL MEETING DON’S FIRST SPEECH 2009 PROVED TO BE ANOTHER DIFFICULT YEAR FOR FENTURA. WHILE WE WILL SPEND SOME TIME THIS MORNING DISCUSSING THE CAUSES BEHIND THE SUBSTANTIAL LOSS FOR THE YEAR, WE INTEND TO SPEND MOST OF OUR TIME TODAY DISCUSSING THE FUTURE. WE WILL PROVIDE YOU WITH SOME INSIGHTS INTO OUR STRATEGIC PLANNING PROCESS—AS WELL -1- AS ANNOUNCE MAJOR CHANGES IN STORE

May 3, 2010 EX-10.1

STOCK PURCHASE AGREEMENT by and between FENTURA FINANCIAL, INC. (“Seller”) dated as of April 27, 2010

Exhibit 10.1 STOCK PURCHASE AGREEMENT by and between FENTURA FINANCIAL, INC. (“Seller”) and EACH OF THE PURCHASERS LISTED ON EXHIBIT 1 (each a “Buyer” and collectively the “Buyers”) dated as of April 27, 2010 STOCK PURCHASE AGREEMENT TABLE OF CONTENTS ARTICLE I DEFINITIONS 1 ARTICLE II SALE OF THE STOCK 7 2.1 Sale of Stock 7 2.2 Closing 7 2.3 Closing Deliveries 7 2.4 Further Assurances 8 ARTICLE I

April 28, 2010 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 28, 2010 (April 27, 2010) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-280651

April 28, 2010 EX-99.1

# # #

exv99w1 EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Donald L. Grill The State Bank (810) 714-3985 April 28, 2010 For Immediate Release FENTURA ANNOUNCES SALE OF SUBSIDIARY BANKS At the Annual Meeting of Shareholders on April 28, 2010, Fentura Financial, Inc. Chairman Forrest Shook announced plans regarding the sale of two Fentura subsidiary banks. In March of 2

March 25, 2010 DEF 14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant þ Filed by a party other than the Registrant o

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant þ Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) þ Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to Section 240.

March 18, 2010 EX-14

FENTURA FINANCIAL, INC. CODE OF ETHICS

Exhibit 14 FENTURA FINANCIAL, INC. CODE OF ETHICS In my role with Fentura Financial, Inc. and/or subsidiaries or affiliates (the ?Company?), I certify to the Company and the Audit Committee of the Board of Directors of the Company, that I will adhere to and advocate the following principles and responsibilities governing my professional and ethical conduct to the best of my knowledge and ability:

March 18, 2010 EX-13

Rule 14a-3 Annual Report

Exhibit 13 Rule 14a-3 Annual Report FENTURA FINANCIAL, INC. FINANCIAL STATEMENTS AND REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM December 31, 2009 and 2008 and MANAGEMENT?S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS FENTURA FINANCIAL, INC. Fenton, Michigan CONSOLIDATED FINANCIAL STATEMENTS December 31, 2009 and 2008 CONTENTS REPORT OF INDEPENDENT REGISTERE

March 18, 2010 EX-21.1

Subsidiaries of the Registrant Company Ownership State of Incorporation The State Bank 100 % Michigan Davison State Bank 100 % Michigan Community Bank Services, Inc. 100% by The State Bank Michigan Fentura Mortgage Company 100% by The State Bank Mich

Exhibit 21.1 Subsidiaries of the Registrant Company Ownership State of Incorporation The State Bank 100 % Michigan Davison State Bank 100 % Michigan Community Bank Services, Inc. 100% by The State Bank Michigan Fentura Mortgage Company 100% by The State Bank Michigan West Michigan Community Bank 100 % Michigan West Michigan Mortgage, LLC 100% by West Michigan Community Bank Michigan Community Insu

March 18, 2010 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2009 o TRANSITION REPORT PURSUANT TO SECTION 1

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2009 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-23550 FENTURA FINANCIAL, INC. (E

February 1, 2010 EX-99.2

FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. STATE OF MICHIGAN OFFICE OF FINANCIAL AND INSURANCE REGULATION ) In the Matter of ) STIPULATION AND CONSENT ) TO THE ISSUANCE OF A THE STATE BANK ) CONSENT ORDER FENTON, MICHIGAN ) ) FDIC-09-472b

exv99w2 Exhibit 99.2 FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. AND STATE OF MICHIGAN OFFICE OF FINANCIAL AND INSURANCE REGULATION ) In the Matter of ) STIPULATION AND CONSENT ) TO THE ISSUANCE OF A THE STATE BANK ) CONSENT ORDER FENTON, MICHIGAN ) ) FDIC-09-472b (Insured State Nonmember Bank) ) ) Subject to the acceptance of this STIPULATION AND CONSENT TO THE ISSUANCE OF A CONSENT OR

February 1, 2010 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 1, 2010 Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission F

February 1, 2010 EX-99.1

FENTURA ANNOUNCES FOURTH QUARTER 2009 RESULTS AND SUBSIDIARY REGULATORY AGREEMENT

Exhibit 99.1 FENTURA ANNOUNCES FOURTH QUARTER 2009 RESULTS AND SUBSIDIARY REGULATORY AGREEMENT Fentura Financial, Inc., reported net income of $890,000 or $0.54 per share for the fourth quarter of 2009. While the company continued to incur higher than historical levels of problem loan servicing expense and provision for loan losses, those extraordinary expenses were offset by continued solid core

November 12, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2009 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial,

September 28, 2009 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 28, 2009 (September 24, 2009) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 3

August 14, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2009 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial, Inc.

