CHFN / Charter Financial Corp. - Depositi SEC, Relazione annuale, dichiarazione di delega

Charter Financial Corp.
US ˙ NASDAQ
QUESTO SIMBOLO NON E' PIU' ATTIVO

Statistiche di base
CIK 1478726
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Charter Financial Corp.
SEC Filings (Chronological Order)
Questa pagina fornisce un elenco completo e cronologico dei depositi SEC, esclusi i documenti di proprietà che forniamo altrove.
September 4, 2018 15-12B

CHFN / Charter Financial Corp. FORM 15-12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-35870 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specifie

September 4, 2018 S-8 POS

CHFN / Charter Financial Corp. S-8 POS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-194734 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-188268 UNDER THE SECURITIES ACT OF 1933 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland (State or other jurisdiction of incorpo

September 4, 2018 S-8 POS

CHFN / Charter Financial Corp. S-8 POS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-194734 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-188268 UNDER THE SECURITIES ACT OF 1933 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland (State or other jurisdiction of incorpo

September 4, 2018 8-K

Changes in Control of Registrant, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Material Modification to Rights of Security Holders, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 31, 2018 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emp

August 21, 2018 425

CSFL / Centerstate Banks, Inc. 8-K (Prospectus)

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) August 21, 2018 CENTERSTATE BANK CORPORATION (Exact name of registrant as specified in its charter) Florida 000-32017 59-3606741 (State or other jurisdiction of incorporation) (Commission file numbe

August 21, 2018 8-K

Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2018 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emp

August 21, 2018 425

CHFN / Charter Financial Corp. FORM 8-K (Prospectus)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2018 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emp

August 8, 2018 10-Q

Unaudited Condensed Consolidated Financial Statements of Charter Financial Corporation as of and for the nine months ended June 30, 2018 (incorporated by reference to Charter Financial Corporation’s Form 10-Q filed on August 8, 2018).

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHARTER

July 31, 2018 EX-99.1

Established in 2000 Ticker Symbol: CSFL (NASDAQ) Headquartered in Winter Haven, FL on the I-4 Corridor $10.5B in assets $7.0B in loans $8.2B in deposits 106 branches (1) Tampa Jacksonville Winter Haven Miami Ocala Gainesville Sarasota Daytona Beach S

2nd Quarter 2018 Investor Presentation Exhibit 99.1 Forward Looking Statements This presentation contains “forward-looking statements” as defined in the Private Securities Litigation Reform Act of 1995. In general, forward-looking statements usually use words such as “may,” “believe,” “expect,” “anticipate,” “intend,” “will,” “should,” “plan,” “estimate,” “predict,” “continue” and “potential” or t

July 31, 2018 425

CSFL / Centerstate Banks, Inc. 8-K (Prospectus)

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) July 31, 2018 CENTERSTATE BANK CORPORATION (Exact name of registrant as specified in its charter) Florida 000-32017 59-3606741 (State or other jurisdiction of incorporation) (Commission file number)

July 26, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2018 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emplo

July 26, 2018 EX-99.1

CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2018 EARNINGS OF $4.6 MILLION

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2018 EARNINGS OF $4.6 MILLION • Quarter-to-date and year-to-date EPS of $0.32 and $0.99, up 33.3% and 19.3% from 2017, respective

July 24, 2018 425

CSFL / Centerstate Banks, Inc. 8-K (Prospectus)

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) July 24, 2018 CENTERSTATE BANK CORPORATION (Exact name of registrant as specified in its charter) Florida 000-32017 59-3606741 (State or other jurisdiction of incorporation) (Commission file number)

July 24, 2018 EX-99.1

CenterState Bank Corporation Announces Second Quarter 2018 Earnings Results (all amounts are in thousands, except per share data, or unless otherwise noted)

Exhibit 99.1 FOR IMMEDIATE RELEASE July 24, 2018 CenterState Bank Corporation Announces Second Quarter 2018 Earnings Results (all amounts are in thousands, except per share data, or unless otherwise noted) WINTER HAVEN, FL. – July 24, 2018 - CenterState Bank Corporation (Nasdaq: CSFL) reported net income of $32,163, or diluted earnings per share of $0.38, for the second quarter of 2018, compared t

July 18, 2018 DEFM14A

CHFN / Charter Financial Corp. DEFM14A

DEFM14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

June 19, 2018 11-K

CHFN / Charter Financial Corp. FORM 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K Annual Report Pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2017 Commission File Number 001-35870 CHARTERBANK 401(k) PLAN (Full title of the plan) Charter Financial Corporation (Name of issuer of securities) 1233 O.G. Skinner Dr. West Point,

June 1, 2018 SC 13G

CHFN / Charter Financial Corp. / Brown Trout Management, LLC - FORM SC 13G Passive Investment

Chicago Capital Management, LLC Form SC 13G - Filed by newsfilecorp.com UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Charter Financial Corporation (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 16122W108 (CUSIP Number) May 29, 2018 (Date of Event which Require

May 9, 2018 10-Q

Unaudited Condensed Consolidated Financial Statements of Charter Financial Corporation as of and for the six months ended March 31, 2018 (incorporated by reference to Charter Financial Corporation’s Form 10-Q filed on May 9, 2018).

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2018 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHARTE

May 9, 2018 EX-2.3

AGREEMENT AND PLAN OF MERGER by and between CENTERSTATE BANK CORPORATION CHARTER FINANCIAL CORPORATION Dated as of April 24, 2018

Exhibit 2.3 AGREEMENT AND PLAN OF MERGER by and between CENTERSTATE BANK CORPORATION and CHARTER FINANCIAL CORPORATION Dated as of April 24, 2018 {Clients/1532/00301482.DOC/6 } 4850-0972-8040.2 Exhibit 2.3 TABLE OF CONTENTS ARTICLE I THE MERGER1 Section 1.01.The Merger. 1 Section 1.02.Articles of Incorporation and Bylaws. 1 Section 1.03.Bank Merger. 2 Section 1.04.Directors and Officers. 2 Section

May 7, 2018 425

CSFL / Centerstate Banks, Inc. 8-K (Prospectus)

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) May 7, 2018 CENTERSTATE BANK CORPORATION (Exact name of registrant as specified in its charter) Florida 000-32017 59-3606741 (State or other jurisdiction of incorporation) (Commission file number) (

May 7, 2018 EX-99.1

Established in 2000 Ticker Symbol: CSFL (NASDAQ) Headquartered in Winter Haven, FL on the I-4 Corridor $10.3B in assets $6.9B in loans $8.1B in deposits 128 branches (1) Tampa Jacksonville Winter Haven Miami Ocala Gainesville Sarasota Daytona Beach S

1st Quarter 2018 Investor Presentation Exhibit 99.1 Forward Looking Statements This presentation contains “forward-looking statements” as defined in the Private Securities Litigation Reform Act of 1995. In general, forward-looking statements usually use words such as “may,” “believe,” “expect,” “anticipate,” “intend,” “will,” “should,” “plan,” “estimate,” “predict,” “continue” and “potential” or t

April 24, 2018 EX-99.1

CenterState Bank Corporation Announces Acquisition of Charter Financial Corporation and Expansion into Vibrant Atlanta Market

EX-99.1 4 chfn04242018releaseex991.htm EXHIBIT 99.1 FOR IMMEDIATE RELEASE CenterState Bank Corporation Announces Acquisition of Charter Financial Corporation and Expansion into Vibrant Atlanta Market WINTER HAVEN, FL and WEST POINT, GA, April 24, 2018 - CenterState Bank Corporation (Nasdaq-GS: CSFL) (“CenterState” or the “Company”), the parent company of CenterState Bank, N.A., and Charter Financi

April 24, 2018 EX-2.1

AGREEMENT AND PLAN OF MERGER by and between CENTERSTATE BANK CORPORATION CHARTER FINANCIAL CORPORATION Dated as of April 24, 2018

AGREEMENT AND PLAN OF MERGER by and between CENTERSTATE BANK CORPORATION and CHARTER FINANCIAL CORPORATION Dated as of April 24, 2018 TABLE OF CONTENTS ARTICLE I THE MERGER1 Section 1.

