CURO / CURO Group Holdings Corp. - Depositi SEC, Relazione annuale, dichiarazione di delega

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 001-38315 CURO Group Holdings Corp. (Exact name of Registrant as specified

As filed with the Securities and Exchange Commission on March 25, 2024

As filed with the Securities and Exchange Commission on March 25, 2024 Registration No.

As filed with the Securities and Exchange Commission on March 25, 2024

As filed with the Securities and Exchange Commission on March 25, 2024 No. 333-230905 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-3 UNDER THE SECURITIES ACT OF 1933 CURO GROUP HOLDINGS CORP. (Exact name of registrant as specified in its charter) Delaware 90-0934597 (State or other jurisdiction of incorporation or organization) (I

As filed with the Securities and Exchange Commission on March 25, 2024

As filed with the Securities and Exchange Commission on March 25, 2024 Registration No.

Regulation FD Disclosure, Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 22, 2024 CURO GROUP HOLDINGS CORP.

CURO Group Holdings Corp. to Reduce Debt and Strengthen Financial Position Through Restructuring Support Agreement; Implements Prepackaged Restructuring Plan by Commencing Voluntary Chapter 11 Reorganization RSA Supported by More Than 74% of each of

Exhibit 99.1 CURO Group Holdings Corp. to Reduce Debt and Strengthen Financial Position Through Restructuring Support Agreement; Implements Prepackaged Restructuring Plan by Commencing Voluntary Chapter 11 Reorganization RSA Supported by More Than 74% of each of 1L Lenders, 1.5L Noteholders and 2L Noteholders Filed Voluntary Chapter 11 Petitions to Implement Financial Restructuring Plan Restructur

CURO Group Holdings Corp., et al., Restructuring Support Agreement March 22, 2024

Exhibit 10.1 Execution Version CURO Group Holdings Corp., et al., Restructuring Support Agreement March 22, 2024 This RESTRUCTURING SUPPORT AGREEMENT and the documents attached hereto collectively describe a proposed restructuring of THE COMPANY PARTIES THAT WILL BE EFFECTUATED through FILING prepackaged CHAPTER 11 CASES in THE BANKruptcy court (as defined below) AND, WHERE APPLICABLE, CANADIAN RE

SEPARATION AND RELEASE AGREEMENT This is a Separation and Release Agreement (“Agreement”), entered into among CURO Group Holdings Corp., a Delaware corporation (“CURO”), Curo Management LLC, a Nevada limited liability company (“CMLLC”), and Daniel Ki

SEPARATION AND RELEASE AGREEMENT This is a Separation and Release Agreement (“Agreement”), entered into among CURO Group Holdings Corp.

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 12, 2024 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

Amendment to First Lien Credit Agreement Waiver

EXHIBIT 10.1 March 15, 2024 CURO GROUP HOLDINGS CORP. 200 w. Hubbard Street, 8th Flr Chicago, IL 60654 Attention: Legal Department Email: [email protected]; [email protected] Re: Amendment No. 1 to Waiver Ladies and Gentlemen: Reference is made to (i) the First Lien Credit Agreement, dated as of May 15, 2023 (as amended, amended and restated, restated, supplemented or otherwise modified from time

CURO Group Holdings Corp. Enters Forbearance Agreement Amendments and Waiver Amendment to Allow for Continued Constructive Discussions with Lenders and Stakeholders

Exhibit 99.1 CURO Group Holdings Corp. Enters Forbearance Agreement Amendments and Waiver Amendment to Allow for Continued Constructive Discussions with Lenders and Stakeholders Chicago, Illinois – March 15, 2024 – CURO Group Holdings Corp. (OTC: CURO) (“CURO” or the “Company”), an omni-channel consumer finance company serving consumers in the United States and Canada, today announced that it has

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 11, 2024 CURO GROUP HOLDINGS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 11, 2024 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange ("NYSE" or the "Exchange") hereby notifies the Securities and Exchange Commission (the "Commission") of its intention to remove the Common Stock of CURO Group Holdings Corp.

W I T N E S S E T H

EXHIBIT 10.3 Execution Version WAIVER This WAIVER (this “Waiver”), dated as of March 1, 2024, is by and among CURO GROUP HOLDINGS CORP., a Delaware corporation (the “Borrower”), the Guarantors party to the Credit Agreement (as defined below) as of the date hereof, the Lenders listed on the signature pages hereto constituting the Required Lenders under the Credit Agreement (the “Consenting Lenders”

CURO Group Holdings Corp. Enters Forbearance Agreements and Waiver to Allow for Continued Constructive Discussions with Lenders and Stakeholders

Exhibit 99.1 CURO Group Holdings Corp. Enters Forbearance Agreements and Waiver to Allow for Continued Constructive Discussions with Lenders and Stakeholders Chicago, Illinois – March 1, 2024 – CURO Group Holdings Corp. (NYSE: CURO) (“CURO” or the “Company”), an omni-channel consumer finance company serving consumers in the United States and Canada, today announced that it entered into forbearance

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 1, 2024 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

FORBEARANCE AGREEMENT

EXHIBIT 10.1 Execution Version FORBEARANCE AGREEMENT This FORBEARANCE AGREEMENT, dated as of March 1, 2024 (this “Agreement”), is by and among CURO Group Holdings Corp., a Delaware corporation (the “Issuer”), and the undersigned noteholders beneficially owning, in the aggregate, over 75% in principal amount of the outstanding Notes (as defined below) (the “Forbearing Holders,” and together with th

FORBEARANCE AGREEMENT

EXHIBIT 10.2 Execution Version FORBEARANCE AGREEMENT This FORBEARANCE AGREEMENT, dated as of March 1, 2024 (this “Agreement”), is by and among CURO Group Holdings Corp., a Delaware corporation (the “Issuer”), and undersigned noteholders beneficially owning, in the aggregate, over 70% in principal amount of the outstanding Notes (as defined below) (the “Forbearing Holders,” and together with the Is

JOINT FILING AGREEMENT

EX-1 2 ex1.htm EXHIBIT 1 Exhibit 1 JOINT FILING AGREEMENT Pursuant to Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, each of the undersigned acknowledges and agrees that the foregoing statement on this Schedule 13G is filed on behalf of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of the undersigned without the

CURO / CURO Group Holdings Corp. / Long Focus Capital Management, Llc - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* CURO GROUP HOLDINGS CORP. (Name of Issuer) Common Stock (Title of Class of Securities) 23131L107 (CUSIP Number) Long Focus Capital Management LLC 207 Calle Del Parque A&M Tower, 8th Floor San Juan, PR 00912 (787) 333-0240 (Name, Address and Telephone Num

Q4 2023 Earnings Presentation February 12, 2024 IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. Note: Prior period financial informa

Q4 2023 Earnings Presentation February 12, 2024 IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 12, 2024 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

CURO / CURO Group Holdings Corp. / OCO Capital GP LLC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 ococapital13ga022024.htm SCHEDULE 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* CURO GROUP HOLDINGS CORP. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 23131L107 (CUSIP Number) February 8, 2024 (Date of Event Which Requires Filing of this S

CURO / CURO Group Holdings Corp. / CURO Group Holdings Corp. - SC 13G Passive Investment

SC 13G/A 1 faulknerschedule13g.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6)* CURO Group Holdings Corp. (Name of Issuer) Common Stock, Par Value $ 0.001 Per Share (Title of Class of Securities) 23131L 107 (CUSIP Number) December 31, 2023 (Date of Event which Requires Filing of this Stateme

FIRST SUPPLEMENTAL INDENTURE

Exhibit 4.1 FIRST SUPPLEMENTAL INDENTURE This FIRST SUPPLEMENTAL INDENTURE (this “Supplemental Indenture”), dated as of February 7, 2024, is among CURO Group Holdings Corp., a Delaware corporation (the “Issuer”), the guarantors party hereto (the “Guarantors”) and U.S. Bank Trust Company, National Association, as trustee and collateral agent (the “Trustee”). W I T N E S S E T H: WHEREAS, the Issuer

CURO Group Holdings Corp. Announces Expiration and Results of Consent Solicitation for its 7.500% Senior 1.5 Lien Secured Notes Due 2028 Holders Consent to Proposed Waiver and Amendment

Exhibit 99.1 CURO Group Holdings Corp. Announces Expiration and Results of Consent Solicitation for its 7.500% Senior 1.5 Lien Secured Notes Due 2028 Holders Consent to Proposed Waiver and Amendment Chicago, Illinois – February 8, 2024 – CURO Group Holdings Corp. (NYSE: CURO) (“CURO” or the “Company”), an omni-channel consumer finance company serving consumers in the U.S. and Canada, today announc

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 7, 2024 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

CURO Group Holdings Corp. Reports Preliminary Fourth Quarter and Full Year 2023 Financial Results -Gross loans receivables increased 3.3%, year-over-year, and 3.3%, sequentially, to $1.3 billion- -Total fourth quarter revenue of $168.2 million- -Net

CURO Group Holdings Corp. Reports Preliminary Fourth Quarter and Full Year 2023 Financial Results -Gross loans receivables increased 3.3%, year-over-year, and 3.3%, sequentially, to $1.3 billion- -Total fourth quarter revenue of $168.2 million- -Net charge-off improvement of 440 bps, year-over-year, and 120 bps, sequentially, to 16.5%- -Cancels earnings conference call previously scheduled for Wed

CURO Group Holdings Corp. Announces Consent Solicitation for 7.500% Senior 1.5 Lien Secured Notes Due 2028

Exhibit 99.2 CURO Group Holdings Corp. Announces Consent Solicitation for 7.500% Senior 1.5 Lien Secured Notes Due 2028 Chicago, Illinois – February 5, 2024 – CURO Group Holdings Corp. (NYSE: CURO) (“CURO” or the “Company”), an omni-channel consumer finance company serving consumers in the U.S. and Canada, today announced that it is soliciting consents (the “Consent Solicitation”) from all registe

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 1, 2024 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

CURO / CURO Group Holdings Corp. / OCO Capital GP LLC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 ococapital13ga01312024.htm SCHEDULE 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* CURO GROUP HOLDINGS CORP. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 23131L107 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of thi

Investor Presentation November 2023 IMPORTANT: You must read the following information before continuing to the presentation, which is being provided to you for informational purposes only. NOTE: All financial information is presented on a continuing

Investor Presentation November 2023 IMPORTANT: You must read the following information before continuing to the presentation, which is being provided to you for informational purposes only.