June 29, 2009 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 29, 2009 (June 25, 2009) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806

May 15, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 1, 2009 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 1, 2009 (April 28, 2009) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission Fil

April 15, 2009 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 15, 2009 (April 13, 2009) Fentura Financia

e8vk SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 15, 2009 (April 13, 2009) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commis

March 23, 2009 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2008 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-23550 FENTURA FINANCIAL, INC. (E

March 23, 2009 EX-14

FENTURA FINANCIAL, INC. CODE OF ETHICS

Exhibit 14 FENTURA FINANCIAL, INC. CODE OF ETHICS In my role with Fentura Financial, Inc. and/or subsidiaries or affiliates (the ?Company?), I certify to the Company and the Audit Committee of the Board of Directors of the Company, that I will adhere to and advocate the following principles and responsibilities governing my professional and ethical conduct to the best of my knowledge and ability:

March 23, 2009 EX-3.1

GOLD SEAL APPEARS ONLY ON ORIGINAL

EX-3.1 EXHIBIT 3.1 This is to Certify that the annexed copy has been compared by me with the record on file in this Department and that the same is a true copy thereof. This certificate is in due form, made by me as the proper officer, and is entitled to have full faith and credit given it in every court and office within the United States. In testimony whereof, I have hereunto set my hand, in the

March 23, 2009 EX-21.1

Company Ownership State of Incorporation The State Bank 100 % Michigan Davison State Bank 100 % Michigan Community Bank Services, Inc. 100% by The State Bank Michigan Fentura Mortgage Company 100% by The State Bank Michigan West Michigan Community Ba

EX-21.1 5 k47464exv21w1.htm EX-21.1 Exhibit 21.1 Subsidiaries of the Registrant Company Ownership State of Incorporation The State Bank 100 % Michigan Davison State Bank 100 % Michigan Community Bank Services, Inc. 100% by The State Bank Michigan Fentura Mortgage Company 100% by The State Bank Michigan West Michigan Community Bank 100 % Michigan West Michigan Mortgage, LLC 99.5% by West Michigan M

March 23, 2009 EX-13

Rule 14a-3 Annual Report

Exhibit 13 Rule 14a-3 Annual Report FENTURA FINANCIAL, INC. FINANCIAL STATEMENTS AND REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM December 31, 2008 and 2007 and MANAGEMENT?S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS FENTURA FINANCIAL, INC. Fenton, Michigan CONSOLIDATED FINANCIAL STATEMENTS December 31, 2008 and 2007 CONTENTS REPORT OF INDEPENDENT REGISTERE

March 23, 2009 DEF 14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a party other than the Registrant o Che

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 19, 2009 EX-99.1

FENTURA ANNOUNCES DIVESTITURE, REORGANIZATION, COST CUTTING MEASURES AND YEAR END RESULTS

exv99w1 Exhibit 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Donald L. Grill Fentura Financial, Inc. (810) 714-3985 March 18, 2009 For Immediate Release FENTURA ANNOUNCES DIVESTITURE, REORGANIZATION, COST CUTTING MEASURES AND YEAR END RESULTS Fentura Financial, Inc., a Fenton based bank holding company has entered into an agreement to sell Fentura subsidiary Davison Sta

March 19, 2009 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 19, 2009 (March 17, 2009) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-28

February 25, 2009 8-K

Entry into a Material Definitive Agreement

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 25, 2009 (February 19, 2009) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commi

February 5, 2009 EX-99.1

FENTURA WITHDRAWS TREASURY DEPARTMENT REQUEST

Exhibit 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Donald L. Grill Fentura Financial, Inc. (810) 714-3902 February 5, 2009 For Immediate Release FENTURA WITHDRAWS TREASURY DEPARTMENT REQUEST Fentura Financial, Inc., a Fenton based bank holding company has withdrawn its application for TARP CAP preferred stock funding from the US Department of Treasury. According to CE

February 5, 2009 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 5, 2009 Fentura Financial, Inc. (Exact

e8vk SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 5, 2009 Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission File Numbe

December 22, 2008 LETTER

LETTER

Mail Stop 4561 November 14, 2008 By U.S. Mail Mr. Donald Grill President and Chief Executive Officer Fentura Financial, Inc. P. O. Box 725 175 North Leroy Street Fenton, Michigan 48430-0725 Re: Fentura Financial, Inc. Preliminary Proxy filed November 10, 2008 File No. 000-23550 Dear Mr. Grill: We have limited our review of your filing to those issues we have addressed in our comments. Where indica

December 22, 2008 CORRESP

direct dial: 248.723.0347 Timothy E. Kraepel email: [email protected] December 12, 2008

corresp direct dial: 248.723.0347 Timothy E. Kraepel email: [email protected] December 12, 2008 Mr. Michael Clampitt (via EDGAR only) Division of Corporation Finance United States Securities and Exchange Commission 101 F Street, N.E. Washington, DC 20549 Mail Stop 4561 Re: Fentura Financial, Inc. Preliminary Proxy Statement on Schedule 14A originally filed November 10, 2008 File No. 000

December 22, 2008 LETTER

LETTER

Mail Stop 4561 December 22, 2008 By U.S. Mail Mr. Donald Grill President and Chief Executive Officer Fentura Financial, Inc. P. O. Box 725 175 North Leroy Street Fenton, Michigan 48430-0725 Re: Fentura Financial, Inc. Preliminary Proxy filed November 10, 2008 File No. 000-23550 Dear Mr. Grill: We have completed our review of your Preliminary Proxy Statement on Schedule 14A and have no further comm

December 22, 2008 DEF 14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Filed by a party other than the Registrant þ o Check the appropriat

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Filed by a party other than the Registrant þ o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) þ Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to Section 240.

November 26, 2008 PRER14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.1) Filed by the Registrant Filed by a party other than the Registrant þ o Che

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

November 26, 2008 CORRESP

direct dial: 248.723.0347 Timothy E. Kraepel email: [email protected] November 26, 2008

CORRESP direct dial: 248.723.0347 Timothy E. Kraepel email: [email protected] November 26, 2008 William Friar Senior Financial Analyst Division of Corporation Finance United States Securities and Exchange Commission 101 F Street, N.E. Washington, DC 20549 Mail Stop 4561 Re: Fentura Financial, Inc. Preliminary Proxy Statement on Schedule 14A Filed November 10, 2008 File No. 000-23550 Dea

November 14, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2008 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial,

November 10, 2008 PRE 14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant Filed by a party other than the Registrant þ o Che

FORM PRE 14A SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

October 29, 2008 EX-10.1

EXHIBIT 10.1

Exhibit 10.1 Fentura Financial, Inc. AMENDED AND RESTATED NONQUALIFIED DEFERRED COMPENSATION PLAN Effective January 1, 2004, Fentura Financial, Inc., a Michigan corporation, (the ?Company?) adopted the Fentura Financial, Inc. Nonqualified Deferred Compensation Plan (the ?Plan?) for the purpose of providing deferred compensation to certain officers of the Company and its affiliates. The Plan is her

October 29, 2008 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 29, 2008 (October 23, 2008) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 3

October 29, 2008 EX-10.2

EXHIBIT 10.2

EX-10.2 DANIEL WOLLSCHLAGER Supplemental Executive Retirement Agreement Exhibit 10.2 FENTURA FINANCIAL, INC. INCENTIVE SUPPLEMENTAL EXECUTIVE RETIREMENT FOR DANIEL WOLLSCHLAGER This SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT (the “Agreement”) is adopted this October 24, 2008, (the “Effective Date”), by and among FENTURA FINANCIAL, INC., a Michigan corporation (the “Company”), and DANIEL WOLLSCHLA