April 24, 2018 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2018 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Empl

April 24, 2018 EX-3.1

Amendment to the Bylaws of Charter Financial Corporation Adopted April 24, 2018

Amendment to the Bylaws of Charter Financial Corporation Adopted April 24, 2018 In accordance with the Maryland General Corporation Law, the Articles of Amendment and Restatement of Charter Financial Corporation (the “Corporation”) and the Bylaws of the Corporation (the “Bylaws”), the Bylaws are hereby amended to add a new Article VII, which reads as follows: ARTICLE VII EXCLUSIVE FORUM Unless the

April 24, 2018 EX-2.1

AGREEMENT AND PLAN OF MERGER by and between CENTERSTATE BANK CORPORATION CHARTER FINANCIAL CORPORATION Dated as of April 24, 2018

EX-2.1 2 chfn04242018mergerex21.htm EXHIBIT 2.1 AGREEMENT AND PLAN OF MERGER by and between CENTERSTATE BANK CORPORATION and CHARTER FINANCIAL CORPORATION Dated as of April 24, 2018 TABLE OF CONTENTS ARTICLE I THE MERGER1 Section 1.01.The Merger. 1 Section 1.02.Articles of Incorporation and Bylaws. 1 Section 1.03.Bank Merger. 2 Section 1.04.Directors and Officers. 2 Section 1.05.Effective Time; Cl

April 24, 2018 EX-99.1

CenterState Bank Corporation Announces Acquisition of Charter Financial Corporation and Expansion into Vibrant Atlanta Market

FOR IMMEDIATE RELEASE CenterState Bank Corporation Announces Acquisition of Charter Financial Corporation and Expansion into Vibrant Atlanta Market WINTER HAVEN, FL and WEST POINT, GA, April 24, 2018 - CenterState Bank Corporation (Nasdaq-GS: CSFL) (“CenterState” or the “Company”), the parent company of CenterState Bank, N.

April 24, 2018 425

CHFN / Charter Financial Corp. FORM 8-K (Prospectus)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2018 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Empl

April 24, 2018 EX-3.1

Amendment to the Bylaws of Charter Financial Corporation Adopted April 24, 2018

Amendment to the Bylaws of Charter Financial Corporation Adopted April 24, 2018 In accordance with the Maryland General Corporation Law, the Articles of Amendment and Restatement of Charter Financial Corporation (the “Corporation”) and the Bylaws of the Corporation (the “Bylaws”), the Bylaws are hereby amended to add a new Article VII, which reads as follows: ARTICLE VII EXCLUSIVE FORUM Unless the

April 24, 2018 EX-99.1

CenterState Bank Corporation Announces First Quarter 2018 Earnings Results (all amounts are in thousands, except per share data, or unless otherwise noted)

Exhibit 99.1 FOR IMMEDIATE RELEASE April 24, 2018 CenterState Bank Corporation Announces First Quarter 2018 Earnings Results (all amounts are in thousands, except per share data, or unless otherwise noted) WINTER HAVEN, FL. – April 24, 2018 - CenterState Bank Corporation (Nasdaq: CSFL) reported net income of $35,636, or diluted earnings per share of $0.42, for the first quarter of 2018, as compare

April 24, 2018 425

CSFL / Centerstate Banks, Inc. 8-K (Prospectus)

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) April 24, 2018 CENTERSTATE BANK CORPORATION (Exact name of registrant as specified in its charter) Florida 000-32017 59-3606741 (State or other jurisdiction of incorporation) (Commission file number

April 24, 2018 EX-99.2

CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND

Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND West Point, Georgia, April 24, 2018 – Charter Financial Corporation (NASDAQ: CHFN) today announced that its board of

April 24, 2018 EX-99.1

CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2018 EARNINGS OF $5.2 MILLION

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2018 EARNINGS OF $5.2 MILLION • Basic and diluted EPS of $0.36 and $0.34 for the quarter, respectively • Quarterly net interest

April 24, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2018 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Empl

April 24, 2018 425

CSFL / Centerstate Banks, Inc. 8-K (Prospectus)

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) April 24, 2018 CENTERSTATE BANK CORPORATION (Exact name of registrant as specified in its charter) Florida 000-32017 59-3606741 (State or other jurisdiction of incorporation) (Commission file number

April 24, 2018 EX-99.2

Additional Information CenterState intends to file a registration statement on Form S-4 with the Securities and Exchange Commission to register the shares of CenterState's common stock that will be issued to Charter's shareholders in connection with

Acquisition of Charter Financial Corporation April 24th, 2018 Exhibit 99.2 Forward Looking Statements This presentation contains “forward-looking statements” as defined in the Private Securities Litigation Reform Act of 1995. In general, forward-looking statements usually use words such as “may,” “believe,” “expect,” “anticipate,” “intend,” “will,” “should,” “plan,” “estimate,” “predict,” “continu

April 24, 2018 EX-2.1

Agreement and Plan of Merger, dated as of April 24, 2018, by and between CenterState Bank Corporation and Charter Financial Corporation

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and between CENTERSTATE BANK CORPORATION and CHARTER FINANCIAL CORPORATION Dated as of April 24, 2018 TABLE OF CONTENTS ARTICLE I THE MERGER 1 Section 1.01 The Merger. 1 Section 1.02 Articles of Incorporation and Bylaws. 1 Section 1.03 Bank Merger.. 2 Section 1.04 Directors and Officers. 2 Section 1.05 Effective Time; Closing. 2 Section 1.06 Additional A

April 24, 2018 EX-99.1

CenterState Bank Corporation Announces Acquisition of Charter Financial Corporation and Expansion into Vibrant Atlanta Market

Exhibit 99.1 FOR IMMEDIATE RELEASE CenterState Bank Corporation Announces Acquisition of Charter Financial Corporation and Expansion into Vibrant Atlanta Market WINTER HAVEN, FL and WEST POINT, GA, April 24, 2018 - CenterState Bank Corporation (Nasdaq-GS: CSFL) (“CenterState” or the “Company”), the parent company of CenterState Bank, N.A., and Charter Financial Corporation (Nasdaq: CHFN) (“Charter

February 16, 2018 8-K

Submission of Matters to a Vote of Security Holders

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2018 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commissi

February 14, 2018 EX-99.1

This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934,

EX-99.1 2 chfnannualmeeting2018ex991.htm EXHIBIT 99.1 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended. We intend such forward-looking statements to be covered by the Safe Harbor Provision

February 14, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2018 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commissi

February 9, 2018 SC 13G/A

CHFN / Charter Financial Corp. / Private Capital Management, LLC - AMENDMENT NO. 2 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Charter Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 16122W108 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to w

February 8, 2018 10-Q

CHFN / Charter Financial Corp. FORM 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2017 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHA

February 5, 2018 DEFR14A

CHFN / Charter Financial Corp. DEFR14A

DEFR14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by R

February 5, 2018 SC 13G/A

CHFN / Charter Financial Corp. / Charter Financial Corp - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* CHARTER FINANCIAL CORPORATION (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 16122W 108 (CUSIP Number) December 31, 2017 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designa

January 26, 2018 EX-99.1

CHARTER FINANCIAL ANNOUNCES FIRST QUARTER FISCAL 2018 EARNINGS OF $4.4 MILLION

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES FIRST QUARTER FISCAL 2018 EARNINGS OF $4.4 MILLION • Basic and diluted EPS of $0.31 and $0.29 for the quarter, respectively • Strong first full quarte

January 26, 2018 EX-99.2

CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND

Exhibit Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND West Point, Georgia, January 23, 2018 ? Charter Financial Corporation (NASDAQ: CHFN) today announced that its

January 26, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2018 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commissio

January 5, 2018 DEF 14A

CHFN / Charter Financial Corp. DEF 14A

Document Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

December 13, 2017 10-K

Audited Consolidated Financial Statements of Charter Financial Corporation as of September 30, 2017 and 2016 and for each of the years in the three-year period ended September 30, 2017 (incorporated by reference to Charter Financial Corporation’s Form 10-K filed on December 13, 2017).