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 13, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

CURO Group Holdings Corp. Closes Two Non-Recourse Facilities and Flexiti Escrow

Exhibit 99.1 CURO Group Holdings Corp. Closes Two Non-Recourse Facilities and Flexiti Escrow Chicago, Illinois – November 7, 2023 - (BUSINESS WIRE) - CURO Group Holdings Corp. (NYSE: CURO) (“CURO”), an omni-channel consumer finance company serving consumers in the U.S. and Canada, today announced that on November 3, 2023, Heights Financing II, LLC, an indirect wholly-owned subsidiary of CURO, ente

LEGAL_1:82527564.5 CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REIGSTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN OMITTED. This F

LEGAL1:82527564.5 CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REIGSTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN OMITTED. This FIRST AMENDING AGREEMENT is made as of November 6, 2023 (this “First Amending Agreement”) among CURO Canada Receivables II Limited Partnership, as the b

CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REIGSTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN OMITTED. HEIGHTS FINANCING II, LLC

CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REIGSTRANT IF PUBLICLY DISCLOSED.

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 3, 2023 CURO GROUP HOLDINGS CORP.

Q3 2023 Earnings Presentation November 2, 2023 IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. Note: Current and prior period financ

q3-23earningspresentatio Q3 2023 Earnings Presentation November 2, 2023 IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

CURO Group Holdings Corp. Reports Third Quarter 2023 Financial Results -Gross loans receivables increased 2% sequentially to $1.25 billion- -Total revenue of $167.9 million- -Net charge-off improvement of 110 bps to 17.7%-

CURO Group Holdings Corp. Reports Third Quarter 2023 Financial Results -Gross loans receivables increased 2% sequentially to $1.25 billion- -Total revenue of $167.9 million- -Net charge-off improvement of 110 bps to 17.7%- Chicago, Illinois-November 2, 2023 - CURO Group Holdings Corp. (NYSE: CURO) (“CURO” or the “Company”), an omni-channel consumer finance company serving consumers in the U.S. and

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 2, 2023 CURO GROUP HOLDING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 2, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 1-38315 CURO GROUP HOLDING

CURO GROUP HOLDINGS CORP. RECEIVES CONTINUED LISTING STANDARD NOTICE FROM THE NYSE

Exhibit 99.1 CURO GROUP HOLDINGS CORP. RECEIVES CONTINUED LISTING STANDARD NOTICE FROM THE NYSE Chicago, Illinois – October 30, 2023– CURO Group Holdings Corp. (NYSE:CURO) today announced that on October 27, 2023, it received notice (the “Notice”) from the New York Stock Exchange (NYSE) that it is no longer in compliance with the NYSE continued listing standards set forth in Section 802.01C of the

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 27, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 23, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

ABS Investor Presentation October 2023 Disclaimer IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. FORWARD-LOOKING STATEMENTS This pr

ABS Investor Presentation October 2023 Disclaimer IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 16, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

CURO GROUP HOLDINGS CORP. RECEIVES CONTINUED LISTING STANDARD NOTICE FROM THE NYSE

Exhibit 99.1 CURO GROUP HOLDINGS CORP. RECEIVES CONTINUED LISTING STANDARD NOTICE FROM THE NYSE Chicago, Illinois – October 19, 2023– CURO Group Holdings Corp. (NYSE:CURO) today announced that on October 16, 2023, it received notice (the “Notice”) from the New York Stock Exchange (NYSE) that it is no longer in compliance with the NYSE continued listing standards set forth in Section 802.01B of the

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 25, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

Investor Presentation September 2023 Disclaimer IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. FORWARD-LOOKING STATEMENTS This pres

Investor Presentation September 2023 Disclaimer IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

UNAUDITED PRO FORMA COMBINED FINANCIAL INFORMATION

Exhibit 99.3 UNAUDITED PRO FORMA COMBINED FINANCIAL INFORMATION Curo Intermediate Holdings Corp. (“Seller”), a wholly owned subsidiary of CURO Group Holdings Corp. (the “Company”), entered into a Share Purchase Agreement dated August 2, 2023 and an Amendment to Share Purchase Agreement dated August 31, 2023 (collectively the “Purchase Agreement”), with Questrade Financial Group Inc. (“Purchaser”)

AMENDMENT TO SHARE PURCHASE AGREEMENT

Exhibit 2.2 AMENDMENT TO SHARE PURCHASE AGREEMENT THIS AMENDING AGREEMENT (this "Agreement") is made effective as of the 31st day of August, 2023 BETWEEN: QUESTRADE FINANCIAL GROUP INC., a corporation formed under the laws of the Province of Ontario (the "Purchaser") - and - CURO INTERMEDIATE HOLDINGS CORP., a corporation formed under the laws of the State of Delaware (the "Seller", and together w

CURO Announces Addition of New Independent Director Bob Hurzeler to CURO’s Board and Completion of Flexiti Sale

Exhibit 99.1 CURO Announces Addition of New Independent Director Bob Hurzeler to CURO’s Board and Completion of Flexiti Sale Chicago, Illinois—September 5, 2023 - (BUSINESS WIRE) - CURO Group Holdings Corp. (NYSE: CURO) (“CURO”), an omni-channel consumer finance company serving consumers in the U.S. and Canada, today announced Bob Hurzeler, Chief Executive Officer of Flagship Credit Acceptance, ha

Updated 3Q 2023 Outlook Ex-Flexiti Strengthen our Foundation Execute with Excellence Grow Responsibly Continue to maintain adequate liquidity and capacity for growth EOP Receivables: $1.23-1.28B Revenue: $165-170MM Net Charge-off: 17.0-19.5% Operatin

Updated 3Q 2023 Outlook Ex-Flexiti Strengthen our Foundation Execute with Excellence Grow Responsibly Continue to maintain adequate liquidity and capacity for growth EOP Receivables: $1.

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 31, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 22, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

CURO Comments on Consumer Financial Protection Bureau Matter

CURO Comments on Consumer Financial Protection Bureau Matter Chicago, Illinois—August 22, 2023 - (BUSINESS WIRE) - CURO Group Holdings Corp.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 2, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K/A (Amendment No.

CURO Group Holdings Corp. to Sell Flexiti

CURO Group Holdings Corp. to Sell Flexiti Chicago, Illinois—August 2, 2023 - (BUSINESS WIRE) - CURO Group Holdings Corp. (NYSE: CURO) (“CURO”), a tech-enabled, omni-channel consumer finance company serving consumers in the U.S. and Canada, announced today that it has entered into a definitive agreement to sell its Canadian point-of-sale business FLX Holding Corp. (“Flexiti”) to Questrade Financial

Share Purchase Agreement, dated August 2, 2023, by and between Questrade Financial Group Inc. and CURO Intermediate Holdings Corp

Click or tap here to enter text. Dated August 2, 2023 QUESTRADE FINANCIAL GROUP INC. and CURO INTERMEDIATE HOLDINGS CORP. SHARE PURCHASE AGREEMENT 1 Click or tap here to enter text. THIS SHARE PURCHASE AGREEMENT is dated August 2, 2023 and made between: (1) Questrade Financial Group Inc., a corporation formed under the laws of Ontario (the “Purchaser”); and (2) CURO Intermediate Holdings Corp., a

Q2 2023 Earnings Presentation August 3, 2023 Disclaimer IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. Forward-Looking Statements T

Q2 2023 Earnings Presentation August 3, 2023 Disclaimer IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

CURO Group Holdings Corp. Reports Second Quarter 2023 Financial Results -Gross loans receivables increased 3.7% sequentially to $2.1 billion- -Total revenue of $209.2 million- -Operating expenses declined 8.5% sequentially to $108.1 million- -Net cha

CURO Group Holdings Corp. Reports Second Quarter 2023 Financial Results -Gross loans receivables increased 3.7% sequentially to $2.1 billion- -Total revenue of $209.2 million- -Operating expenses declined 8.5% sequentially to $108.1 million- -Net charge-off normalizes at 13%- Chicago, Illinois-August 3, 2023 - CURO Group Holdings Corp. (NYSE: CURO) (“CURO” or the “Company”), a tech-enabled, omni-c

Share Purchase Agreement, dated August 2, 2023, by and between Questrade Financial Group Inc. and CURO Intermediate Holdings Corp.*

Dated August 2, 2023 QUESTRADE FINANCIAL GROUP INC. and CURO INTERMEDIATE HOLDINGS CORP. SHARE PURCHASE AGREEMENT Click or tap here to enter text. THIS SHARE PURCHASE AGREEMENT is dated August 2, 2023 and made between: (1)Questrade Financial Group Inc., a corporation formed under the laws of Ontario (the “Purchaser”); and (2)CURO Intermediate Holdings Corp., a corporation formed under the laws of

CURO Group Holdings Corp. to Sell Flexiti

CURO Group Holdings Corp. to Sell Flexiti Chicago, Illinois—August 2, 2023 - (BUSINESS WIRE) - CURO Group Holdings Corp. (NYSE: CURO) (“CURO”), a tech-enabled, omni-channel consumer finance company serving consumers in the U.S. and Canada, announced today that it has entered into a definitive agreement to sell its Canadian point-of-sale business FLX Holding Corp. (“Flexiti”) to Questrade Financial

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 3, 2023 CURO GROUP HOLDINGS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 3, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 2, 2023 CURO GROUP HOLDINGS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 2, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 1-38315 CURO GROUP HOLDINGS COR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 23, 2023 CURO GROUP HOLDINGS C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 23, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 14, 2023 CURO GROUP HOLDINGS C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 14, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

JOINT FILING AGREEMENT

EX-1 2 ex1.htm EXHIBIT 1 Exhibit 1 JOINT FILING AGREEMENT Pursuant to Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, each of the undersigned acknowledges and agrees that the foregoing statement on this Schedule 13G is filed on behalf of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of the undersigned without the

CURO / CURO Group Holdings Corp / Long Focus Capital Management, Llc - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* CURO GROUP HOLDINGS CORP. (Name of Issuer) Common Stock (Title of Class of Securities) 23131L107 (CUSIP Number) Long Focus Capital Management LLC 207 Calle Del Parque A&M Tower, 8th Floor San Juan, PR 00912 (787) 333-0240 (Name, Address and Telephone Numb

CURO / CURO Group Holdings Corp / OCO Capital GP LLC - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* CURO GROUP HOLDINGS CORP. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 23131L107 (CUSIP Number) May 19, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the ru

Pledge Agreement, dated as of May 15, 2023, among CURO Group Holdings Corp. and certain of its subsidiaries as pledgors and Alter Domus (US) LLC.