August 14, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

July 30, 2008 EX-10.5

Severance Compensation Agreement with Holly J. Pingatore

exv10w5 EXHIBIT 10.5 Severance Compensation Agreement This Severance Compensation Agreement (the “Agreement”), has been made on July 24, 2008 by Fentura Financial, Inc., a Michigan corporation (the “Company”), The State Bank, (the “Bank”) and Holly J. Pingatore, an individual (the “Executive”). Background Statement: The Executive is a principal officer of the Bank and the Company and his continued

July 30, 2008 EX-10.3

Severance Compensation Agreement with Dennis E. Leyder

exv10w3 EXHIBIT 10.3 Severance Compensation Agreement This Severance Compensation Agreement (the “Agreement”), has been made on July 24, 2008 by Fentura Financial, Inc., a Michigan corporation (the “Company”), The State Bank, (the “Bank”) and Dennis E. Leyder, an individual (the “Executive”). Background Statement: The Executive is a principal officer of the Bank and the Company and his continued s

July 30, 2008 EX-10.4

Severance Compensation Agreement with Douglas J. Kelley

exv10w4 EXHIBIT 10.4 Severance Compensation Agreement This Severance Compensation Agreement (the “Agreement”), has been made on July 24, 2008 by Fentura Financial, Inc., a Michigan corporation (the “Company”), The State Bank, (the “Bank”) and Douglas J. Kelley, an individual (the “Executive”). Background Statement: The Executive is a principal officer of the Bank and the Company and his continued

July 30, 2008 EX-10.2

Severance Compensation Agreement with Ronald L. Justice

EXHIBIT 10.2 Severance Compensation Agreement This Severance Compensation Agreement (the “Agreement”), has been made on July 24, 2008 by Fentura Financial, Inc., a Michigan corporation (the “Company”), West Michigan Community Bank, (the “Bank”) and Ronald L. Justice, an individual (the “Executive”). Background Statement: The Executive is a principal officer of the Bank and the Company and his cont

July 30, 2008 EX-10.1

Severance Compensation Agreement with Donald L. Grill

EXHIBIT 10.1 Severance Compensation Agreement This Severance Compensation Agreement (the “Agreement”), has been made on July 24, 2008 by Fentura Financial, Inc., a Michigan corporation (the “Company”), The State Bank, (the “Bank”) and Donald L. Grill, an individual (the “Executive”). Background Statement: The Executive is a principal officer of the Bank and the Company and his continued services a

July 30, 2008 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 30, 2008 (July 24, 2008) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806

May 30, 2008 EX-99.1

SPECIAL LETTER TO SHAREHOLDERS

exv99w1 EXHIBIT 99.1 SPECIAL LETTER TO SHAREHOLDERS As you are aware, in recent years Fentura Financial, Inc. has invested in several newly formed Michigan banks. Typically, newly formed banks lose money for the first two or three years at which point they turn profitable by having achieved enough loan and deposit growth to support the overhead connected with their start up status. Accordingly, ea

May 30, 2008 8-K/A

Financial Statements and Exhibits, Results of Operations and Financial Condition

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 30, 2008 (April 21, 2008) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-28

May 15, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2008 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial, Inc. (Exact name of r

April 24, 2008 EX-99.1

# # #

exv99w1 EXHIBIT 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Donald L. Grill CEO Fentura Financial, Inc. (810) 714-3985 April 21, 2008 For Immediate Release FIRST QUARTER 2008 FINANCIAL PERFORMANCE HIGHLIGHTS Fentura Financial, Inc. reported an operating loss for the first quarter of 2008 totaling $249,000 or a loss of $0.12 per diluted share. Net income for the first q

April 24, 2008 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 24, 2008 (April 21, 2008) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission

April 23, 2008 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 23, 2008 (April 18, 2008) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission

April 22, 2008 EX-99.1

2008 ANNUAL MEETING DON GRILL

exv99w1 Exhibit 99.1 2008 ANNUAL MEETING DON GRILL FOR THE PAST 10 YEARS, I HAVE HAD THE PRIVILEGE OF STANDING BEFORE YOU TO HIGHLIGHT WITH PRIDE—OUR PERFORMANCE FOR THE PRIOR YEAR. AND AS YOU ALL KNOW VERY WELL—THIS YEAR MY TASK IS DIFFERENT—AS 2007 PROVED TO BE THE MOST DIFFICULT YEAR IN THE HISTORY OF OUR COMPANY—A YEAR WHICH SAW US REPORT A LOSS OF $467,000—THE FIRST LOSS SINCE THE COMPANY WAS

April 22, 2008 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 22, 2008 Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission File Number) (IRS

April 2, 2008 8-K

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 2, 2008 (March 31, 2008) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission F

April 2, 2008 EX-99.1

FENTURA FINANCIAL, INC. SUSPENDS PAYMENT OF QUARTERLY DIVIDEND

EX-99.1 2 k25398exv99w1.htm PRESS RELEASE, DATED MARCH 31, 2008 Exhibit 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Donald L. Grill President & CEO Fentura Financial, Inc. (810) 714-3985 March 31, 2008 For Immediate Release FENTURA FINANCIAL, INC. SUSPENDS PAYMENT OF QUARTERLY DIVIDEND At the Fentura Financial, Inc. Board of Directors meeting held March 27, 2008, the b

April 2, 2008 EX-99.2

March 31, 2008

exv99w2 Exhibit 99.2 March 31, 2008 To Our Shareholders: It is with a great deal of angst that I inform you of your board’s decision to suspend payment of the dividend for the first quarter of 2008. As you know, Fentura Financial, Inc. has previously paid a cash dividend each and every calendar quarter since the holding company was formed in 1987. I am sure that you recognize that this was one of

March 21, 2008 DEF 14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

def14a Table of Contents SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 17, 2008 EX-14

Code of Ethics

EXHIBIT 14 FENTURA FINANCIAL, INC. CODE OF ETHICS In my role with Fentura Financial, Inc. and/or subsidiaries or affiliates (the ?Company?), I certify to the Company and the Audit Committee of the Board of Directors of the Company, that I will adhere to and advocate the following principles and responsibilities governing my professional and ethical conduct to the best of my knowledge and ability:

March 17, 2008 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2007 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-23550 FENTURA FINANCIAL, INC. (E