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2017 Commission File Number: 001-35870 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 90-0947148 (State or other jurisdiction

December 13, 2017 EX-23.0

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 23.0 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM The Board of Directors and Stockholders Charter Financial Corporation We hereby consent to the incorporation by reference in the registration statements (Nos. 333-188268 and 333-194734) on Forms S-8 of our reports, dated December 13, 2017, related to the consolidated statements of financial condition of Charter Financial Corpora

November 7, 2017 EX-99.2

This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934,

This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

November 7, 2017 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2017 CHARTER FINANCIA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Em

November 7, 2017 EX-99.1

CHARTER FINANCIAL ANNOUNCES FISCAL 2017 EARNINGS OF $14.4 MILLION

EX-99.1 2 chfn110717ex991.htm EXHIBIT 99.1 Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES FISCAL 2017 EARNINGS OF $14.4 MILLION • Quarter-to-date basic and diluted EPS of $0.18 and $0.17, respectiv

October 24, 2017 8-K

Financial Statements and Exhibits, Other Events

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commissio

October 24, 2017 EX-99.1

CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND

EX-99.1 2 chfn10242017ex991.htm EXHIBIT 99.1 Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND West Point, Georgia, October 24, 2017 – Charter Financial Corporation (N

September 5, 2017 EX-99.1

CHARTER FINANCIAL COMPLETES MERGER WITH RESURGENS BANCORP

NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL COMPLETES MERGER WITH RESURGENS BANCORP West Point, Georgia, September 1, 2017 – Charter Financial Corporation (NASDAQ: CHFN) (the "Company") announced today the completion

September 5, 2017 8-K

Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 1, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commissi

August 8, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2017 o TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2017 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHARTER

July 31, 2017 EX-99.1

This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934,

kbwinvestorpresentation This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

July 31, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emplo

July 26, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emplo

July 26, 2017 EX-99.1

CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2017 EARNINGS OF $3.5 MILLION; INCREASED QUARTERLY DIVIDEND

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2017 EARNINGS OF $3.5 MILLION ; INCREASED QUARTERLY DIVIDEND ? Basic and diluted EPS of $0.24 and $0.23 , respectively ?

June 29, 2017 11-K

Charter Financial FORM 11-K

Document Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

June 1, 2017 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 1, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (I

June 1, 2017 EX-2.1

AGREEMENT AND PLAN OF MERGER BY AND AMONG CHARTER FINANCIAL CORPORATION, CHARTER MERGER SUB, LLC RESURGENS BANCORP Dated as of June 1, 2017 TABLE OF CONTENTS

Exhibit AGREEMENT AND PLAN OF MERGER BY AND AMONG CHARTER FINANCIAL CORPORATION, CHARTER MERGER SUB, LLC AND RESURGENS BANCORP Dated as of June 1, 2017 TABLE OF CONTENTS ARTICLE 1 TRANSACTIONS AND TERMS OF MERGER 1 1.

June 1, 2017 EX-99.1

CHARTER FINANCIAL CORPORATION ANNOUNCES AGREEMENT TO ACQUIRE RESURGENS BANCORP

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL CORPORATION ANNOUNCES AGREEMENT TO ACQUIRE RESURGENS BANCORP West Point, Georgia, June 1, 2017 ? Charter Financial Corporation (?Charter?) (NASDAQ: CHFN

June 1, 2017 EX-99.2

ACQUISITION OF (Resurgens Bank) R: 1 G: 44 B: 86 R: 171 G: 4 B: 50 R: 1 G: 44 B: 86 R: 171 G: 4 B: 50 Forward Looking Statements 2 This presentation contains certain forward-looking information about Charter Financial Corporation and subsidiaries (co

rbcinvestorpresentation ACQUISITION OF (Resurgens Bank) R: 1 G: 44 B: 86 R: 171 G: 4 B: 50 R: 1 G: 44 B: 86 R: 171 G: 4 B: 50 Forward Looking Statements 2 This presentation contains certain forward-looking information about Charter Financial Corporation and subsidiaries (collectively, ?CHFN?) that is intended to be covered by the safe harbor for ?forward-looking statements? provided by the Private Securities Litigation Reform Act of 1995.

May 9, 2017 10-Q

Charter Financial FORM 10-Q (Quarterly Report)

Document Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 8, 2017 EX-99.1

This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934,

investorconferencepresen This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

May 8, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IR

April 27, 2017 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2017 CHARTER FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Empl

April 27, 2017 EX-99.1

CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2017 EARNINGS OF $3.3 MILLION

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2017 EARNINGS OF $3.3 MILLION • Basic and diluted EPS of $0.23 and $0.22, respectively • $3.0 million improvement in net interes

April 27, 2017 EX-99.2

CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND

Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND West Point, Georgia, April 25, 2017 ? Charter Financial Corporation (NASDAQ: CHFN) today announced that its board of

March 27, 2017 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 23, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission

March 1, 2017 SC 13G/A

CHFN / Charter Financial Corp. / Charter Financial Corp - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* CHARTER FINANCIAL CORPORATION (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 16122W 108 (CUSIP Number) December 31, 2016 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designa

February 24, 2017 8-K

Submission of Matters to a Vote of Security Holders

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 22, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of incorpora

February 22, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 22, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commissi

February 22, 2017 EX-99.1

This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934,

EX-99.1 2 a2017annualmeetingfinal.htm EXHIBIT 99.1 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended. We intend such forward-looking statements to be covered by the Safe Harbor Provision fo

February 10, 2017 SC 13G/A

CHFN / Charter Financial Corp. / Private Capital Management, LLC - AMENDMENT NO. 1 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Charter Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 16122W108 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to w

February 8, 2017 10-Q

Charter Financial FORM 10-Q (Quarterly Report)

10-Q 1 chfn-1231201610q.htm FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2016 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fro

January 26, 2017 8-K

Charter Financial FORM 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2017 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commissio

January 26, 2017 EX-99.1

CHARTER FINANCIAL ANNOUNCES FIRST QUARTER FISCAL 2017 EARNINGS OF $5.0 MILLION

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES FIRST QUARTER FISCAL 2017 EARNINGS OF $5.0 MILLION ? CBS acquisition positively impacts first-quarter results ? Basic and diluted EPS of $0.36

January 26, 2017 EX-99.2

CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND

Exhibit Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND West Point, Georgia, January 24, 2017 ? Charter Financial Corporation (NASDAQ: CHFN) today announced that its

January 13, 2017 DEF 14A

Charter Financial DEF 14A

Document Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

December 9, 2016 10-K

Charter Financial FORM 10-K (Annual Report)

10-K 1 chfn-0930201610k.htm FORM 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2016 Commission File Number: 001-35870 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 90

December 9, 2016 EX-23.0

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 23.0 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM The Board of Directors and Stockholders Charter Financial Corporation We hereby consent to the incorporation by reference in the registration statements (Nos. 333-188268 and 333-194734) on Forms S-8 of our reports, dated December 9, 2016, related to the consolidated statements of financial condition of Charter Financial Corporat