Exhibit 10.4 Execution Version PLEDGE AGREEMENT among CURO GROUP HOLDINGS CORP., CERTAIN SUBSIDIARIES OF CURO GROUP HOLDINGS CORP. and ALTER DOMUS (US) LLC, as COLLATERAL AGENT Dated as of May 15, 2023 Table of Contents ANNEX A - SCHEDULE OF SUBSIDIARIES ANNEX B - SCHEDULE OF STOCK ANNEX C - SCHEDULE OF NOTES ANNEX D - SCHEDULE OF LIMITED LIABILITY COMPANY INTERESTS ANNEX E - SCHEDULE OF PARTNERSH

Security Agreement, dated as of May 15, 2023, among CURO Group Holdings Corp., certain of its subsidiaries as assignors and U.S. Bank Trust Company, National Association.

EX-10.5 8 tm2315530d1ex10-5.htm EXHIBIT 10.5 Exhibit 10.5 Execution Version SECURITY AGREEMENT among CURO GROUP HOLDINGS CORP., CERTAIN SUBSIDIARIES OF CURO GROUP HOLDINGS CORP. and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as COLLATERAL AGENT Dated as of May 15, 2023 TABLE OF CONTENTS Page Article I SECURITY INTERESTS 2 1.1 Grant of Security Interests 2 1.2 Power of Attorney 4 Article II GEN

Intercreditor Agreement, dated as of May 15, 2023, among Alter Domus (US) LLC, CURO Group Holdings Corp., U.S. Bank Trust Company, National Association and TMI Trust Company.

Exhibit 10.7 Execution Version INTERCREDITOR AGREEMENT THIS INTERCREDITOR AGREEMENT (this “Intercreditor Agreement”), dated as of May 15, 2023, is by and among ALTER DOMUS (US) LLC, as collateral agent under the First Lien Credit Agreement (as hereinafter defined), for itself and the other First Lien Creditors (as hereinafter defined), U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as collateral a

Guaranty dated as of May 12, 2023, granted by CURO Group Holdings Corp. in favor of Midtown Madison Management LLC, as administrative agent for the lenders referred to therein.

Exhibit 10.10 LIMITED GUARANTY This LIMITED GUARANTY, dated as of May 12, 2023 (this “Limited Guaranty”), is made by CURO GROUP HOLDINGS CORP. (the “Guarantor”) in favor of MIDTOWN MADISON MANAGEMENT LLC (“Midtown Madison”), as administrative agent for the Lenders (in such capacity, the “Agent”). W I T N E S S E T H : WHEREAS, CURO Canada Receivables II Limited Partnership, by its General Partner,

Indenture, dated as of May 15, 2023, among CURO Group Holdings Corp., the guarantors party thereto and U.S. Bank Trust Company, National Association, as trustee and collateral agent.

Exhibit 4.1 EXECUTION VERSION CURO Group Holdings Corp. as the Issuer and the Guarantors party hereto $682,298,000 aggregate principal amount of 7.500% SENIOR 1.5 LIEN SECURED NOTES DUE 2028 INDENTURE Dated as of May 15, 2023 U.S. Bank Trust Company, National Association as Trustee and Collateral Agent Table of Contents Page ARTICLE 1 Definitions and Incorporation by Reference 1 Section 1.01 Defin

First Lien Credit Agreement, dated as of May 15, 2023, among CURO Group Holdings Corp., the guarantors party thereto, Alter Domus (US) LLC, the lenders and other parties party thereto.

  Exhibit 10.2   Execution Version     FIRST LIEN CREDIT AGREEMENT   dated as of May 15, 2023   among   CURO GROUP HOLDINGS CORP. as the Borrower,   THE SUBSIDIARIES OF CURO GROUP HOLDINGS CORP. LISTED IN THE SIGNATURE PAGES HERETO as Guarantors,   The Lenders Party Hereto,   and   ALTER DOMUS (US) LLC, as Administrative Agent and Collateral Agent     Senior Secured Term Loan Facility           Ta

Credit Agreement, dated as of May 12, 2023, among CURO Canada Receivables II Limited Partnership, by its general partner, CURO Canada Receivables II GP Inc., Midtown Madison Management LLC, as Administrative Agent, and the lenders party thereto.

Exhibit 10.9 Dated as of May 12, 2023 among CURO CANADA RECEIVABLES II LIMITED PARTNERSHIP, by its general partner, CURO CANADA RECEIVABLES II GP INC., as Borrower and The Lenders Party Hereto and MIDTOWN MADISON MANAGEMENT LLC as Administrative Agent ASSET-BACKED REVOLVING CREDIT AGREEMENT TABLE OF CONTENTS SECTION PAGE Article 1 DEFINITIONS 1 SECTION 1.01 Defined Terms 1 SECTION 1.02 Terms Gener

Exchange Agreement, dated as of May 15, 2023, by and among CURO Group Holdings Corp., the obligors and holders identified therein.

Exhibit 10.1 Execution Version EXCHANGE AGREEMENT THIS EXCHANGE AGREEMENT (this “Agreement”) is made and entered into as of May 15, 2023 by and among CURO Group Holdings Corp., a Delaware corporation (the “Company”), the other Obligors (as defined herein) and the holders, or investment advisors for the account of holders of the Existing Notes (as defined below), named in Schedule I hereto (each, a

Security Agreement, dated as of May 15, 2023, among CURO Group Holdings Corp. and certain of its subsidiaries as assignors and Alter Domus (US) LLC

  Exhibit 10.3   Execution Version     SECURITY AGREEMENT   among   CURO GROUP HOLDINGS CORP.,   CERTAIN SUBSIDIARIES OF CURO GROUP HOLDINGS CORP.   and   ALTER DOMUS (US) LLC, as COLLATERAL AGENT     Dated as of May 15, 2023             TABLE OF CONTENTS   Page   ARTICLE I SECURITY INTERESTS 2     1.1 Grant of Security Interests 2 1.2 Power of Attorney 4       ARTICLE II GENERAL REPRESENTATIONS,

Third Supplemental Indenture, dated as of May 15, 2023, to the Indenture dated July 30, 2021, among CURO Group Holdings Corp., the guarantors party thereto and TMI Trust Company, as trustee and collateral agent.

Exhibit 4.4 Execution Version THIRD SUPPLEMENTAL INDENTURE This THIRD SUPPLEMENTAL INDENTURE (this “Supplemental Indenture”), dated as of May 15, 2023, is among CURO Group Holdings Corp., a Delaware corporation (the “Issuer”), the guarantors party hereto (the “Guarantors”) and TMI Trust Company, as trustee and collateral agent (the “Trustee”). W I T N E S S E T H: WHEREAS, the Issuer and the Guara

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 12, 2023 CURO GROUP HOLDINGS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 12, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

Pledge Agreement, dated as of May 15, 2023, among CURO Group Holdings Corp. and certain of its subsidiaries as pledgors and U.S. Bank Trust Company, National Association.

Exhibit 10.6 Execution Version PLEDGE AGREEMENT among CURO GROUP HOLDINGS CORP., CERTAIN SUBSIDIARIES OF CURO GROUP HOLDINGS CORP. and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as COLLATERAL AGENT Dated as of May 15, 2023 TABLE OF CONTENTS Page 1. SECURITY FOR OBLIGATIONS 1 2. DEFINITIONS 2 3. PLEDGE OF SECURITIES, ETC. 4 3.1 Pledge 4 3.2 Procedures 7 3.3 Subsequently Acquired Collateral 9 3.

Intercreditor Agreement, dated as of May 12, 2023, among CURO Canada Receivables II Limited Partnership, CURO Canada Receivables II GP Inc., CURO Canada Receivables Limited Partnership, by its general partner, CURO Canada Receivables GP Inc., CURO Canada Corp., LendDirect Corp., Midtown Madison Management LLC, the lenders party to the Canada SPV Facility, Waterfall Asset Management, LLC and WF Marlie 2018-1, Ltd.

Exhibit 10.12 INTERCREDITOR AGREEMENT THIS INTERCREDITOR AGREEMENT (this “Agreement”) dated as of the 12th day of May, 2023. AMONG: ACM AIF EVERGREEN P3 DAC SUBCO LP, ATALAYA ASSET INCOME FUND PARALLEL 345 LP, ACM A4 P2 DAC SUBCO LP, ACM ALAMOSA I LP, and ACM ALAMOSA I-A LP (hereinafter referred to collectively as the “Atalaya Lenders”) - and - MIDTOWN MADISON MANAGEMENT LLC (hereinafter referred

Sale and Servicing Agreement, dated as of May 12, 2023, among CURO Canada Receivables II Limited Partnership, by its general partner, CURO Canada Receivables II GP Inc., CURO Canada Corp. and LendDirect Corp.

Exhibit 10.11 SALE AND SERVICING AGREEMENT Dated as of May 12, 2023 among CURO CANADA RECEIVABLES II LIMITED PARTNERSHIP, by its general partner, CURO CANADA RECEIVABLES II GP INC. as Purchaser and CURO CANADA CORP. as Seller and Servicer and LENDDIRECT CORP. as Seller and Servicer Table of Contents SECTION PAGE Article I DEFINITIONS AND PRINCIPLES OF INTERPRETATION 3 Section 1.01 Definitions 3 Se

Intercreditor Agreement, dated as of May 15, 2023, among CURO Group Holdings Corp., U.S. Bank Trust Company, National Association and TMI Trust Company.