March 17, 2008 EX-13

Rule 14a-3 Annual Report to Security Holders

Exhibit 13 Rule 14a-3 Annual Report FENTURA FINANCIAL, INC. FINANCIAL STATEMENTS AND REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM December 31, 2007 and 2006 and MANAGEMENT?S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS FENTURA FINANCIAL, INC. Fenton, Michigan CONSOLIDATED FINANCIAL STATEMENTS December 31, 2007 and 2006 CONTENTS REPORT OF INDEPENDENT REGISTERE

March 17, 2008 EX-21.1

Subsidiaries of the Registrant

Exhibit 21.1 Subsidiaries of the Registrant Company Ownership State of Incorporation The State Bank 100 % Michigan Davison State Bank 100 % Michigan Community Bank Services, Inc. 100% by The State Bank Michigan Fentura Mortgage Company 100% by The State Bank Michigan West Michigan Community Bank 100 % Michigan West Michigan Mortgage, LLC 99.5% by West Michigan Community Bank 0.5% by Community Insu

January 31, 2008 EX-99.1

# # #

exv99w1 EXHIBIT 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Donald L. Grill CEO Fentura Financial, Inc. (810) 714-3985 January 29, 2008 For Immediate Release FOURTH QUARTER 2007 FINANCIAL PERFORMANCE HIGHLIGHTS Fentura Financial, Inc. reported an operating loss for the fourth quarter of 2007 totaling $152,000 or a loss of $0.07 per diluted share. Net-income for the fou

January 31, 2008 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 31, 2008 (January 29, 2008) Fentura Fina

e8vk SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 31, 2008 (January 29, 2008) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Co

November 13, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2007 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial,

October 30, 2007 EX-99.1

# # #

exv99w1 EXHIBIT 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Donald L. Grill CEO Fentura Financial, Inc. (810) 714-3985 October 26, 2007 For Immediate Release THIRD QUARTER FINANCIAL PERFORMANCE HIGHLIGHTS Fentura Financial, Inc. reported an operating loss for the third quarter of 2007 totaling $2,107,000; a loss of $0.98 per diluted share. Net-income for the third quar

October 30, 2007 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 30, 2007 (October 26, 2007) Fentura Fina

e8vk Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 30, 2007 (October 26, 2007) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23

October 16, 2007 EX-99.1

FENTURA FINANCIAL, INC. INVESTS IN ARIZONA BANK

exv99w1 Exhibit 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Donald L. Grill President & CEO (810) 714-3984 October 12, 2007 For Immediate Release FENTURA FINANCIAL, INC. INVESTS IN ARIZONA BANK Early today, Donald L. Grill, President and CEO of Fentura Financial, Inc., announced the completion of a Fentura investment to become the largest single shareholder of a bank l

October 16, 2007 8-K

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 16, 2007 (October 12, 2007) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commiss

September 19, 2007 8-K

Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 19, 2007 Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission File Number)

August 13, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

July 25, 2007 EX-99.1

# # #

exv99w1 EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Donald L. Grill Fentura Financial, Inc. (810) 714-3985 July 20, 2007 For Immediate Release FENTURA FINANCIAL, INC. REPORTS SECOND QUARTER EARNINGS Fenton, Michigan—July 20, 2007—Fentura Financial, Inc. (trading symbol: FETM), the holding company for The State Bank of Fenton, Michigan, Davison State Bank of Dav

July 25, 2007 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 25, 2007 (July 23, 2007) Fentura Financial,

e8vk Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 25, 2007 (July 23, 2007) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38

May 31, 2007 EX-99.1

Contact: Donald L. Grill President and CEO Fentura Financial, Inc. (810) 714-3902 May 29, 2007

exv99w1 EXHIBIT 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Donald L. Grill President and CEO Fentura Financial, Inc. (810) 714-3902 May 29, 2007 For Immediate Release Forrest A. Shook, Chairman of Fentura Financial, Inc. recently announced the appointment of Douglas W. Rotman and Sheryl E. Stephens to the Board of Directors. Mr. Rotman currently serves on the Board of

May 31, 2007 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 31, 2007 (May 24, 2007) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commission File

May 14, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2007 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial, Inc

April 24, 2007 EX-99.1

# # #

exv99w1 EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Ronald L. Justice Fentura Financial, Inc. (810) 714-3902 April 20, 2007 For Immediate Release FENTURA FINANCIAL, INC. REPORTS FIRST QUARTER EARNINGS Fenton, Michigan—April 20, 2007—Fentura Financial, Inc. (trading symbol: FETM), the holding company for The State Bank of Fenton, Michigan, Davison State Bank of

April 24, 2007 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 24, 2007 (April 20, 2007) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-28

March 30, 2007 EX-99.1

FENTURA FINANCIAL, INC. ANNOUNCES REPURCHASE PROGRAM

exv99w1 Exhibit 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Ronald L. Justice Fentura Financial, Inc. (810) 714-3902 March 28, 2007 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES REPURCHASE PROGRAM Fenton, Michigan—March 28, 2007—Fentura Financial, Inc. (trading symbol: FETM), the holding company for The State Bank of Fenton, Michigan, Davison State Bank of Da

March 30, 2007 8-K

Financial Statements and Exhibits, Other Events

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 30, 2007 (March 28, 2007) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-28

March 23, 2007 DEF 14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant X Filed by a party other than the Registrant

Table of Contents SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 22, 2007 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 22, 2007 (March 16, 2007) Fentura Financia

e8vk Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 22, 2007 (March 16, 2007) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550

March 22, 2007 EX-10.4

Severance Compensation Agreement w/Robert Sewick

exv10w4 Exhibit 10.4 Severance Compensation Agreement This Severance Compensation Agreement (the “Agreement”), has been made on March 16, 2007 by Fentura Financial, Inc., a Michigan corporation (the “Company”), West Michigan Community Bank, (the “Bank”) and Robert E. Sewick, an individual (the “Executive”). Background Statement: The Executive is a principal officer of the Bank and the Company and

March 22, 2007 EX-10.1

Supplemental Executive Retirement Agreement w/Donald Grill

exv10w1 Exhibit 10.1 THE STATE BANK Supplemental Executive Retirement Agreement AMENDMENT AND RESTATEMENT OF THE STATE BANK INCENTIVE SUPPLEMENTAL EXECUTIVE RETIREMENT FOR DONALD GRILL THIS SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT (the “Agreement”) is adopted this 16th day of March,, 2007 by and among THE STATE BANK, a state-chartered commercial bank located in Fenton, Michigan (the “Bank”), FE