November 4, 2016 EX-10.1

EMPLOYMENT AGREEMENT

Exhibit 10.1 EMPLOYMENT AGREEMENT THIS AGREEMENT ("Agreement') is made and entered into as of this 3rd day November, 2016, by and between Curt Johnson, an individual resident of the State of Alabama("Executive"), and CharterBank, a federally chartered savings association (the ?Employer?) and Charter Financial Corporation, a Maryland corporation (?Charter Financial?). WHEREAS, the parties hereto de

November 4, 2016 EX-99.1

CHARTER FINANCIAL ANNOUNCES FISCAL 2016 EARNINGS OF $11.9 MILLION

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES FISCAL 2016 EARNINGS OF $11.9 MILLION • Basic and diluted EPS of $0.27 and $0.26 for the quarter and $0.83 and $0.79 for the year • Year over year inc

November 4, 2016 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2016 CHARTER FINANCIA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2016 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Em

October 25, 2016 8-K

Charter Financial FORM 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2016 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commissio

October 25, 2016 EX-99.1

CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES INCREASED QUARTERLY CASH DIVIDEND West Point, Georgia, October 25, 2016 ? Charter Financial Corporation (NASDAQ: CHFN) today announced that its

September 19, 2016 EX-99.1

This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934,

chfn-8k09202016slides This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

September 19, 2016 8-K

Charter Financial FORM 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 19, 2016 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commiss

August 8, 2016 10-Q

Charter Financial FORM 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2016 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHARTER

July 29, 2016 EX-99.1

CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2016 EARNINGS OF $1.3 MILLION

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2016 EARNINGS OF $1.3 MILLION ? Completed acquisition of CBS Financial Corporation ? Acquisition core system conversion c

July 29, 2016 8-K

Charter Financial FORM 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2016 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (

July 29, 2016 EX-99.2

CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND

Exhibit Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND West Point, Georgia, July 26, 2016 ? Charter Financial Corporation (NASDAQ: CHFN) today announced that its boar

June 24, 2016 11-K

Charter Financial FORM 11-K

Document Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

June 22, 2016 SC 13G/A

CHFN / Charter Financial Corp. / Charter Financial Corp - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* CHARTER FINANCIAL CORPORATION (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 16122W 108 (CUSIP Number) December 31, 2015 (Date of Event which Requires Filing of this Statement) Check the appropriate box

May 9, 2016 10-Q

Charter Financial FORM 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2016 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHARTE

May 6, 2016 8-K/A

Financial Statements and Exhibits

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 15, 2016 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IR

May 6, 2016 EX-99.3

UNAUDITED PRO FORMA COMBINED CONSOLIDATED FINANCIAL INFORMATION

Exhibit Exhibit 99.3 UNAUDITED PRO FORMA COMBINED CONSOLIDATED FINANCIAL INFORMATION The following unaudited pro forma combined consolidated financial information and explanatory notes present the combined financial statements of CHFN and CBS how they may have appeared had the businesses actually been combined as of and for the dates presented. The unaudited pro forma combined consolidated financi

April 28, 2016 8-K

Charter Financial FORM 8-K (Current Report/Significant Event)

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2016 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS

April 28, 2016 EX-99.2

CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND

Exhibit Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND West Point, Georgia, April 26, 2016 ? Charter Financial Corporation (NASDAQ: CHFN) today announced that its boa

April 28, 2016 EX-99.3

This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934,

slides This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

April 28, 2016 EX-99.1

CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2016 EARNINGS OF $2.1 MILLION

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2016 EARNINGS OF $2.1 MILLION • Tangible book value per share of $12.89 at March 31, 2016 , up $0.50 year over year • Ba

April 18, 2016 EX-99.1

CHARTER FINANCIAL COMPLETES MERGER WITH CBS FINANCIAL CORPORATION

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL COMPLETES MERGER WITH CBS FINANCIAL CORPORATION West Point, Georgia, April 15, 2016 – Charter Financial Corporation (NASDAQ: CHFN) announced today the c

April 18, 2016 8-K

Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 15, 2016 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS

April 18, 2016 EX-99.2

CBS FINANCIAL CORPORATION AND SUBSIDIARY CONSOLIDATED FINANCIAL STATEMENTS Independent Auditor's Report DECEMBER 31, 2015 AND 2014 CBS FINANCIAL CORPORATION AND SUBSIDIARY December 31, 2015 and 2014 Table of Contents Page Reference INDEPENDENT AUDITO

Exhibit Exhibit 99.2 CBS FINANCIAL CORPORATION AND SUBSIDIARY CONSOLIDATED FINANCIAL STATEMENTS With Independent Auditor's Report DECEMBER 31, 2015 AND 2014 CBS FINANCIAL CORPORATION AND SUBSIDIARY December 31, 2015 and 2014 Table of Contents Page Reference INDEPENDENT AUDITOR'S REPORT 1 FINANCIAL STATEMENTS Consolidated Balance Sheets 2 Consolidated Statements of Income 3 Consolidated Statements

February 25, 2016 8-K

Submission of Matters to a Vote of Security Holders

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2016 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of incorporation

February 24, 2016 8-K

Charter Financial FORM 8-K (Current Report/Significant Event)

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2016 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of incorporation

February 24, 2016 EX-99.1

1 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934

slides 1 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

February 11, 2016 SC 13G

CHFN / Charter Financial Corp. / Private Capital Management, LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Charter Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 16122W108 (CUSIP Number) December 31, 2015 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which

February 8, 2016 EX-2.1

AGREEMENT AND PLAN OF MERGER BY AND AMONG CHARTER FINANCIAL CORPORATION, CHFN MERGER SUB, LLC CBS FINANCIAL CORPORATION Dated as of December 3, 2015 TABLE OF CONTENTS

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER BY AND AMONG CHARTER FINANCIAL CORPORATION, CHFN MERGER SUB, LLC AND CBS FINANCIAL CORPORATION Dated as of December 3, 2015 TABLE OF CONTENTS ARTICLE 1 TRANSACTIONS AND TERMS OF MERGER 1 1.1MERGER. 1 1.2TIME AND PLACE OF CLOSING. 1 1.3SUBSEQUENT MERGERS. 2 1.4RESTRUCTURING OF THE MERGER. 2 1.5EFFECTIVE TIME. 2 ARTICLE 2 TERMS OF MERGER 3 2.1ARTICLES OF INCO

February 8, 2016 10-Q

CHFN / Charter Financial Corp. 10-Q - Quarterly Report - FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2015 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHA

January 29, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2016 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IR

January 29, 2016 EX-99.1

CHARTER FINANCIAL ANNOUNCES FIRST QUARTER FISCAL 2016 EARNINGS OF $4.6 MILLION

EX-99.1 2 ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES FIRST QUARTER FISCAL 2016 EARNINGS OF $4.6 MILLION • Tangible book value per share of $12.73 at December 31, 2015, u

January 29, 2016 EX-99.2

CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND

Exhibit Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND West Point, Georgia, January 26, 2016 ? Charter Financial Corporation (NASDAQ: CHFN) today announced that its b

January 15, 2016 DEF 14A

Charter Financial DEF 14A

DEF 14A 1 chfn2016proxy.htm DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for

December 21, 2015 EX-10.6

CHARTERBANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT LEE W. WASHAM I. Purpose of the Plan

EX-10.6 Exhibit 10.6 CHARTERBANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT FOR LEE W. WASHAM I. Purpose of the Plan CharterBank, a federally chartered thrift (the ?Employer?) has adopted this Amended and Restated CharterBank Supplemental Executive Retirement Plan Agreement for Lee W. Washam (the ?Plan?) to provide supplemental retirement benefits to Lee W. Washam, an in

December 21, 2015 EX-10.5

CHARTERBANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT CURTIS R. KOLLAR I. Purpose of the Plan

EX-10.5 Exhibit 10.5 CHARTERBANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT FOR CURTIS R. KOLLAR I. Purpose of the Plan CharterBank, a federally chartered thrift (the ?Employer?) has adopted this Amended and Restated CharterBank Supplemental Executive Retirement Plan Agreement for Curtis R. Kollar (the ?Plan?) to provide supplemental retirement benefits to Curtis R. Koll