Exhibit 10.8 Execution Version INTERCREDITOR AGREEMENT THIS INTERCREDITOR AGREEMENT (this “Intercreditor Agreement”), dated as of May 15, 2023, is by and among, U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as collateral agent under the 1.5 Lien Indenture (as hereinafter defined) for itself and the other 1.5 Lien Creditors (as hereinafter defined) (together with its successors and assigns, in suc

Q1 2023 Earnings Presentation May 10, 2023 Disclaimer IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. FORWARD-LOOKING STATEMENTS Thi

q1-23earningspresentatio Q1 2023 Earnings Presentation May 10, 2023 Disclaimer IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 1-38315 CURO GROUP HOLDINGS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 9, 2023 CURO GROUP HOLDINGS COR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 9, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

2023 Short-Term Incentive Plan and Award Notice

2023 Short-Term Incentive Compensation Plan and Award Notice You have been chosen to participate in the 2023 Short-Term Incentive Compensation Plan (“STIP”) of CURO Group Holdings Corp.

CURO Group Holdings Corp. Reports First Quarter 2023 Financial Results

CURO Group Holdings Corp. Reports First Quarter 2023 Financial Results Chicago, Illinois-May 10, 2023 - CURO Group Holdings Corp. (NYSE: CURO) (“CURO” or the “Company”), a tech-enabled, omni-channel consumer finance company serving consumers in the U.S. and Canada, today announced financial results for its first quarter ended March 31, 2023. Highlights •Net revenue increased 19.8% sequentially to

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.     )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.     ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rul

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 30, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

CURO Responds to Federal Government of Canada's Proposed 2023 Budget

Exhibit 99.1 CURO Responds to Federal Government of Canada's Proposed 2023 Budget CHICAGO, March 30, 2023 – CURO Group Holdings Corp. (NYSE: CURO) (“CURO” or “Company”), a tech-enabled, omni-channel consumer finance company serving non-prime and prime consumers in the U.S. and Canada, responds to the federal government of Canada’s proposed 2023 Budget. On March 28, 2023, the federal government of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 15, 2023 CURO GROUP HOLDINGS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 15, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

List of Subsidiaries

Subsidiaries of CURO Group Holdings Corp. Entity Jurisdiction of Incorporation/Organization Curo Financial Technologies Corp. Delaware Curo Intermediate Holdings Corp. Delaware Ad Astra Recovery Services, Inc. Nevada Attain, LLC (dpa Opt+) Nevada Attain Finance Canada, Inc. (dba Opt +) Canada Covington Credit, Inc. Oklahoma Covington Credit of Alabama, Inc. Alabama Covington Credit of Georgia, Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 1-38315 CURO GROUP HOLDINGS CORP. (

Employment Agreement dated as of January 17, 2021 between Flexiti Financial Inc. and Peter Kalen+

EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of January 17, 2021, is between Flexiti Financial Inc.

Powers of Attorney

Exhibit 24 LIMITED POWER OF ATTORNEY CURO Group Holdings Corp. The undersigned, in his or her capacity as a director or officer, or both, of CURO Group Holdings Corp., does hereby appoint Doug Clark, Rebecca Fox and Tashia Rivard, or any one or more of them, his or her attorneys or attorney, with full power of substitution, to execute in his or her name any CURO Group Holdings Corp. Section 16 Rep

2023 RSU Grant Notice and Agreement (time-based vesting)

CURO GROUP HOLDINGS CORP. Restricted Stock Unit Grant Notice CURO Group Holdings Corp. (the “Company”), pursuant to its 2017 Incentive Plan, as amended from time-to-time (the “Plan”), hereby grants to Participant Restricted Stock Units for the number of shares of the Company’s common stock set forth below. The Restricted Stock Units are subject to the terms and conditions set forth in this Restric

4th Quarter Earnings Presentation February 23, 2023 All product names, logos, brands, trademarks and registered trademarks are property of their respective owners. Confidential & Proprietary Disclaimer 2 IMPORTANT: You must read the following informa

earningspresentation4q22 4th Quarter Earnings Presentation February 23, 2023 All product names, logos, brands, trademarks and registered trademarks are property of their respective owners.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 20, 2023 CURO GROUP HOLDIN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 20, 2023 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

2023 PSU Grant Notice and Agreement (performance)

CURO GROUP HOLDINGS CORP. Restricted Stock Unit Grant Notice CURO Group Holdings Corp. (the “Company”), pursuant to its 2017 Incentive Plan, as amended from time-to-time (the “Plan”), hereby grants to Participant Restricted Stock Units for the number of shares of the Company’s common stock set forth below. The Restricted Stock Units are subject to the terms and conditions set forth in this Restric

CURO Group Holdings Corp. Announces Fourth Quarter 2022 Financial Results

CURO Group Holdings Corp. Announces Fourth Quarter 2022 Financial Results Chicago, Illinois-February 23, 2023-CURO Group Holdings Corp. (NYSE: CURO) (“CURO” or the “Company”), a tech-enabled, omni-channel consumer finance company serving a full spectrum of non-prime and prime consumers in the U.S. and Canada, today announced financial results for its fourth quarter ended December 31, 2022. Highlig

CURO / Curo Group Holdings Corp / Empyrean Capital Partners, LP - CURO GROUP HOLDINGS CORP. Passive Investment

SC 13G/A 1 p23-0413sc13ga.htm CURO GROUP HOLDINGS CORP. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* CURO Group Holdings Corp. (Name of Issuer) Class A Common Stock, $0.001 par value per share (Title of Class of Securities) 23131L107 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of This

CURO / Curo Group Holdings Corp / McKnight Michael - SCHEDULE 13G/A (AMENDMENT NO. 5) FOR MICHAEL MCKNIGHT Passive Investment

SC 13G/A 1 curomcknightsc13ga5-021323.htm SCHEDULE 13G/A (AMENDMENT NO. 5) FOR MICHAEL MCKNIGHT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* CURO Group Holdings Corp. (Name of Issuer) Common Stock, Par Value $ 0.001 Per Share (Title of Class of Securities) 23131L 107 (CUSIP Number) December 31, 202

CURO / Curo Group Holdings Corp / Faulkner Chadwick Heath - SCHEDULE 13/A (AMENDMENT NO. 5) CHAD FAULKNER Passive Investment

SC 13G/A 1 curofaulknersc13ga5-021323.htm SCHEDULE 13/A (AMENDMENT NO. 5) CHAD FAULKNER UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* CURO Group Holdings Corp. (Name of Issuer) Common Stock, Par Value $ 0.001 Per Share (Title of Class of Securities) 23131L 107 (CUSIP Number) December 31, 2022 (Date

Regulation FD Disclosure, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 6, 2023 CURO GROUP HOLDINGS CORP.

CURO Announces Changes in Board Composition and Leadership CURO to Announce Fourth Quarter and Full-Year 2022 Financial Results on Thursday, February 23, 2023

CURO Announces Changes in Board Composition and Leadership CURO to Announce Fourth Quarter and Full-Year 2022 Financial Results on Thursday, February 23, 2023 February 8, 2023 Chicago, Illinois- CURO Group Holdings Corp.

CURO / Curo Group Holdings Corp / OCO Capital GP LLC Activist Investment

SC 13D 1 sc13d00322cur01192023.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. )1 Curo Group Holdings Corp. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 23

CURO / Curo Group Holdings Corp / OCO Capital GP LLC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 ococapital13ga01092023.htm SCHEDULE 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* CURO GROUP HOLDINGS CORP. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 23131L107 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of thi

Separation and Release Agreement among CURO Group Holdings Corp., Curo Management LLC and Donald Gayhardt, effective December 7, 2022.

EXHIBIT 10.2 SEPARATION AND RELEASE AGREEMENT This is a Separation and Release Agreement (“Agreement”), entered into among CURO Group Holdings Corp., a Delaware corporation (“CURO”), CURO Management LLC, a Nevada limited liability company (“CMLLC”), and Donald Gayhardt, an individual (“Employee”). As used in this Agreement, the term “Company” includes both CURO and CMLLC, unless the context clearl

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 7, 2022 CURO GROUP HOLDING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 7, 2022 CURO GROUP HOLDINGS CORP.

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 30, 2022 CURO GROUP HOLDINGS CORP.

CURO Names Ismail Dawood Chief Financial Officer Brings More Than 20 Years of Public Company Experience to CURO’s Financial Organization

Exhibit 99.1 CURO Names Ismail Dawood Chief Financial Officer Brings More Than 20 Years of Public Company Experience to CURO?s Financial Organization WICHITA, Kansas ? December 6, 2022 ? CURO Group Holdings Corp. (NYSE: CURO) (?CURO? or the ?Company?), a tech-enabled, omni-channel consumer finance company serving non-prime and prime consumers in the U.S. and Canada, today announced that it has app

Employment and Non-Competition

Exhibit 10.1 EMPLOYMENT AND NON-COMPETITION AGREEMENT This EMPLOYMENT AND NON-COMPETITION AGREEMENT (this ?Agreement?), dated as of November 30, 2022, is among CURO Group Holdings Corp., a Delaware corporation (?CURO?), CURO Management LLC, a Nevada limited liability company (?CMLLC?), and Ismail Dawood (?Employee?). As used in this Agreement, the term ?CURO? includes both CURO and CMLLC, unless t

CURO Names Doug Clark Chief Executive Officer President of North America Direct Lending Business and Consumer Finance Industry Veteran to Lead Execution of Business Strategy Following Strategic Transformation

Exhibit 99.1 CURO Names Doug Clark Chief Executive Officer President of North America Direct Lending Business and Consumer Finance Industry Veteran to Lead Execution of Business Strategy Following Strategic Transformation WICHITA, Kansas ? November 15, 2022 ? CURO Group Holdings Corp. (NYSE: CURO) (?CURO? or the ?Company?), a tech-enabled, omni-channel consumer finance company serving non-prime an

Employment and Non-Competition

EXHIBIT 10.1 EMPLOYMENT AND NON-COMPETITION AGREEMENT This EMPLOYMENT AND NON-COMPETITION AGREEMENT (this ?Agreement?), dated as of November 15, 2022 (the ?Effective Date?), is among CURO Group Holdings Corp., a Delaware corporation (?CURO?), CURO Management LLC, a Nevada limited liability company (?CMLLC?), and Douglas Clark (?Employee?). As used in this Agreement, the terms ?CURO? or the ?Compan

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 15, 2022 CURO GROUP HOLDINGS CORP.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 1-38315 CURO GROUP HOLDING

Fifth Amended and Restated Credit Agreement dated as of September 29, 2022 among Flexiti Financing SPE Corp., as Borrower; Flexiti Financial Inc., as Seller and Servicer; Various Lenders; Credit Suisse AG, New York Branch, as Facility Agent; TSX Trust Company, as Collateral Agent and Verification Agent; and Credit Suisse AG, New York Branch, as Syndication Agent, Documentation Agent and Lead Arranger

CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED.