March 22, 2007 EX-10.3

Severance Compensation Agreement w/Donald Grill

exv10w3 Exhibit 10.3 Severance Compensation Agreement This Severance Compensation Agreement (the “Agreement”), has been made on March 16, 2007 by Fentura Financial, Inc., a Michigan corporation (the “Company”), The State Bank, (the “Bank”) and Donald L. Grill, an individual (the “Executive”). Background Statement: The Executive is a principal officer of the Bank and the Company and his continued s

March 22, 2007 EX-10.2

Supplemental Executive Retirement Agreement w/Robert Sewick

exv10w2 Exhibit 10.2 THE STATE BANK Supplemental Executive Retirement Agreement Prepared 2-7-06 AMENDMENT AND RESTATEMENT OF THE STATE BANK INCENTIVE SUPPLEMENTAL EXECUTIVE RETIREMENT FOR ROBERT SEWICK THIS SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT (the “Agreement”) is adopted this 16th day of March, 2007, by and among WEST MICHIGAN COMMUNITY BANK, a state-chartered commercial bank located in Hu

March 19, 2007 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2006 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-23550 FENTURA FINANCIAL, INC. (E

March 19, 2007 EX-14

Code of Ethics

EXHIBIT 14 FENTURA FINANCIAL, INC. CODE OF ETHICS In my role with Fentura Financial, Inc. and/or subsidiaries or affiliates (the ?Company?), I certify to the Company and the Audit Committee of the Board of Directors of the Company, that I will adhere to and advocate the following principles and responsibilities governing my professional and ethical conduct to the best of my knowledge and ability:

March 19, 2007 EX-21.1

Subsidiaries of the Registrant

Exhibit 21.1 Subsidiaries of the Registrant Company Ownership State of Incorporation The State Bank 100 % Michigan Davison State Bank 100 % Michigan Community Bank Services, Inc. 100% by The State Bank Michigan Fentura Mortgage Company 100% by The State Bank Michigan West Michigan Community Bank 100 % Michigan West Michigan Mortgage, LLC 99.5% by West Michigan Community Bank 0.5% by Community Insu

March 19, 2007 EX-13

Annual Report to Security Holders

EXHIBIT 13 FENTURA FINANCIAL, INC. FINANCIAL STATEMENTS AND REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM December 31, 2006 and 2005 and MANAGEMENT?S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS FENTURA FINANCIAL, INC. Fenton, Michigan CONSOLIDATED FINANCIAL STATEMENTS December 31, 2006 and 2005 CONTENTS REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

March 2, 2007 8-K

Unregistered Sales of Equity Securities

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 2, 2007 (February 26, 2007) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commissio

February 5, 2007 EX-99.1

FENTURA FINANCIAL, INC. ANNOUNCES A 15% INCREASE IN QUARTERLY NET INCOME AND A 5% INCREASE IN NET INCOME FOR 2006

exv99w1 EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 CONTACT: RONALD L. JUSTICE FENTURA FINANCIAL, INC. (810)714-3902 February 1, 2007 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES A 15% INCREASE IN QUARTERLY NET INCOME AND A 5% INCREASE IN NET INCOME FOR 2006 Fenton, Michigan—February 1, 2007—Fentura Financial, Inc. (trading symbol: FETM), the holding company

February 5, 2007 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 5, 2007 (February 1, 2007) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commiss

December 18, 2006 EX-99.1

DENNIS LEYDER NAMED PRESIDENT OF THE STATE BANK

EX-99.1 2 k10718exv99w1.htm PRESS RELEASE EXHIBIT 99.1 THE STATE BANK P.O. BOX 725 FENTON, MI 48430-0725 Contact: Donald Grill The State Bank (810) 714-3985 December 13, 2006 For Immediate Release DENNIS LEYDER NAMED PRESIDENT OF THE STATE BANK The Board of Directors of The State Bank recently announced the promotion of Dennis E. Leyder to President and COO of The State Bank. Leyder has served as

December 18, 2006 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 18, 2006 (December 13, 2006) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commi

December 4, 2006 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 4, 2006 (November 30, 2006) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commis

December 4, 2006 EX-10.1

FENTURA FINANCIAL, INC. 2006 EXECUTIVE STOCK BONUS PLAN

Exhibit 10.1 FENTURA FINANCIAL, INC. 2006 EXECUTIVE STOCK BONUS PLAN Section 1. Title. This plan shall be known as the ?Fentura Financial, Inc. 2006 Executive Stock Bonus Plan? and is referenced to herein as the ?Plan.? Section 2. Adoption of the Plan. The Plan was approved by the Board of Directors (?Board?) of Fentura Financial, Inc. (the ?Company?) on November 30, 2006. Section 3. Administratio

November 13, 2006 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2006 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial,

October 23, 2006 EX-99.1

# # #

EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Ronald L. Justice The State Bank (810) 714-3902 October 17, 2006 For Immediate Release FENTURA FINANCIAL, INC. REPORTS INCREASED THIRD QUARTER EARNINGS Fenton, Michigan—October 17, 2006—Fentura Financial, Inc. (trading symbol: FETM), the holding company for The State Bank of Fenton, Michigan, Davison State Bank of Dav

October 23, 2006 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 23, 2006 (October 17, 2006) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806518 (Commiss

October 16, 2006 EX-99.1

Amended & Restated Automatic Dividend Reinvestment Plan

exv99w1 Exhibit 99.1 DIVIDEND REINVESTMENT PLAN (the “Plan”) AUTHORIZATION CARD I authorize Fentura Financial, Inc. (“The Company”) to pay to Illinois Stock Transfer Company all cash dividends on the number of whole shares of Common Stock held of record in the account shown on the reverse side and on all shares subsequently acquired having identical registration and cash dividends on shares (inclu

October 16, 2006 S-3DPOS

As filed with the Securities and Exchange Commission on October16, 2006

sv3dpos Table of Contents As filed with the Securities and Exchange Commission on October16, 2006 Registration No.

September 5, 2006 S-8

As filed with the Securities and Exchange Commission on September 5, 2006

Table of Contents As filed with the Securities and Exchange Commission on September 5, 2006 Registration No.

September 5, 2006 EX-24

Power of Attorney

exv24 Exhibit 24 POWER OF ATTORNEY Each person whose signature appears below appoints Donald L.

September 5, 2006 EX-24

Power of Attorney

Exhibit 24 POWER OF ATTORNEY Each person whose signature appears below appoints Donald L.