December 21, 2015 8-K

Charter Financial 8-K (Current Report/Significant Event)

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 December 15, 2015 Date of Report (Date of earliest event reported) CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of incorporation o

December 21, 2015 EX-10.1

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

EX-10.1 Exhibit 10.1 AMENDED AND RESTATED EMPLOYMENT AGREEMENT This AMENDED AND RESTATED EMPLOYMENT AGREEMENT (the ?Agreement?) is made and entered into as of December 15, (the ?Effective Date?), by and between CHARTER FINANCIAL CORPORATION, a Maryland corporation having an office at 1233 O.G. Skinner Dr., West Point, GA 31833 (the ?Company?) and ROBERT L. JOHNSON (?Executive?). This Agreement ame

December 21, 2015 EX-10.2

AMENDMENT TO TWO-YEAR CHANGE OF CONTROL AGREEMENT with CURTIS R. KOLLAR

EX-10.2 Exhibit 10.2 AMENDMENT TO TWO-YEAR CHANGE OF CONTROL AGREEMENT with CURTIS R. KOLLAR THIS AMENDMENT (this “Amendment”), effective as of December 15, 2015, by and between CharterBank, a federally-chartered savings bank (the “Bank”), Charter Financial Corporation, a Maryland corporation and successor to Charter Financial Corporation, a federally-chartered corporation (the “Company”), and Cur

December 21, 2015 EX-10.4

CHARTERBANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT ROBERT L. JOHNSON I. Purpose of the Plan

EX-10.4 Exhibit 10.4 CHARTERBANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT FOR ROBERT L. JOHNSON I. Purpose of the Plan CharterBank, a federally chartered thrift (the ?Employer?) has adopted this Amended and Restated CharterBank Supplemental Executive Retirement Plan Agreement for Robert L. Johnson (the ?Plan?) to provide supplemental retirement benefits to Robert L. Jo

December 21, 2015 EX-10.3

AMENDMENT TO TWO-YEAR CHANGE OF CONTROL AGREEMENT with LEE WASHAM

EX-10.3 Exhibit 10.3 AMENDMENT TO TWO-YEAR CHANGE OF CONTROL AGREEMENT with LEE WASHAM THIS AMENDMENT (this ?Amendment?), effective as of December 15, 2015, by and between CharterBank, a federally-chartered savings bank (the ?Bank?), Charter Financial Corporation, a Maryland corporation and successor to Charter Financial Corporation, a federally-chartered corporation (the ?Company?), and Lee Washa

December 14, 2015 EX-99.1

CHARTER FINANCIAL ANNOUNCES THE COMPLETION OF STOCK REPURCHASE PROGRAM AND THE ADOPTION OF A NEW STOCK REPURCHASE PROGRAM

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES THE COMPLETION OF STOCK REPURCHASE PROGRAM AND THE ADOPTION OF A NEW STOCK REPURCHASE PROGRAM West Point, Georgia, December 9, 2015 - Charter

December 14, 2015 8-K

Financial Statements and Exhibits, Other Events

8-K 1 chfn-121420158k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 9, 2015 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other

December 11, 2015 EX-23.0

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 23.0 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM The Board of Directors and Stockholders Charter Financial Corporation We hereby consent to the incorporation by reference in the registration statements (Nos. 333-188268 and 333-194734) on Forms S-8 of our reports, dated December 11, 2015, related to the consolidated statements of financial condition of Charter Financial Corpora

December 11, 2015 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2015 Commission File Number: 001-35870 CH

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2015 Commission File Number: 001-35870 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 90-0947148 (State or other jurisdiction

December 3, 2015 EX-99.1

CHARTER FINANCIAL CORPORATION ANNOUNCES AGREEMENT TO ACQUIRE CBS FINANCIAL CORPORATION

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL CORPORATION ANNOUNCES AGREEMENT TO ACQUIRE CBS FINANCIAL CORPORATION West Point, Georgia, December 3, 2015 ? Charter Financial Corporation (?Charter?) (

December 3, 2015 EX-99.2

ACQUISITION OF (CBS Financial Corporation) R: 1G: 44 B: 86 R: 171 G: 4 B: 50 SECTION DESCRIPTION I. Transaction Summary II. Overview of CBS Financial Corporation III. Pro Forma Summary Appendix Table of Contents I. Transaction Summary • Four branches

slides ACQUISITION OF (CBS Financial Corporation) R: 1G: 44 B: 86 R: 171 G: 4 B: 50 SECTION DESCRIPTION I.

December 3, 2015 EX-2.1

AGREEMENT AND PLAN OF MERGER BY AND AMONG CHARTER FINANCIAL CORPORATION, CHFN MERGER SUB, LLC CBS FINANCIAL CORPORATION Dated as of December 3, 2015 TABLE OF CONTENTS

Exhibit Exhibit 2.1 AGREEMENT AND PLAN OF MERGER BY AND AMONG CHARTER FINANCIAL CORPORATION, CHFN MERGER SUB, LLC AND CBS FINANCIAL CORPORATION Dated as of December 3, 2015 TABLE OF CONTENTS ARTICLE 1 TRANSACTIONS AND TERMS OF MERGER 1 1.1 MERGER. 1 1.2 TIME AND PLACE OF CLOSING. 1 1.3 SUBSEQUENT MERGERS. 2 1.4 RESTRUCTURING OF THE MERGER. 2 1.5 EFFECTIVE TIME. 2 ARTICLE 2 TERMS OF MERGER 3 2.1 AR

December 3, 2015 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 3, 2015 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IR

October 29, 2015 EX-99.1

CHARTER FINANCIAL ANNOUNCES FISCAL 2015 EARNINGS OF $5.6 MILLION

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES FISCAL 2015 EARNINGS OF $5.6 MILLION ? Net loan growth for the year of $108.4 million , or 17.9% ? Tangible book value per share of $12.48 at

October 29, 2015 8-K

Charter Financial FORM 8-K (Current Report/Significant Event)

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 27, 2015 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IR

October 29, 2015 EX-99.2

CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND

Exhibit Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND West Point, Georgia, October 27, 2015 ? Charter Financial Corporation (NASDAQ: CHFN) today announced that its b

September 10, 2015 8-K

Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

8-K 1 chfn-8k09102015.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 10, 2015 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or othe

September 10, 2015 EX-99.1

CHARTER FINANCIAL ANNOUNCES EARLY TERMINATION OF ALL FDIC LOSS SHARE AGREEMENTS

Exhibit Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES EARLY TERMINATION OF ALL FDIC LOSS SHARE AGREEMENTS West Point, Georgia, September 10, 2015 ? Charter Financial Corporation (the ?Company?) (N

August 7, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2015 o TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2015 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHARTER

July 24, 2015 EX-99.2

CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND

EX-99.2 3 ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND West Point, Georgia, July 23, 2015 – Charter Financial Corporation (NASDAQ: CHFN)

July 24, 2015 EX-99.1

CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2015 EARNINGS OF $1.9 MILLION

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2015 EARNINGS OF $1.9 MILLION • Basic and diluted EPS of $0.12 for the quarter • Net loan growth of 15.5% over prior year quar

July 24, 2015 EX-99.3

1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Sec

1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

July 24, 2015 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2015 CHARTER FINANCIAL C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2015 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emplo

June 26, 2015 11-K

Charter Financial FORM 11-K

CHFN-12.31.2014-11K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K Annual Report Pursuant to Section 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2014 Commission File Number 001-35870 CHARTERBANK 401(k) PLAN (Full title of the plan) Charter Financial Corporation (Name of issuer of securities) 1233 O.G. Skin