CURO Group Holdings Corp. Announces Third Quarter 2022 Financial Results Gross Loans Receivables Increased 115% year-over-year to $1.9 billion Completed Divestiture of Legacy U.S. Business and Acquisition of First Heritage Credit Completed $650 milli

CURO Group Holdings Corp. Announces Third Quarter 2022 Financial Results Gross Loans Receivables Increased 115% year-over-year to $1.9 billion Completed Divestiture of Legacy U.S. Business and Acquisition of First Heritage Credit Completed $650 million of Non-recourse Warehouse Funding for U.S. Direct Lending Upsized and Extended Flexiti Warehouse Funding Wichita, Kansas-November 2, 2022-CURO Grou

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): 10/27/2022 CURO GROUP HOLDINGS CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): 10/27/2022 CURO GROUP HOLDINGS CORP (Exact Name of Registrant as Specified in Its Charter) Delaware 001-38315 90-0934597 (State or other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.

N O V E M B E R 2 , 2 0 2 2 Third Quarter 2022 Earnings Presentation 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes

curoearningsdeckq32022x N O V E M B E R 2 , 2 0 2 2 Third Quarter 2022 Earnings Presentation 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

ABS Investor Presentation O C T O B E R 1 7 - 1 8 , 2 0 2 2 Important Information 2 F ORWARD-LOOKING S TA TEMENTS This presentation contains forward-looking statements. These forward-looking statements include projections, estimates and assumptions a

ABS Investor Presentation O C T O B E R 1 7 - 1 8 , 2 0 2 2 Important Information 2 F ORWARD-LOOKING S TA TEMENTS This presentation contains forward-looking statements.

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 17, 2022 CURO GROUP HOLDINGS CORP.

Flexiti Update October 2022 D ISCLA IMER IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. FORWARD-LOOKING STATEMENTS This presentatio

Flexiti Update October 2022 D ISCLA IMER IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

Flexiti Announces Upsized C$535 Revolving Warehouse Credit Facility

Exhibit 99.2 Flexiti Announces Upsized C$535 Revolving Warehouse Credit Facility TORONTO, October 4, 2022 ? Flexiti Financial Inc. (?Flexiti?), a leading point-of-sale consumer financing solution for retailers, has announced today that it has upsized its revolving warehouse credit facility from C$500 million to C$535 million and extended its maturity. Credit Suisse serves as administrative agent o

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 29, 2022 CURO GROUP HOLDINGS CORP.

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 13, 2022 CURO GROUP HOLDINGS CORP.

UNAUDITED PRO FORMA COMBINED FINANCIAL INFORMATION

Exhibit 99.2 UNAUDITED PRO FORMA COMBINED FINANCIAL INFORMATION On July 14, 2022, CURO Group Holdings Corp. (the ?Company? or ?CURO?) filed a Current Report on Form 8-K with the Securities and Exchange Commission to report the completion of its acquisition of First Heritage Credit, LLC (?First Heritage?), a Mississippi limited liability company, pursuant to the merger agreement dated May 18, 2022

FIRST HERITAGE CREDIT, LLC AND SUBSIDIARIES Consolidated Audited Financial Statements December 31, 2021 and 2020 Table of Contents Page Independent Auditors’ Report 1 - 2 Financial Statements: Consolidated Balance Sheets 3 Consolidated Statements of

FIRST HERITAGE CREDIT, LLC AND SUBSIDIARIES Consolidated Audited Financial Statements December 31, 2021 and 2020 Table of Contents Page Independent Auditors? Report 1 - 2 Financial Statements: Consolidated Balance Sheets 3 Consolidated Statements of Operations 4 Consolidated Statements of Members? Equity 5 Consolidated Statements of Cash Flows 6 Notes to Consolidated Financial Statements 7 - 14 GranthamPoole PLLC 1062 Highland Colony Pkwy, Suite 201, Ridgeland, MS 39157 P 601.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 1-38315 CURO GROUP HOLDINGS COR

A U G U S T 8 , 2 0 2 2 Second Quarter 2022 Earnings Presentation 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes on

A U G U S T 8 , 2 0 2 2 Second Quarter 2022 Earnings Presentation 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

CURO Group Holdings Corp. Announces Second Quarter 2022 Financial Results Consolidated Revenue Grew 62.2% in the Quarter Compared to 2021

CURO Group Holdings Corp. Announces Second Quarter 2022 Financial Results Consolidated Revenue Grew 62.2% in the Quarter Compared to 2021 Wichita, Kansas-August 8, 2022-CURO Group Holdings Corp. (NYSE: CURO) (?CURO? or the ?Company?), a tech-enabled, omni-channel consumer finance company serving a full spectrum of non-prime and prime consumers in the U.S. and Canada, today announced financial resu

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 8, 2022 CURO GROUP HOLDINGS CORP.

UNITED STATES DISTRICT COURT DISTRICT OF KANSAS CINDY MALONEY, Derivatively on Behalf of CURO GROUP HOLDINGS CORP. and as Executrix of Estate of Melvyn Klein, Plaintiff, v. DONALD F. GAYHARDT, CHRIS MASTO, DOUG RIPPEL, DALE E. WILLIAMS, DAVID M. KIRC

UNITED STATES DISTRICT COURT DISTRICT OF KANSAS CINDY MALONEY, Derivatively on Behalf of CURO GROUP HOLDINGS CORP.

- 2 - UNITED STATES DISTRICT COURT DISTRICT OF KANSAS CINDY MALONEY, Derivatively on Behalf of CURO GROUP HOLDINGS CORP. and as Executrix of Estate of Melvyn Klein, Plaintiff, v. DONALD F. GAYHARDT, CHRIS MASTO, DOUG RIPPEL, DALE E. WILLIAMS, DAVID M

- 2 - UNITED STATES DISTRICT COURT DISTRICT OF KANSAS CINDY MALONEY, Derivatively on Behalf of CURO GROUP HOLDINGS CORP.

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 19, 2022 CURO GROUP HOLDINGS CORP.

Credit Agreement, dated as of July 15, 2022, among Heights Financing I, LLC, SouthernCo, Inc., the lenders and agents from time to time party thereto, the subservicers party thereto, Computershare Trust Company, National Association, Wilmington Trust, National Association and Credit Suisse AG, New York Branch

Exhibit 10.1 HEIGHTS FINANCING I, LLC, as Borrower, SOUTHERNCO, INC., as Servicer, the Subservicers party hereto, as Subservicers, the LENDERS from time to time parties hereto, the AGENTS from time to time parties hereto, COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, as Paying Agent, Image File Custodian, Backup Servicer and Collateral Agent, WILMINGTON TRUST, NATIONAL ASSOCIATION, not in its

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 15, 2022 CURO GROUP HOLDINGS CORP.

CURO Closes $425 Million Facility

Exhibit 99.1 CURO Closes $425 Million Facility July 18, 2022 Wichita, Kansas?(Business Wire)?CURO Group Holdings Corp. (NYSE: CURO) (?CURO?), a tech-enabled, omni-channel consumer finance company serving non-prime and prime consumers in the U.S. and Canada, today announced that on July 15, 2022, it entered into a new $425 million non-recourse revolving warehouse facility to replace the incumbent l

Amendment Agreement to the Equity and Asset Purchase Agreement, dated as of July 8, 2022, among CURO Intermediate Holdings Corp., Sparrow Purchase, LLC and CCF Intermediate Holdings LLC

Exhibit 2.2 Execution Version AMENDMENT AGREEMENT TO PURCHASE AGREEMENT This Amendment Agreement (this ?Amendment?) to the Equity and Asset Purchase Agreement of May 18, 2022 (the ?Purchase Agreement?) by and among CURO Intermediate Holdings Corp. (?Seller?), Sparrow Purchaser, LLC (?Purchaser?), and, solely for the purposes of Section 11.17 thereto, CCF Intermediate Holdings LLC (?Purchaser Paren

2022, among CURO Group Holdings Corp., Sugarcane Sub, LLC and First Heritage Credit, LLC.

Exhibit 2.4 Execution Version FIRST AMENDMENT TO AGREEMENT AND PLAN OF MERGER This First Amendment to Agreement and Plan of Merger (this ?Amendment?), dated as of July 13, 2022, is entered into among CURO GROUP HOLDINGS CORP., a Delaware corporation (?Parent?), SUGARCANE SUB, LLC, a Delaware limited liability company and wholly owned subsidiary of Parent (?Merger Sub?), and FIRST HERITAGE CREDIT,

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 8, 2022 CURO GROUP HOLDINGS CORP.