September 5, 2006 S-8

As filed with the Securities and Exchange Commission on September 5, 2006

Table of Contents As filed with the Securities and Exchange Commission on September 5, 2006 Registration No.

August 11, 2006 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2006 o TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2006 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial, Inc.

July 20, 2006 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 20, 2006 (July 17, 2006) Fentura Financial,

e8vk Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 20, 2006 (July 17, 2006) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38

July 20, 2006 EX-99.1

FENTURA FINANCIAL, INC. ANNOUNCES SECOND QUARTER EARNINGS

exv99w1 EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Ronald L. Justice SVP Corporate Governance & Investor Relations Fentura Financial, Inc. (810) 714-3902 July 17, 2006 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES SECOND QUARTER EARNINGS Fentura Financial, Inc. reported net income of $1,258,000 or $.59 per diluted share* for the three months ended Ju

July 12, 2006 EX-99.1

FENTURA FINANCIAL, INC. ANNOUNCES QUARTERLY DIVIDEND

exv99w1 EXHIBIT 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Ronald L. Justice SVP Corporate Governance & Investor Relations Fentura Financial, Inc. (810) 714-3902 July 10, 2006 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES QUARTERLY DIVIDEND The Board of Directors of Fentura Financial, Inc. has announced a 25- cent per share dividend for shareholders of recor

July 12, 2006 8-K

Financial Statements and Exhibits, Other Events

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 12, 2006 (July 10, 2006) Fentura Financial, Inc. (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-23550 38-2806

May 15, 2006 10-Q

PART I-- FINANCIAL INFORMATION Fentura Financial, Inc. Consolidated Statements of Income (Unaudited) Fentura Financial, Inc. Consolidated Statements of Cash Flows (Unaudited) ITEM 2-- MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [x] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2006 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial, Inc. (Exact name

April 21, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Section 2.02 Results of Operations and Financial Conditions Section 9.01 Financial Statements and Exhibits EXHIBIT INDEX

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 20, 2006 FENTURA FINANCIAL, INC.

April 21, 2006 EX-99

FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES IMPROVED FIRST QUARTER EARNINGS

EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Ronald L. Justice SVP Corporate Governance & Investor Relations Fentura Financial, Inc. (810) 714-3902 April 20, 2006 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES IMPROVED FIRST QUARTER EARNINGS Fentura Financial, Inc. reported net income of $1,207,000 or $0.62 per diluted share for the three months ended M

April 7, 2006 EX-99

Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 FENTURA FINANCIAL, INC. ANNOUNCES QUARTERLY DIVIDEND

EXHIBIT 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Ronald L. Justice SVP Corporate Governance & Investor Relations Fentura Financial, Inc. (810) 714-3902 April 7, 2006 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES QUARTERLY DIVIDEND The Board of Directors of Fentura Financial, Inc. has announced a 25-cent per share dividend for shareholders of record as of A

April 7, 2006 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 7, 2006 FENTURA FINANCIAL, INC.

March 22, 2006 DEF 14A

IMPORTANT PROXY STATEMENT ANNUAL MEETING OF SHAREHOLDERS Boards of Directors 2006 ELECTION OF DIRECTORS YOUR BOARD OF DIRECTORS RECOMMENDS A VOTE FOR ELECTION OF ALL NOMINEES AS DIRECTORS STOCK OWNERSHIP INFORMATION Stock Ownership of Directors, Exec

DEF 14A 1 fenturadef14a123105.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant [ X ] Filed by a party other than the registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statemen

March 22, 2006 EX-10

EXHIBIT 10.15 AMENDMENT AND RESTATEMENT OF THE STATE BANK INCENTIVE SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT DATED MAY 20, 1999 FOR DONALD GRILL BACKGROUND INTRODUCTION Article 1 Definitions Article 2 Distributions During Lifetime Article 3 Distri

THE STATE BANK Supplemental Executive Retirement Agreement EXHIBIT 10.15 AMENDMENT AND RESTATEMENT OF THE STATE BANK INCENTIVE SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT DATED MAY 20, 1999 FOR DONALD GRILL THIS SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT (the ?Agreement?) is adopted this 10th day of March, 2006, by and between THE STATE BANK, a state-chartered commercial bank located in Fenton, M

March 22, 2006 EX-10

Exhibit 10.16 AMENDMENT AND RESTATEMENT OF THE INCENTIVE SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT DATED AUGUST 13, 1999 FOR ROBERT SEWICK BACKGROUND INTRODUCTION Article 1 Definitions Article 2 Distributions During Lifetime Article 3 Distribution

WEST MICHIGAN COMMUNITY BANK Supplemental Executive Retirement Agreement Exhibit 10.

March 22, 2006 EX-10

EXHIBIT 10.11 SEVERANCE COMPENSATION AGREEMENT BACKGROUND STATEMENT:

EXHIBIT 10.11 SEVERANCE COMPENSATION AGREEMENT THIS SEVERANCE COMPENSATION AGREEMENT (the ?Agreement?), has been made on March 9, 2006, by FENTURA FINANCIAL, INC., a Michigan corporation (the ?Company?), WEST MICHIGAN COMMUNITY BANK, (the ?Bank?) and ROBERT E. SEWICK, an individual (the ?Executive?). BACKGROUND STATEMENT: The Executive is a principal officer of the Bank and the Company and his con

March 22, 2006 EX-14

Exhibit 14 FENTURA FINANCIAL, INC. CODE OF ETHICS

Exhibit 14 FENTURA FINANCIAL, INC. CODE OF ETHICS In my role with Fentura Financial, Inc. and/or subsidiaries or affiliates (the ?Company?), I certify to the Company and the Audit Committee of the Board of Directors of the Company, that I will adhere to and advocate the following principles and responsibilities governing my professional and ethical conduct to the best of my knowledge and ability:

March 22, 2006 10-K

PART I ITEM 1. DESCRIPTION OF BUSINESS The Company The Banks Competition Supervision and Regulation General The Company The Banks ITEM 1A. Risk Factors. ITEM 1B. Unresolved Staff Comments. ITEM 2. DESCRIPTION OF PROPERTY ITEM 3. LEGAL PROCEEDINGS ITE

10-K 1 fentura10k123105.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 2005 [] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-23550 FENTURA FINAN

March 22, 2006 EX-10

EXHIBIT 10.12 SEVERANCE COMPENSATION AGREEMENT BACKGROUND STATEMENT:

EXHIBIT 10.12 SEVERANCE COMPENSATION AGREEMENT THIS SEVERANCE COMPENSATION AGREEMENT (the ?Agreement?), has been made on March 9, 2006 by FENTURA FINANCIAL, INC., a Michigan corporation (the ?Company?), THE STATE BANK, (the ?Bank?) and DENNIS E. LEYDER, an individual (the ?Executive?). BACKGROUND STATEMENT: The Executive is a principal officer of the Bank and the Company and his continued services

March 22, 2006 EX-10

EXHIBIT 10.13 SEVERANCE COMPENSATION AGREEMENT BACKGROUND STATEMENT:

FENTURA FINANCIAL, INC. FORM 10-K EXHIBIT 10.13 EXHIBIT 10.13 SEVERANCE COMPENSATION AGREEMENT THIS SEVERANCE COMPENSATION AGREEMENT (the “Agreement”), has been made on March 9, 2006 by FENTURA FINANCIAL, INC., a Michigan corporation (the “Company”), THE STATE BANK, (the “Bank”) and DOUGLAS J. KELLEY, an individual (the “Executive”). BACKGROUND STATEMENT: The Executive is a principal officer of th

March 22, 2006 EX-13

Exhibit 13 Rule 14a-3 Annual Report FENTURA FINANCIAL, INC. FINANCIAL STATEMENTS AND REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM December 31, 2005 and 2004 and MANAGEMENT?S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPE

Exhibit 13 Rule 14a-3 Annual Report FENTURA FINANCIAL, INC. FINANCIAL STATEMENTS AND REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM December 31, 2005 and 2004 and MANAGEMENT?S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS FENTURA FINANCIAL, INC. Fenton, Michigan CONSOLIDATED FINANCIAL STATEMENTS December 31, 2005 and 2004 CONTENTS REPORT OF INDEPENDENT REGISTERE

March 22, 2006 EX-10

EXHIBIT 10.14 SEVERANCE COMPENSATION AGREEMENT BACKGROUND STATEMENT:

EXHIBIT 10.14 SEVERANCE COMPENSATION AGREEMENT THIS SEVERANCE COMPENSATION AGREEMENT (the ?Agreement?), has been made on March 9, 2006 by FENTURA FINANCIAL, INC., a Michigan corporation (the ?Company?), THE STATE BANK, (the ?Bank?) and HOLLY J. PINGATORE, an individual (the ?Executive?). BACKGROUND STATEMENT: The Executive is a principal officer of the Bank and the Company and his continued servic

March 22, 2006 EX-21

Exhibit 21.1 Subsidiaries of the Registrant

Exhibit 21.1 Subsidiaries of the Registrant Company Ownership State of Incorporation The State Bank 100% Michigan Davison State Bank 100% Michigan Community Bank Services, Inc. 100% by The State Bank Michigan Fentura Mortgage Company 100% by The State Bank Michigan West Michigan Community Bank 100% Michigan West Michigan Mortgage, LLC 99.5% by West Michigan Community Bank Michigan 0.5% by Communit

March 10, 2006 EX-99

SEVERANCE COMPENSATION AGREEMENT BACKGROUND STATEMENT:

Exhibit 99.1 SEVERANCE COMPENSATION AGREEMENT THIS SEVERANCE COMPENSATION AGREEMENT (the ?Agreement?), has been made on March 9, 2006 by FENTURA FINANCIAL, INC., a Michigan corporation (the ?Company?), THE STATE BANK, (the ?Bank?) and DENNIS E. LEYDER, an individual (the ?Executive?). BACKGROUND STATEMENT: The Executive is a principal officer of the Bank and the Company and his continued services

March 10, 2006 EX-99

SEVERANCE COMPENSATION AGREEMENT BACKGROUND STATEMENT:

Exhibit 99.3 SEVERANCE COMPENSATION AGREEMENT THIS SEVERANCE COMPENSATION AGREEMENT (the ?Agreement?), has been made on March 9, 2006 by FENTURA FINANCIAL, INC., a Michigan corporation (the ?Company?), THE STATE BANK, (the ?Bank?) and HOLLY J. PINGATORE, an individual (the ?Executive?). BACKGROUND STATEMENT: The Executive is a principal officer of the Bank and the Company and his continued service

March 10, 2006 EX-99

SEVERANCE COMPENSATION AGREEMENT BACKGROUND STATEMENT:

Exhibit 99.2 SEVERANCE COMPENSATION AGREEMENT THIS SEVERANCE COMPENSATION AGREEMENT (the ?Agreement?), has been made on March 9, 2006 by FENTURA FINANCIAL, INC., a Michigan corporation (the ?Company?), THE STATE BANK, (the ?Bank?) and DOUGLAS J. KELLEY, an individual (the ?Executive?). BACKGROUND STATEMENT: The Executive is a principal officer of the Bank and the Company and his continued services

March 10, 2006 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 9, 2006 FENTURA FINANCIAL, INC.

March 10, 2006 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K/A Item 8.01 Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 28, 2006 FENTURA FINANCIAL, INC.

February 28, 2006 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 28, 2006 FENTURA FINANCIAL, INC.

January 18, 2006 EX-99

FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 FENTURA FINANCIAL, INC. NET INCOME UP 25.3% FOR 2005 Fentura Financial Inc. Consolidated Balance Sheets (Dollars in thousands) UNAUDITED Fentura Financial Inc. Consolidated Income Statements

EX-99 2 fentura8k011706-ex99.htm EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Donald L. Grill The State Bank (810) 714-3985 January 17, 2006 For Immediate Release FENTURA FINANCIAL, INC. NET INCOME UP 25.3% FOR 2005 Fenton, Michigan-January 17, 2006-Fentura Financial, Inc. (trading symbol: FETM), the holding company for The State Bank of Fenton, Michigan, Daviso

January 18, 2006 8-K

Current Report

8-K 1 fentura8k011706.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 17, 2006 FENTURA FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Michigan (State or Other Jurisdiction of Incorporation) 000-23550 (Commission File Number) 38-2806518

December 21, 2005 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: December 15, 2005 FENTURA FINANCIAL, INC.