May 11, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2015 o TRANSITION REPORT PURSUANT TO

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2015 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHARTE

April 30, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

CHFN-2Q2015-EarningsRelease UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 30, 2015 EX-99.1

CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2015 EARNINGS OF $1.4 MILLION

CHFN-2Q2015-EarningsRelease-Ex99.1 Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2015 EARNINGS OF $1.4 MILLION • Basic and diluted EPS of $0.09 for the quarter • Net loan

April 30, 2015 EX-99.2

CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND

CHFN 04.28.2015 Ex99.2 Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND

March 20, 2015 EX-99.1

CHARTER FINANCIAL ANNOUNCES INTENT TO REPURCHASE ADDITIONAL SHARES OF COMMON STOCK

CHFN 03.20.2015 Ex99.1 Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES INTENT TO REPURCHASE ADDITIONAL SHARES OF COMMON STOCK West Point, Georgia, March 20, 2015 ? Charter Financial Corporation (

March 20, 2015 8-K

Charter Financial FORM 8-K (Current Report/Significant Event)

CHFN 03.20.2015 Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 18, 2015 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction

February 19, 2015 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 18, 2015 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS E

February 12, 2015 SC 13G/A

CHFN / Charter Financial Corp. / Wellington Management Group LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Charter Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 16122W108 (CUSIP Number) December 31, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whi

February 11, 2015 EX-99.1

1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Sec

slides 1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

February 11, 2015 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 11, 2015 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS E

February 9, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2014 o TRANSITION REPORT PURSUANT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2014 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHA

February 5, 2015 SC 13G

CHFN / Charter Financial Corp. / Charter Financial Corp - CHARTER FINANCIAL CORPORATION SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment )* Charter Financial Corporation (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 16122W 108 (CUSIP Number) December 31, 2014 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate th

January 29, 2015 EX-99.1

CHARTER FINANCIAL ANNOUNCES FIRST QUARTER FISCAL 2015 EARNINGS OF $1.7 MILLION

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES FIRST QUARTER FISCAL 2015 EARNINGS OF $1.7 MILLION •Basic and diluted EPS of $0.10 for the quarter •Net non-covered organic loan growth of 16.0% ov

January 29, 2015 EX-99.2

CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND

Exhibit 99.2 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND West Point, Georgia, January 27, 2015 – Charter Financial Corporation (NASDAQ: CHFN) today announced that its board

January 29, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 27, 2015 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Em

January 16, 2015 DEF 14A

CHFN / Charter Financial Corp. DEF 14A - - DEF 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permi

December 12, 2014 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2014 ¨ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2014 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from to Commission File Number: 001-35870 CHARTER

December 12, 2014 EX-10.2

INDEMNIFICATION AGREEMENT

Exhibit 10.2 INDEMNIFICATION AGREEMENT This INDEMNIFICATION AGREEMENT is made and entered into as of ,, by and between CHARTER FINANCIAL CORPORATION, a Maryland corporation (the “Corporation”), and , an officer, member of the Board of Directors or other employee or agent of the Corporation (“Indemnitee”). WHEREAS, Indemnitee is, or is about to become, an Authorized Representative of the Corporatio

December 12, 2014 EX-23.0

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 23.0 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM The Board of Directors and Stockholders Charter Financial Corporation We hereby consent to the incorporation by reference in the registration statements (Nos. 333-188268 and 333-194734) on Form S-8 of our reports, dated December 12, 2014, related to the consolidated statements of financial condition of Charter Financial Corporat

December 11, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or Other Jurisdiction of Incorporation) (Commission File No.

December 11, 2014 EX-10.1

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

AMENDED AND RESTATED EMPLOYMENT AGREEMENT This AMENDED AND RESTATED EMPLOYMENT AGREEMENT (the “Agreement”) is made and entered into as of December 5, 2014 (the “Effective Date”), by and between CHARTER FINANCIAL CORPORATION, a Maryland corporation having an office at 1233 O.

November 5, 2014 EX-99.1

CHARTER FINANCIAL ANNOUNCES FISCAL 2014 EARNINGS OF $6.0 MILLION

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES FISCAL 2014 EARNINGS OF $6.0 MILLION •Total fiscal 2014 average equity to average assets of 24.62% •Net non-covered organic loan growth of 12.2% ov

November 5, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 5, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Em

October 28, 2014 EX-99.1

CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND West Point, Georgia, October 28, 2014 – Charter Financial Corporation (NASDAQ: CHFN) today announced that its board

October 28, 2014 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 28, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Em

September 23, 2014 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 18, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS

September 23, 2014 EX-99.1

CHARTER FINANCIAL ANNOUNCES THE COMPLETION OF STOCK REPURCHASE PROGRAM AND THE ADOPTION OF A NEW STOCK REPURCHASE PROGRAM

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES THE COMPLETION OF STOCK REPURCHASE PROGRAM AND THE ADOPTION OF A NEW STOCK REPURCHASE PROGRAM West Point, Georgia, September 23, 2014 – Charter Fin

August 12, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2014 o TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2014 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHARTER

July 29, 2014 EX-99.1

CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2014 EARNINGS OF $1.8 MILLION

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2014 EARNINGS OF $1.8 MILLION ?Total year to date average equity to average assets of 25.2% ?Nonperforming non-covered assets

July 29, 2014 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 28, 2014 CHARTER FINANCIAL C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 28, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emplo

July 29, 2014 EX-99.1

1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Sec

slides 1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

July 29, 2014 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 28, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emplo

July 22, 2014 EX-99.1

CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND

Exhibit 99.1 NEWS RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES REGULAR QUARTERLY CASH DIVIDEND West Point, Georgia, July 22, 2014 – Charter Financial Corporation (NASDAQ: CHFN) today announced that its board of

July 22, 2014 8-K

Financial Statements and Exhibits, Other Events

8-K 1 chfn8k07222014.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 22, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other juri

June 25, 2014 11-K

- 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [x] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED, EFFECTIVE OCTOBER 7, 1996]. For the fiscal year ended December 31, 2013 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITI

June 19, 2014 EX-99.1

CHARTER FINANCIAL ANNOUNCES THE COMPLETION OF STOCK REPURCHASE PROGRAM AND THE ADOPTION OF A NEW STOCK REPURCHASE PROGRAM

Exhibit 99.1 News Release FOR IMMEDIATE RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES THE COMPLETION OF STOCK REPURCHASE PROGRAM AND THE ADOPTION OF A NEW STOCK REPURCHASE PROGRAM West Point, Georgia, June 19, 2

June 19, 2014 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 19, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emplo

May 28, 2014 8-K/A

Submission of Matters to a Vote of Security Holders - FORM 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 19, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS

May 15, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2014 o TRANSITION REPORT PURSUANT TO

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2014 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHARTE

May 12, 2014 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 12, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Employ

May 12, 2014 EX-99.1

1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Sec

slide 1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

May 1, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 1, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Employe

May 1, 2014 EX-99.1

CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2014 EARNINGS OF $1.5 MILLION

Exhibit 99.1 News Release FOR IMMEDIATE RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2014 EARNINGS OF $1.5 MILLION •Total average equity to average assets of 25.3% •Nonperforming non-cover

April 22, 2014 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 22, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Empl

April 22, 2014 EX-99.1

CHARTER FINANCIAL ANNOUNCES THE COMPLETION OF INITIAL STOCK REPURCHASE PROGRAM AND THE ADOPTION OF A NEW STOCK REPURCHASE PROGRAM DECLARES REGULAR QUARTERLY CASH DIVIDEND

EX-99.1 2 ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 News Release FOR IMMEDIATE RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES THE COMPLETION OF INITIAL STOCK REPURCHASE PROGRAM AND THE ADOPTION OF A NEW STOCK REPURCHA

March 21, 2014 EX-10.2

Stock Option Granted by CHARTER FINANCIAL CORPORATION under the CHARTER FINANCIAL CORPORATION 2013 EQUITY INCENTIVE PLAN

OUTSIDE DIRECTOR Stock Option Granted by CHARTER FINANCIAL CORPORATION under the CHARTER FINANCIAL CORPORATION 2013 EQUITY INCENTIVE PLAN This stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the 2013 Equity Incentive Plan (the “Plan”) of Charter Financial Corporation (the “Company”) which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement.