CURO Announces Closing of Sale of Legacy U.S. Direct Lending Business Community Choice Financial Completes Purchase for $345 million Key Terms Consistent with May 19, 2022 Transaction Announcement Purchase of First Heritage Credit Expected to Close b

Exhibit 99.1 CURO Announces Closing of Sale of Legacy U.S. Direct Lending Business Community Choice Financial Completes Purchase for $345 million Key Terms Consistent with May 19, 2022 Transaction Announcement Purchase of First Heritage Credit Expected to Close by July 15 July 11, 2022 Wichita, Kansas-(Business Wire)- CURO Group Holdings Corp. (NYSE: CURO) (?CURO? or the ?Company?), a tech-enabled

UNAUDITED PRO FORMA CONSOLIDATED FINANCIAL INFORMATION

Exhibit 99.3 UNAUDITED PRO FORMA CONSOLIDATED FINANCIAL INFORMATION On May 18, 2022, CURO Intermediate Holdings Corp. (?Seller?), a wholly owned subsidiary of CURO Group Holdings Corp. (the ?Company? or ?CURO?) entered into an Equity and Asset Purchase Agreement (the ?Purchase Agreement?) with Sparrow Purchaser, LLC (?Purchaser?) and CCF Intermediate Holdings LLC (?Parent Guarantor?) pursuant to w

Credit Agreement, dated as of July 13, 2022, among First Heritage Financing I, LLC, First Heritage Credit, LLC, the lenders and agents from time to time party thereto, the subservicers party thereto, Computershare Trust Company, National Association, Wilmington Trust, National Association and Credit Suisse AG, New York Branch.

Exhibit 10.1 CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN OMITTED. FIRST HERITAGE FINANCING I, LLC, as Borrower, FIRST HERITAGE CREDIT, LLC, as Servicer, the Subservicers party hereto, as Subservicers, the LENDERS from time to ti

CURO Completes Acquisition of First Heritage Credit and Adds Funding Capacity

Exhibit 99.2 CURO Completes Acquisition of First Heritage Credit and Adds Funding Capacity July 13, 2022 Wichita, Kansas-(Business Wire)- CURO Group Holdings Corp. (NYSE: CURO) (?CURO?), a tech-enabled, omni-channel consumer finance company serving non-prime and prime consumers in the U.S. and Canada, today announced that it has completed its previously announced acquisition of First Heritage Cred

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 15, 2022 CURO GROUP HOLDINGS CORP.

Agreement and Plan of Merger, dated as of May 18, 2022, among CURO Group Holdings Corp,. Sugarcane Sub, LLC, First Heritage Credit, LLC and Ernest L. Coward, Jr., solely in his capacity as Member Representative*

Exhibit 2.2 AGREEMENT AND PLAN OF MERGER among CURO GROUP HOLDINGS CORP. and SUGARCANE SUB, LLC and FIRST HERITAGE CREDIT, LLC and ERNEST L. COWARD, JR. dated as of May 18, 2022 TABLE OF CONTENTS AGREEMENT AND PLAN OF MERGER 1 ARTICLE I CERTAIN DEFINITIONS 1 Section 1.01 Definitions 1 Section 1.02 Other Defined Terms 15 ARTICLE II MERGER 16 Section 2.01 The Merger 16 Section 2.02 Closing 16 Sectio

Equity and Asset Purchase Agreement, dated as of May 18, 2022, among CURO Intermediate Holdings Corp., Sparrow Purchaser, LLC and CCF Intermediate Holdings LLC*

EX-2.1 2 d299277dex21.htm EX-2.1 Exhibit 2.1 STRICTLY CONFIDENTIAL Execution Version EQUITY AND ASSET PURCHASE AGREEMENT by and among CURO INTERMEDIATE HOLDINGS CORP., SPARROW PURCHASER, LLC, and, solely for purposes of Section 11.17, CCF INTERMEDIATE HOLDINGS LLC Dated as of May 18, 2022 TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS; INTERPRETATION 1 Section 1.01 Defined Terms 1 Section 1.02 Other

D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. FORWARD-LOOKING STATEMENTS This presentation contains forward-lo

Exhibit 99.2 Sale of Legacy U.S. Direct Lending Business and Acquisition of First Heritage Credit Maximizing Shareholder Value While Accelerating CURO?s Leadership Position as a Full Spectrum Financial Services Provider in North America M A Y 1 9 , 2 0 2 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provid

Regulation FD Disclosure, Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 18, 2022 CURO GROUP HOLDINGS CORP.

CURO Announces Transformational M&A Transactions CURO Agrees to Sell Legacy U.S. Direct Lending Business for $345 Million Acquire First Heritage Credit, a Leading Near-Prime Consumer Lender, for $140 Million

Exhibit 99.1 CURO Announces Transformational M&A Transactions CURO Agrees to Sell Legacy U.S. Direct Lending Business for $345 Million and Acquire First Heritage Credit, a Leading Near-Prime Consumer Lender, for $140 Million ? Advances CURO?s strategic transition into longer term, higher balance and lower rate credit products ? Greatly simplifies and improves predictability of our business results

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K/A (Amendment No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-38315 CURO GROUP HOLDINGS COR

First Quarter 2022 Earnings Presentation M A Y 2 , 2 0 2 2 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. FOR

First Quarter 2022 Earnings Presentation M A Y 2 , 2 0 2 2 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

CURO Group Holdings Corp. Announces First Quarter 2022 Financial Results Consolidated Revenue Grew 47.6% in the Quarter Compared to 2021

CURO Group Holdings Corp. Announces First Quarter 2022 Financial Results Consolidated Revenue Grew 47.6% in the Quarter Compared to 2021 Wichita, Kansas-May 2, 2022-CURO Group Holdings Corp. (NYSE: CURO) (?CURO? or the ?Company?), a tech-enabled, omni-channel consumer finance company serving a full spectrum of non-prime and prime consumers in the U.S. and Canada, today announced financial results

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 2, 2022 CURO GROUP HOLDINGS CORP.

First Quarter 2022 Earnings Presentation M A Y 2 , 2 0 2 2 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. FOR

First Quarter 2022 Earnings Presentation M A Y 2 , 2 0 2 2 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.     )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? SCHEDULE 14A? Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.?????) ? Filed by the Registrant ? Filed by a party other than the Registrant ? ? Check the appropriate box: ? Preliminary Proxy Statement ? ? Confidential, for Use of the Commission Only (as permitt

CURO Announces Legal Department Leadership Transition

CURO Announces Legal Department Leadership Transition April 19, 2022 Wichita, Kansas-(Business Wire)- CURO Group Holdings Corp.

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 19, 2022 CURO GROUP HOLDINGS CORP.

CURO / Curo Group Holdings Corp / McKnight Michael - SCHEDULE 13G (AMENDMENT NO. 4) Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* CURO Group Holdings Corp. (Name of Issuer) Common Stock, Par Value $ 0.001 Per Share (Title of Class of Securities) 23131L 107 (CUSIP Number) December 31, 2021 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 31, 2022 CURO GROUP HOLDINGS CORP.

CURO Expands Canada SPV Facility with Additional C$50 Million in Committed Capacity

CURO Expands Canada SPV Facility with Additional C$50 Million in Committed Capacity April 4, 2022 Wichita, Kansas-(Business Wire)- CURO Group Holdings Corp.

CURO / Curo Group Holdings Corp / Faulkner Chadwick Heath - SCHEDULE 13G (AMENDMENT NO. 4) Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* CURO Group Holdings Corp. (Name of Issuer) Common Stock, Par Value $ 0.001 Per Share (Title of Class of Securities) 23131L 107 (CUSIP Number) December 31, 2021 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate

Second Amended and Restated Credit Agreement made as of November 12, 2021 among CURO Canada Receivables Limited Partnership, as borrower; the lenders party; and Waterfall Asset Management, LLC, as administrative agent¥

Execution Version CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND IS OF THE TYPE OF INFORMATION THAT THE REGISTRANT BOTH CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE AND CONFIDENTIAL.

Series 2021-1 Supplemental Indenture dated December 9, 2021 between Flexiti Securitization Limited Partnership, by its general partner, Flexiti Securitization General Partner Inc., as Issuer; Flexiti Securitization General Partner Inc., in its own right; Flexiti Financial Inc., as initial Paying Agent; and Computershare Trust Company of Canada, as Indenture Trustee¥

EXECUTION VERSION CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND IS OF THE TYPE OF INFORMATION THAT THE REGISTRANT BOTH CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE AND CONFIDENTIAL.

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 7, 2022 CURO GROUP HOLDINGS CORP.

Powers of Attorney

Exhibit 24 LIMITED POWER OF ATTORNEY CURO Group Holdings Corp. The undersigned, in his or her capacity as a director or officer, or both, of CURO Group Holdings Corp., does hereby appoint Don Gayhardt, Roger Dean, Vin Thomas and Tashia Rivard, or any one or more of them, his or her attorneys or attorney, with full power of substitution, to execute in his or her name any CURO Group Holdings Corp. S

Performance Guarantee and Indemnity Agreement dated December 9, 2021 between National Bank of Canada and Precision Trust, as Class A Noteholders; WF Torca, Ltd., as Class B Noteholder; National Bank of Canada, as Structuring Agent; and CURO Group Holdings Corp., as Guarantor¥

EXECUTION VERSION CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND IS OF THE TYPE OF INFORMATION THAT THE REGISTRANT BOTH CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE AND CONFIDENTIAL.

Lease Extension and Amending Agreement dated May 15, 2017 between TNC 400 Carlingview Ltd., Cash Money Cheque Cashing Inc., and Curo Intermediate Holdings Corp.

LEASE EXTENSION AND AMENDING AGREEMENT DATE: May 15, 2017 BETWEEN: AND AND TNC 400 CARLINGVIEW LTD.