December 21, 2005 EX-99

Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES QUARTERLY DIVIDEND The Board of Directors of Fentura Financial, Inc. has announced a 25-cent per share dividend for shareholders of rec

EXHIBIT 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Ronald L. Justice SVP Corporate Governance & Investor Relations Fentura Financial, Inc. (810) 750-8725 December 15, 2005 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES QUARTERLY DIVIDEND The Board of Directors of Fentura Financial, Inc. has announced a 25-cent per share dividend for shareholders of record as

November 14, 2005 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q OR APPLICABLE ONLY TO CORPORATE ISSUERS Fentura Financial Inc. Index to Form 10-Q PART I — FINANCIAL INFORMATION Fentura Financial, Inc. Notes to Consolidated Financial

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [x] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2005 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura Financial, Inc. (Exact N

November 10, 2005 8-K

Current Report

8-K 1 fentura8k110805.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 8, 2005 FENTURA FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Michigan (State or Other Jurisdiction of Incorporation) 000-23550 (Commission File Number) 38-2806518

November 10, 2005 EX-99

# # #

EX-99 2 fentura8k110805-ex99.htm EXHIBIT 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Donald L. Grill President & CEO Fentura Financial, Inc. (810) 714-3985 November 8, 2005 For Immediate Release Fentura Financial, Inc. (Fentura) recently completed an investment in a newly formed Michigan bank. Following action by the Board of Directors, Fentura became a minority invest

October 18, 2005 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 18, 2005 FENTURA FINANCIAL, INC.

October 18, 2005 EX-99

Fentura Financial, Inc. Net Income up 51.8% in the Third Quarter:

EXHIBIT 99.1 Fentura Financial, Inc. P.O. Box 725 Fenton, MI 48430-0725 Contact: Ronald L. Justice SVP Corporate Governance & Investor Relations Fentura Financial, Inc. (810) 714-3902 October 18, 2005 For Immediate Release Fentura Financial, Inc. Net Income up 51.8% in the Third Quarter: Fenton, Michigan ? October 14, 2005 ? Fentura Financial, Inc. (Trading Symbol: FETM) the holding company for Th

October 6, 2005 8-K

Unregistered Sales of Equity Securities

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 30, 2005 FENTURA FINANCIAL, INC.

October 5, 2005 EX-99

FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 For Immediate Release

EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Ronald L. Justice SVP-Corporate Governance & Investor Relations Fentura Financial, Inc. (810) 714-3902 October 5, 2005 For Immediate Release Fentura Financial, Inc. recently announced the appointment of Kenneth R. Elston to the Board of Directors. He will also serve as the Chairman of Fentura?s Audit Committee. Elston

October 5, 2005 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K 1 fentura8k092905.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 29, 2005 FENTURA FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Michigan (State or Other Jurisdiction of Incorporation) 000-23550 (Commission File Number) 38-28065

September 30, 2005 EX-99

FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES QUARTERLY DIVIDEND The Board of Directors of Fentura Financial, Inc. has announced a 24- cent per share dividend for shareholders of re

EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Ronald L. Justice Corporate Governance & Investor Relations Fentura Financial, Inc. (810) 750-8725 September 30, 2005 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES QUARTERLY DIVIDEND The Board of Directors of Fentura Financial, Inc. has announced a 24- cent per share dividend for shareholders of record as of

September 30, 2005 8-K

Financial Statements and Exhibits

8-K 1 fentura8k093005.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 30, 2005 FENTURA FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Michigan (State or Other Jurisdiction of Incorporation) 000-23550 (Commission File Number) 38-28065

August 23, 2005 EX-99

TABLE OF CONTENTS

Exhibit 99.1 FENTURA FINANCIAL, INC. as Issuer INDENTURE Dated as of August 18, 2005 WILMINGTON TRUST COMPANY as Trustee FLOATING RATE JUNIOR SUBORDINATED DEBT SECURITIES DUE 2035 TABLE OF CONTENTS ARTICLE I DEFINITIONS 1 Section 1.01 Definitions 1 ARTICLE II DEBT SECURITIES 9 Section 2.01 Authentication and Dating 9 Section 2.02 Form of Trustee's Certificate of Authentication 9 Section 2.03 Form

August 23, 2005 EX-99

TABLE OF CONTENTS

Exhibit 99.3 GUARANTEE AGREEMENT FENTURA FINANCIAL, INC. Dated as of August 18, 2005 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS AND INTERPRETATION SECTION 1.1 Definitions and Interpretation 1 ARTICLE II POWERS, DUTIES AND RIGHTS OF THE GUARANTEE TRUSTEE SECTION 2.1 Powers and Duties of the Guarantee Trustee 4 SECTION 2.2 Certain Rights of the Guarantee Trustee 5 SECTION 2.3 Not Responsible for R

August 23, 2005 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

8-K 1 fentura8k081805.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 18, 2005 FENTURA FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Michigan (State or Other Jurisdiction of Incorporation) 000-23550 (Commission File Number) 38-2806518

August 23, 2005 EX-99

EXHIBIT A-1 FORM OF CAPITAL SECURITY CERTIFICATE EXHIBIT A-2

Exhibit 99.2 AMENDED AND RESTATED DECLARATION OF TRUST OF FENTURA FINANCIAL CAPITAL TRUST II Dated as of August 18, 2005 TABLE OF CONTENTS Page ARTICLE I INTERPRETATION AND DEFINITIONS Section 1.1. Definitions 1 ARTICLE II ORGANIZATION Section 2.1. Name 10 Section 2.2. Office 10 Section 2.3. Purpose 10 Section 2.4. Authority 10 Section 2.5. Title to Property of the Trust 10 Section 2.6. Powers and

August 10, 2005 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q OR APPLICABLE ONLY TO CORPORATE ISSUERS Fentura Financial Inc. Index to Form 10-Q PART I — FINANCIAL INFORMATION ITEM 1. CONSOLIDATED FINANCIAL STATEMENTS Fentura Finan

10-Q 1 fentura10q063005.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [x] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2005 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-23550 Fentura F

August 10, 2005 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 8, 2005 FENTURA FINANCIAL, INC.

August 2, 2005 8-K

Current Report

8-K 1 fen8k080205.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 2, 2005 FENTURA FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Michigan (State or Other Jurisdiction of Incorporation) 000-23550 (Commission File Number) 38-2806518 (IRS

August 2, 2005 EX-99

FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES INVESTMENT IN BANKERS BANCSHARES

EXHIBIT 99.1 FENTURA FINANCIAL, INC. P.O. BOX 725 FENTON, MI 48430-0725 Contact: Ronald L. Justice SVP Corporate Governance & Investor Relations Fentura Financial, Inc. (810) 714-3902 August 2, 2005 For Immediate Release FENTURA FINANCIAL, INC. ANNOUNCES INVESTMENT IN BANKERS BANCSHARES Fentura Financial, Inc. recently became an investor in Bankers Bancshares, Inc. headquartered in Gahanna, Ohio.

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