March 21, 2014 EX-10.5

Restricted Stock Award Granted by CHARTER FINANCIAL CORPORATION under the CHARTER FINANCIAL CORPORATION 2013 EQUITY INCENTIVE PLAN

EMPLOYEE Restricted Stock Award Granted by CHARTER FINANCIAL CORPORATION under the CHARTER FINANCIAL CORPORATION 2013 EQUITY INCENTIVE PLAN This restricted stock agreement (“Restricted Stock Award” or “Agreement”) is and will be subject in every respect to the provisions of the 2013 Equity Incentive Plan (the “Plan”) of Charter Financial Corporation (the “Company”) which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement.

March 21, 2014 S-8

- S-8

Registration No. 333- As filed with the Securities and Exchange Commission on March 21, 2014 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CHARTER FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Maryland 90-0947148 (State or Other Jurisdiction of (I.R.S. Employer Identification N

March 21, 2014 EX-10.3

Stock Option Granted by CHARTER FINANCIAL CORPORATION under the CHARTER FINANCIAL CORPORATION 2013 EQUITY INCENTIVE PLAN

EMPLOYEE Stock Option Granted by CHARTER FINANCIAL CORPORATION under the CHARTER FINANCIAL CORPORATION 2013 EQUITY INCENTIVE PLAN This stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the 2013 Equity Incentive Plan (the “Plan”) of Charter Financial Corporation (the “Company”) which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement.

March 21, 2014 EX-10.4

Restricted Stock Award Granted by CHARTER FINANCIAL CORPORATION under the CHARTER FINANCIAL CORPORATION 2013 EQUITY INCENTIVE PLAN

OUTSIDE DIRECTOR Restricted Stock Award Granted by CHARTER FINANCIAL CORPORATION under the CHARTER FINANCIAL CORPORATION 2013 EQUITY INCENTIVE PLAN This restricted stock agreement (“Restricted Stock Award” or “Agreement”) is and will be subject in every respect to the provisions of the 2013 Equity Incentive Plan (the “Plan”) of Charter Financial Corporation (the “Company”) which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement.

February 20, 2014 8-K

Submission of Matters to a Vote of Security Holders - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 19, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS E

February 19, 2014 EX-99.1

1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Sec

slide 1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

February 19, 2014 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 19, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS E

February 14, 2014 SC 13G

CHFN / Charter Financial Corp. / Wellington Management Group LLP - DISCLOSURE DOCUMENT Passive Investment

SC 13G 1 secfiling.htm DISCLOSURE DOCUMENT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Charter Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 16122W108 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 14, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2013 o TRANSITION REPORT PURSUANT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2013 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 CHA

January 31, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 28, 2014 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Em

January 31, 2014 EX-99.2

CHARTER FINANCIAL DECLARES QUARTERLY CASH DIVIDEND

Exhibit 99.2 News Release FOR IMMEDIATE RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES QUARTERLY CASH DIVIDEND West Point, Georgia, January 28, 2014 – Charter Financial Corporation (NASDAQ: CHFN) today announced t

January 31, 2014 EX-99.1

CHARTER FINANCIAL ANNOUNCES FIRST QUARTER FISCAL 2014 EARNINGS OF $1.6 MILLION

Exhibit 99.1 News Release FOR IMMEDIATE RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES FIRST QUARTER FISCAL 2014 EARNINGS OF $1.6 MILLION •Total equity to assets of 25.3% •Net loan recoveries for quarter •Nonperf

January 22, 2014 DEF 14A

- FORM DEF 14A

chfn20140115def14a.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) Information Required in Proxy Statement Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [x] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Stateme

December 19, 2013 EX-99.1

CHARTER FINANCIAL ANNOUNCES STOCK REPURCHASE PROGRAM

Exhibit 99.1 News Release FOR IMMEDIATE RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES STOCK REPURCHASE PROGRAM West Point, Georgia, December 19, 2013 - Charter Financial Corporation (NASDAQ: CHFN) today announce

December 19, 2013 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 19, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS E

December 16, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 11, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS E

December 13, 2013 EX-23.0

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 23.0 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM The Board of Directors and Stockholders Charter Financial Corporation We hereby consent to the incorporation by reference in the registration statement (No. 333-188268) on Form S-8 of our reports, dated December 13, 2013, related to the consolidated statements of financial condition of Charter Financial Corporation and subsidiar

December 13, 2013 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2013 ¨ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2013 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from to Commission File Number: 001-35870 CHARTER

December 6, 2013 EX-99.1

1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Sec

slide 1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

December 6, 2013 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 6, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Em

November 8, 2013 EX-99.1

CHARTER FINANCIAL ANNOUNCES FISCAL 2013 EARNINGS OF $6.3 MILLION, AN INCREASE OF 25.7%

Exhibit 99.1 News Release FOR IMMEDIATE RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES FISCAL 2013 EARNINGS OF $6.3 MILLION, AN INCREASE OF 25.7% •Total equity to assets of 25.13% •Noncovered loan growth of 10.10

November 8, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 chfn8k11082013.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 8, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisd

November 6, 2013 DEF 14A

- FORM DEF 14A

DEF 14A 1 chfn20131030def14a.htm FORM DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) Information Required in Proxy Statement Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [x] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Pr

October 29, 2013 EX-99.1

CHARTER FINANCIAL DECLARES QUARTERLY CASH DIVIDEND

Exhibit 99.1 News Release FOR IMMEDIATE RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES QUARTERLY CASH DIVIDEND West Point, Georgia, October 29, 2013 – Charter Financial Corporation (NASDAQ: CHFN) today announced t

October 29, 2013 8-K

Financial Statements and Exhibits, Other Events

8-K 1 chfn8k10292013.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 29, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisd

August 9, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2013 o TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2013 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-35870 Charter

July 29, 2013 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 29, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emplo

July 29, 2013 EX-99.1

1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Sec

slide 1 Forward-Looking Statement 2 This presentation may contain certain forward-looking statements regarding our prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended.

July 26, 2013 EX-99.1

CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2013 EARNINGS OF $1.6 MILLION

Exhibit 99.1 News Release FOR IMMEDIATE RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL ANNOUNCES THIRD QUARTER FISCAL 2013 EARNINGS OF $1.6 MILLION •Total equity to assets of 24.8% •Noninterest expense improves over same p

July 26, 2013 EX-99.2

CHARTER FINANCIAL DECLARES CASH DIVIDENDS Special dividend of $0.25 per share Quarterly dividend of $0.05 per share

Exhibit 99.2 News Release FOR IMMEDIATE RELEASE Contact: Robert L. Johnson, Chairman & CEO At Dresner Corporate Services Curt Kollar, CFO Steve Carr 706-645-1391 312-780-7211 [email protected] or [email protected] [email protected] CHARTER FINANCIAL DECLARES CASH DIVIDENDS Special dividend of $0.25 per share Quarterly dividend of $0.05 per share West Point, Georgia, July 23, 2013 -

July 26, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Emplo

July 3, 2013 11-K

- FORM 11-K FOR 12/31/12

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [x] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED, EFFECTIVE OCTOBER 7, 1996]. For the fiscal year ended December 31, 2012 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE AC

July 2, 2013 NT 11-K

- FORM NT-11-K FOR 12/31/12

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 Commission File No. 001-35870 NOTIFICATION OF LATE FILING (Check One): [ ] Form 10-K [ ] Form 20-F þ Form 11-K [ ] Form 10-Q [ ] Form 10-D [ ] Form N-SAR [ ] Form N-CSR For Period Ended: December 31, 2012 [ ] Transition Report on Form 10-K [ ] Transition Report on Form 10-Q [ ] Transition Report on Form 20-F [ ] Transition Repor

May 10, 2013 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 cfc8k-051013.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdict

May 10, 2013 EX-99.1

EX-99.1

May 10, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2013 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No.