Receivables Limited Partnership, by its general partner, CURO Canada Receivables GP

Execution Version Dated as of November 12, 2021 among CURO GROUP HOLDINGS CORP. as Guarantor and LENDDIRECT CORP. as Seller and Servicer and CURO CANADA CORP. as Seller and Servicer and CURO CANADA RECEIVABLES LIMITED PARTNERSHIP, by its general partner, CURO CANADA RECEIVABLES GP INC. as Borrower and WF MARLIE 2018-1, LTD. as Lender and WATERFALL ASSET MANAGEMENT, LLC as Administrative Agent SECO

Note Purchase Agreement made as of December 9, 2021 between Flexiti Securitization Limited Partnership, as the Issuer; Flexiti Securitization General Partner Inc., as General Partner; National Bank of Canada, as a Class A Noteholder; BNY Trust Company of Canada, in its capacity as trustee of Precision Trust, as a Class A Noteholder; WF Torca, Ltd. as the Class B Noteholder; and National Bank of Canada, as the Structuring Agent¥

Execution Version CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND IS OF THE TYPE OF INFORMATION THAT THE REGISTRANT BOTH CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE AND CONFIDENTIAL.

Trust Indenture made as of December 9, 2021 between Flexiti Securitization Limited Partnership, Flexiti Securitization General Partner Inc., general partner and as Issuer, and Computershare Trust Company, as indenture trustee¥

CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND IS OF THE TYPE OF INFORMATION THAT THE REGISTRANT BOTH CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE AND CONFIDENTIAL.

Receivables Sale and Servicing Agreement dated December 9, 2021 between Flexiti Financial Inc., as Seller and Servicer; Flexiti Securitization Limited Partnership, as Purchaser, by its general partner, Flexiti Securitization General Partner Inc.; Flexiti Securitization General Partner Inc., in its own right; and Computershare Trust Company of Canada, as Indenture Trustee¥

Execution Version CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND IS OF THE TYPE OF INFORMATION THAT THE REGISTRANT BOTH CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE AND CONFIDENTIAL.

Credit Agreement, dated as of December 31, 2019, among SMC Financing LLC, as Borrower, Southern Management Corporation, in its individual capacity and as Seller and Servicer, and Ares Agent Services, L.P., as Administrative Agent and Collateral Agent and the Lenders party¥

CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND IS OF THE TYPE OF INFORMATION THAT THE REGISTRANT BOTH CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE AND CONFIDENTIAL.

Independent Auditor’s Report

Exhibit 99.1 SouthernCo, Inc. and Subsidiaries Consolidated Financial Report December 31, 2020 and 2019 Contents Independent Auditor's Report 1 Financial Statements Consolidated balance sheets 2 Consolidated statements of income 3 Consolidated statements of changes in stockholder's equity 4 Consolidated statements of cash flows 5-6 Notes to consolidated financial statements 7-27 Independent Audito

First Amendment to Lease made as of January 27, 2020 by and between Wells Hubbard Limited Partnership and Curo Management LLC (formerly known as Tiger Financial Management LLC)

FIRST AMENDMENT TO LEASE THIS FIRST AMENDMENT TO LEASE is made as of this 27th day of January, 2020, by and between Wells Hubbard Limited Partnership, an Illinois limited partnership ("Landlord") and Curo Management LLC, a Nevada limited liability company, whose name was changed from Tiger Financial Management LLC with the Nevada Secretary of State on May 11, 2016 ("Tenant").

UNAUDITED PRO FORMA COMBINED FINANCIAL STATEMENTS OF OPERATIONS

Exhibit 99.2 UNAUDITED PRO FORMA COMBINED FINANCIAL STATEMENTS OF OPERATIONS On December 28, 2021, CURO Group Holdings Corp. (the ?Company? or ?CURO?) filed a Current Report on Form 8-K with the Securities and Exchange Commission to report the completion of its acquisition of SouthernCo, Inc., a Delaware corporation d/b/a Heights Finance (?Heights?) (collectively ?Combined Company?), from Southern

List of Subsidiaries

Subsidiaries of CURO Group Holdings Corp. Entity Jurisdiction of Incorporation/Organization Curo Financial Technologies Corp. Delaware Curo Intermediate Holdings Corp. Delaware A Speedy Cash Car Title Loans, LLC (dba Speedy Cash) Nevada Ad Astra Recovery Services, Inc. Nevada Advance Group Inc. (dba Rapid Cash) Nevada Attain Finance, LLC (dpa Opt+) Nevada Attain Finance Canada, Inc. (dba Opt +) Ca

Lease Agreement made and entered into on September 18, 2015 by Wells Hubbard Limited Partnership and Tiger Financial Management LLC

LEASE AGREEMENT THIS LEASE AGREEMENT made and entered into Wells Hubbard Limited Partnership, an Illinois limited partnership ("Landlord") and Tiger Financial Management LLC, a Nevada limited liability company ("Tenant").

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-38315 CURO GROUP HOLDINGS CORP. (E

Lease Indenture made as of September 24, 2012 between KANCO-400 Carlingview Ltd., Cash Money Cheque Cashing Inc. and Speedy Cash Holding Corp.

THIS INDENTURE made as of the 24th day of September, 2012. IN PURSUANCE OF THE SHORT FORMS OF LEASES ACT. BETWEEN: KANCO-400 CARLINGVIEW LTD. hereinafter called the "Landlord", OF THE FIRST PART; - and - CASH MONEY CHEQUE CASHING INC. hereinafter called the "Tenant", OF THE SECOND PART; - and - SPEEDY CASH HOLDING CORP. hereinafter called the "Indemnifier", OF THE THIRD PART; ITNESSETH: 1. That in

Credit Suisse 23rd Annual Financial Services Forum F E B R U A R Y 1 7 , 2 0 2 2 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informatio

Credit Suisse 23rd Annual Financial Services Forum F E B R U A R Y 1 7 , 2 0 2 2 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 17, 2022 CURO GROUP HOLDINGS CORP.

CURO / Curo Group Holdings Corp / Empyrean Capital Partners, LP - CURO GROUP HOLDINGS CORP. Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* CURO Group Holdings Corp. (Name of Issuer) Class A Common Stock, $0.001 par value per share (Title of Class of Securities) 23131L107 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the r

CURO / Curo Group Holdings Corp / OCO Capital GP LLC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 ococuro13ga02092022.htm SCHEDULE 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* CURO GROUP HOLDINGS CORP. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 23131L107 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this S

Restricted Stock Unit Grant Notice (time and performance based vesting) (US)

CURO GROUP HOLDINGS CORP. Restricted Stock Unit Grant Notice CURO Group Holdings Corp. (the ?Company?), pursuant to its 2017 Incentive Plan, as amended from time-to-time (the ?Plan?), hereby grants to Participant Restricted Stock Units for the number of shares of the Company?s common stock set forth below. The Restricted Stock Units are subject to all of the terms and conditions as set forth in th

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 8, 2022 CURO GROUP HOLDINGS CORP.

Fourth Quarter and Full Year 2021 Earnings Presentation F E B R U A R Y 9 , 2 0 2 2 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informa

Fourth Quarter and Full Year 2021 Earnings Presentation F E B R U A R Y 9 , 2 0 2 2 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

2022 Short-Term Incentive Compensation Plan and Award Notice

2022 Short-Term Incentive Compensation Plan and Award Notice You have been chosen to participate in the 2022 Short-Term Incentive Compensation Plan (?STIP?) of CURO Group Holdings Corp.

Restricted Stock Unit Grant Notice (time and performance based vesting) (Canada)

CURO GROUP HOLDINGS CORP. Restricted Stock Unit Grant Notice CURO Group Holdings Corp. (the ?Company?), pursuant to its 2017 Incentive Plan, as amended from time-to-time (the ?Plan?), hereby grants to Participant Restricted Stock Units for the number of shares of the Company?s common stock set forth below. The Restricted Stock Units are subject to all of the terms and conditions as set forth in th

CURO Group Holdings Corp. Announces Fourth Quarter and Full Year 2021 Financial Results Heights Acquisition Adds $472 million1, or 30%, to Company Owned Gross Loans Receivable; Consolidated Revenue Grew 11.0% in the Quarter Compared to 2020

CURO Group Holdings Corp. Announces Fourth Quarter and Full Year 2021 Financial Results Heights Acquisition Adds $472 million1, or 30%, to Company Owned Gross Loans Receivable; Consolidated Revenue Grew 11.0% in the Quarter Compared to 2020 Wichita, Kansas-February 8, 2022-CURO Group Holdings Corp. (NYSE: CURO) (?CURO? or the ?Company?), a tech-enabled, omni-channel consumer finance company servin

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 27, 2022 CURO GROUP HOLDINGS CORP.

CURO Announces Issac Vaughn Joining Board of Directors

CURO Announces Issac Vaughn Joining Board of Directors January 31, 2022 WICHITA, Kansas - CURO Group Holdings Corp.

CURO Completes Acquisition of Heights Finance

CURO Completes Acquisition of Heights Finance December 28, 2021 Wichita, Kansas-(Business Wire)- CURO Group Holdings Corp.

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 27, 2021 CURO GROUP HOLDINGS CORP.

Investor Update D E C E M B E R 2 8 , 2 0 2 1 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. FORWARD-LOOKING

Investor Update D E C E M B E R 2 8 , 2 0 2 1 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

, 2021, by and between CURO Group Holdings Corp. and TMI Trust Company

SUPPLEMENTAL INDENTURE FOR ESCROW RELEASE DATE SUPPLEMENTAL INDENTURE (this ?Supplemental Indenture?), dated as of December 26, 2021, by and among CURO Finance, LLC, a Delaware limited liability company (the ?Temporary Notes Issuer?), to be merged with and into CURO Group Holdings Corp.

Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 9, 2021 CURO GROUP HOLDINGS CORP.

Flexiti Announces New C$527 Million Term Securitization Facility, Bringing Funding Capacity to Over C$1 Billion

Flexiti Announces New C$527 Million Term Securitization Facility, Bringing Funding Capacity to Over C$1 Billion 12-10-2021 TORONTO-(BUSINESS WIRE)- Flexiti Financial Inc.

KPLT / Katapult Holdings, Inc. / CURO Group Holdings Corp. - SCHEDULE 13D/A, AMENDMENT #1 Activist Investment

SC 13D/A 1 c48925867.htm SCHEDULE 13D/A, AMENDMENT #1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1) KATAPULT HOLDINGS, INC. (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 485859 110 (CUSIP Number) Eugene (Vin) Thomas Chief Legal Officer and Corporate Secreta

Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 3, 2021 CURO GROUP HOLDINGS CORP.