May 3, 2013 EX-99.2

CHARTER FINANCIAL DECLARES QUARTERLY CASH DIVIDEND OF FIVE CENTS PER SHARE

Exhibit 99.2 FOR IMMEDIATE RELEASE Contact: At Dresner Corporate Services Robert L. Johnson, Chairman & CEO Curt Kollar, CFO Steve Carr 312-780-7211 706-645-1391 [email protected] [email protected] or [email protected] CHARTER FINANCIAL DECLARES QUARTERLY CASH DIVIDEND OF FIVE CENTS PER SHARE West Point, Georgia, April 30, 2013 – Charter Financial Corporation (NASDAQ: CHFN) today an

May 3, 2013 EX-99.1

CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2013 EARNINGS OF $1.4 MILLION

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: At Dresner Corporate Services Robert L. Johnson, Chairman & CEO Curt Kollar, CFO Steve Carr 312-780-7211 706-645-1391 [email protected] [email protected] or [email protected] CHARTER FINANCIAL ANNOUNCES SECOND QUARTER FISCAL 2013 EARNINGS OF $1.4 MILLION · Basic and diluted EPS of $0.07, a $0.01 improvement over same period last year · Non

May 3, 2013 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35870 90-0947148 (State or other jurisdiction of (Commission (IRS Employer incorporation or organization) File Number) Identification No.

May 1, 2013 S-8

- FORM S-8

Registration No. 333- As filed with the Securities and Exchange Commission on May 1, 2013 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Charter Financial Corporation (Exact Name of Registrant as Specified in its Charter) Maryland 90-0947148 (State or Other Jurisdiction of Incorporation or Organization) I.R.S

April 22, 2013 POS AM

- FORM S-1 POST EFFECTIVE AMEND 1

As filed with the Securities and Exchange Commission on April 22, 2013 Registration No.

April 8, 2013 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K (MARYLAND)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 8, 2013 CHARTER FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Maryland 001-35870 90-0947148 (State or Other Jurisdiction of Incorporation) (Commission

April 8, 2013 8-A12B

- FORM 8-A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Charter Financial Corporation Exact Name of Registrant as Specified in Its Charter) Maryland 90-0947148 (State of incorporation or organization) (I.R.S. Employer Identification No.) 1233 O.G. Skinn

April 8, 2013 EX-99.1

CHARTER FINANCIAL CORPORATION ANNOUNCES CLOSING OF REORGANIZATION AND STOCK OFFERING

NEWS RELEASE FOR IMMEDIATE RELEASE Contact: At Dresner Corporate Services Robert L.

April 4, 2013 EX-99.1

CHARTER FINANCIAL CORPORATION ANNOUNCES RESULTS OF STOCK OFFERING, STOCKHOLDER VOTE AND MEMBER VOTE

Charter Financial Corporation News Release FOR IMMEDIATE RELEASE Contact: At Dresner Corporate Services Robert L.

April 4, 2013 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K (MARYLAND)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 2, 2013 CHARTER FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Maryland 333-185482 90-0947148 (State or Other Jurisdiction of Incorporation) (Commissio

March 21, 2013 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 333-185482 90-0947148 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I.

March 5, 2013 FWP

Second Step Conversion Offering –

FWP Second Step Conversion Offering – Community Meeting March 5, 2013 Issuer Free Writing Prospectus Dated March 5, 2013 Filed pursuant to Rule 433 Registration No.

February 26, 2013 424B3

Interests in

424(B)(3) Table of Contents Filed Pursuant to Rule 424(b)(3) Registration File No.

February 26, 2013 424B3

PROSPECTUS OF CHARTER FINANCIAL CORPORATION, A MARYLAND CORPORATION

424(B)(3) Filed Pursuant to Rule 424(b)(3) Registration File No. 333-185482 Dear Fellow Stockholder: Charter Financial Corporation, a federal corporation (“Old Charter Financial”), is soliciting stockholder votes regarding the mutual-to-stock conversion of First Charter, MHC. Pursuant to a Plan of Conversion and Reorganization, our organization will convert from a partially public company to a ful

February 26, 2013 424B3

(Proposed Holding Company for CharterBank) Up to 15,525,000 Shares of Common Stock

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration File No. 333-185482 PROSPECTUS (Proposed Holding Company for CharterBank) Up to 15,525,000 Shares of Common Stock Charter Financial Corporation, a Maryland corporation, is offering up to 15,525,000 shares of common stock for sale at $10.00 per share on a best efforts basis in connection with the conversion of First Charter, MHC from t

February 15, 2013 EX-1.1

Charter Financial Corporation (a Maryland-chartered Stock Corporation) Up to 15,525,000 Shares COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT February 11, 2013

Charter Financial Corporation (a Maryland-chartered Stock Corporation) Up to 15,525,000 Shares COMMON STOCK ($0.

February 15, 2013 EX-99.1

CHARTER FINANCIAL CORPORATION TO COMMENCE STOCK OFFERING

Charter Financial Corporation News Release FOR IMMEDIATE RELEASE Contact: At Dresner Corporate Services: Robert L.

February 15, 2013 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2013 CHARTER FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 333-18482 To be applied for (State or Other Jurisdiction of Incorporation) (Commission File No.

January 29, 2013 EX-2.1

AMENDED AND RESTATED PLAN OF CONVERSION AND REORGANIZATION FIRST CHARTER, MHC TABLE OF CONTENTS 1. Introduction 1 2. Definitions 1 3. Procedures for conversion 8 4. Holding company applications and approvals 10 5. Sale of subscription shares 10 6. Pu

Exhibit 2.1 Exhibit 2.1 AMENDED AND RESTATED PLAN OF CONVERSION AND REORGANIZATION OF FIRST CHARTER, MHC TABLE OF CONTENTS 1. Introduction 1 2. Definitions 1 3. Procedures for conversion 8 4. Holding company applications and approvals 10 5. Sale of subscription shares 10 6. Purchase price and number of subscription shares 11 7. Retention of conversion proceeds by the holding company 12 8. Subscrip

January 29, 2013 EX-99.4

Call our Stock Information Center, toll-free, at 1-(877) , From 10:00 a.m. to 4:00 p.m., Eastern Time, Monday through Friday, except bank holidays.

Exhibit 99.4 Exhibit 99.4 Dear CharterBank Customer: I am pleased to tell you about an investment opportunity and, just as importantly, to request your vote. Pursuant to a Plan of Conversion and Reorganization (the “Plan”), our organization will convert from the mutual holding company to the stock holding company form of organization. To accomplish the conversion, Charter Financial Corporation, ne

January 29, 2013 S-1/A

- FORM S-1/A

Form S-1/A Table of Contents As filed with the Securities and Exchange Commission on January 29, 2013 Registration No.

January 29, 2013 EX-1.2

Charter Financial Corporation (a Maryland-chartered Stock Corporation) Up to Shares COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT , 2013

Exhibit 1.2 Exhibit 1.2 Charter Financial Corporation (a Maryland-chartered Stock Corporation) Up to Shares COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT , 2013 Stifel, Nicolaus & Company, Incorporated Sterne Agee & Leach, Inc. c/o Stifel, Nicolaus & Company, Incorporated as Representative of the several Agents 18 Columbia Turnpike Florham Park, NJ 07932 Ladie

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