Indenture, dated December 3, 2021, between CURO Finance, LLC, as issuer, and TMI Trust Company, as trustee and collateral agent

CURO Finance, LLC as the Issuer $250,000,000 aggregate principal amount of 7.500% SENIOR SECURED NOTES DUE 2028 INDENTURE Dated as of December 3, 2021 TMI Trust Company as Trustee and Collateral Agent AMERICAS 110782874 Table of Contents Page ARTICLE 1 Definitions and Incorporation by Reference 1 Section 1.01 Definitions 1 Section 1.02 Other Definitions 14 Section 1.03 Incorporation by Reference o

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 1, 2021 CURO GROUP HOLDINGS CORP.

Stephens Annual Investment Conference D E C E M B E R 1 , 2 0 2 1 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes on

Stephens Annual Investment Conference D E C E M B E R 1 , 2 0 2 1 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

Stock Purchase Agreement, dated as of November 17, 2021, among CURO Group Holdings Corp., Curo Intermediate Holdings Corp., SouthernCo, Inc., a Delaware corporation d/b/a Heights Finance, and SouthernCo Holdings, LLC*

EX-2.1 2 d136586dex21.htm EX-2.1 Exhibit 2.1 Execution Version STOCK PURCHASE AGREEMENT by and among CURO INTERMEDIATE HOLDINGS CORP., CURO GROUP HOLDINGS CORP., SOUTHERNCO HOLDINGS, LLC, and SOUTHERNCO, INC. Dated as of November 17, 2021 TABLE OF CONTENTS Page ARTICLE 1 PURCHASE AND SALE 1 1.1 Purchase and Sale 1 1.2 Closing 1 1.3 Closing Deliverables of the Seller 2 1.4 Closing Deliveries of the

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 19, 2021 (November 17, 2021) CURO GROUP HOLDINGS CORP.

CURO To Acquire Heights Finance, A Leading Consumer Finance Company, For $360 Million

Exhibit 99.2 CURO To Acquire Heights Finance, A Leading Consumer Finance Company, For $360 Million - Accelerates CURO?s transition into longer term, higher balance and lower rate credit products - Adds millions of U.S. near-prime and non-prime customers and expands addressable market - Diversifies product, revenue, customer and geographic mix for U.S. business - Immediately accretive to adjusted e

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 17, 2021 (November 12, 2021) CURO GROUP HOLDINGS CORP.

disclaimer IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. Forward-Looking Statements This presentation contains forward-looking sta

Acquisition of Heights Finance November 17, 2021 Solidifying our Position as a Full Spectrum Consumer Financial Services Provider in North America Exhibit 99.

CURO Group Holdings Corp. to Offer $225 Million of Senior Secured Notes

Exhibit 99.1 CURO Group Holdings Corp. to Offer $225 Million of Senior Secured Notes November 17, 2021 WICHITA, Kan.?(BUSINESS WIRE)? CURO Group Holdings Corp. (NYSE: CURO) (?CURO? or the ?Company?) announced today that, subject to market and other conditions, it intends to offer $225 million in aggregate principal amount of notes that will constitute an additional issuance of the Company?s outsta

Summary Financial Information SUMMARY HISTORICAL CONDENSED CONSOLIDATED FINANCIAL DATA OF CURO

Exhibit 99.3 Summary Financial Information SUMMARY HISTORICAL CONDENSED CONSOLIDATED FINANCIAL DATA OF CURO Set forth below is summary historical condensed consolidated financial data for the periods indicated. The data for the years ended December 31, 2020, 2019 and 2018 have been derived from, and should be read together with, our audited consolidated financial statements for such years and acco

Third Quarter 2021 Earnings Presentation N O V E M B E R 1 , 2 0 2 1 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes

Third Quarter 2021 Earnings Presentation N O V E M B E R 1 , 2 0 2 1 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-38315 CURO GROUP HOLDINGS

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 1, 2021 CURO GROUP HOLDINGS CORP.

CURO Group Holdings Corp. Announces Third Quarter 2021 Financial Results Company Owned Gross Loans Receivable Grew 77.4% versus Third Quarter 2020; Consolidated Revenue Grew 15.0%

EX-99.1 2 curoex991-q32021doc.htm EX-99.1 CURO Group Holdings Corp. Announces Third Quarter 2021 Financial Results Company Owned Gross Loans Receivable Grew 77.4% versus Third Quarter 2020; Consolidated Revenue Grew 15.0% Wichita, Kansas-November 1, 2021-CURO Group Holdings Corp. (NYSE: CURO) (“CURO” or the “Company”), a tech-enabled, omni-channel consumer finance company serving a full spectrum o

September 2021 Investor Presentation S E P T E M B E R 2 8 , 2 0 2 1 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes

September 2021 Investor Presentation S E P T E M B E R 2 8 , 2 0 2 1 2 D I S C L A I M E R IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 28, 2021 CURO GROUP HOLDINGS CORP.

KPLT / Katapult Holdings, Inc. / CURO Group Holdings Corp. - SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 KATAPULT HOLDINGS, INC. (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 485859 110 (CUSIP Number) Eugene (Vin) Thomas Chief Legal Officer and Corporate Secretary CURO Group Holding Corp. 3615 North Ridge Road Wichita, Kansas 67205

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 9, 2021 CURO GROUP HOLDINGS CORP.

Indenture, dated as of July 30, 2021, by and among CURO Group Holdings Corp., the guarantors party thereto and TMI Trust Company, as trustee and collateral agent

EXHIBIT 4.1 EXECUTION VERSION CURO Group Holdings Corp. as the Issuer and the Guarantors party hereto $750,000,000 aggregate principal amount of 7.500% SENIOR SECURED NOTES DUE 2028 INDENTURE Dated as of July 30, 2021 TMI Trust Company as Trustee and Collateral Agent Table of Contents Page ARTICLE 1 Definitions and Incorporation by Reference 1 Section 1.01 Definitions 1 Section 1.02 Other Definiti

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 30, 2021 CURO GROUP HOLDINGS CORP.

Security Agreement, dated as of July 30, 2021, by and among CURO Group Holdings Corp., the guarantors party thereto and TMI Trust Company, as collateral agent

Exhibit 10.2 EXECUTION VERSION SECURITY AGREEMENT among CURO GROUP HOLDINGS CORP., CERTAIN SUBSIDIARIES OF CURO GROUP HOLDINGS CORP. and TMI TRUST COMPANY, as COLLATERAL AGENT Dated as of July 30, 2021 TABLE OF CONTENTS Page ARTICLE I. SECURITY INTERESTS 2 1.1 Grant of Security Interests 2 1.2 Power of Attorney 4 ARTICLE II. GENERAL REPRESENTATIONS, WARRANTIES AND COVENANTS 4 2.1 Necessary Filings

Pledge Agreement, dated as of July 30, 2021, by and among CURO Group Holdings Corp., the guarantors party thereto and TMI Trust Company, as collateral agent

EXHIBIT 10.1 EXECUTION VERSION PLEDGE AGREEMENT among CURO GROUP HOLDINGS CORP., CERTAIN SUBSIDIARIES OF CURO GROUP HOLDINGS CORP. and TMI TRUST COMPANY, as COLLATERAL AGENT Dated as of July 30, 2021 Table of Contents Page 1. SECURITY FOR OBLIGATIONS. 2 2. DEFINITIONS. 2 3. PLEDGE OF SECURITIES, ETC. 5 3.1 Pledge 5 3.2 Procedures 8 3.3 Subsequently Acquired Collateral 10 3.4 Transfer Taxes 10 3.5

Intercreditor Agreement, dated as of July 30, 2021, by and among TMI Trust Company, as collateral agent under the Indenture, and the agent for the lenders under the Revolving Loan Agreement

EXHIBIT 10.3 EXECUTION VERSION INTERCREDITOR AGREEMENT THIS INTERCREDITOR AGREEMENT (this ?Intercreditor Agreement?), dated as of July 30, 2021, is by and among BAY COAST BANK, as agent for the First Lien Lenders (as hereinafter defined) (in such capacity, ?First Lien Agent? as hereinafter further defined), and TMI TRUST COMPANY, as collateral agent under (i) the Indenture (as hereinafter defined)

CURO Group Holdings Corp. Announces Second Quarter 2021 Financial Results

CURO Group Holdings Corp. Announces Second Quarter 2021 Financial Results Wichita, Kansas-July 28, 2021-CURO Group Holdings Corp. (NYSE: CURO) (?CURO? or the ?Company?), a tech-enabled, omni-channel consumer finance company serving a full spectrum of non-prime and prime consumers in the U.S. and Canada, today announced financial results for its second quarter ended June 30, 2021. ?The second quart

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-38315 CURO GROUP HOLDINGS CORP

Merchant Agreement by and between Flexiti Financial Inc. and Leon's Furniture Limited, The Brick Ltd., The Brick Warehouse LP, and The Brick GP Ltd. as of May 26, 2021

CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND IS OF THE TYPE OF INFORMATION THAT THE REGISTRANT BOTH CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE AND CONFIDENTIAL.

Warrant Certificate in favor of Leon's Furniture Ltd. effective as of May 26, 2021

CERTAIN IDENTIFIED INFORMATION HAS BEEN OMITTED FROM THIS EXHIBIT BECAUSE IT IS NOT MATERIAL AND IS OF THE TYPE OF INFORMATION THAT THE REGISTRANT BOTH CUSTOMARILY AND ACTUALLY TREATS AS PRIVATE AND CONFIDENTIAL.

Separation Agreement and Full Release between CURO Management LLC and Terry Pittman effective June 30, 2021

SEPARATION AGREEMENT AND FULL RELEASE EMPLOYEE is advised to consult with an attorney prior to executing this Separation Agreement and Full Release.

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 28, 2021 CURO GROUP HOLDINGS CORP.

2 IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. This presentation contains forward-looking statements. These forward-looking state

2 IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

CURO Updates Selected Q2 2021 Financial Outlook and Announces Rationalization of U.S. Store Network

CURO Updates Selected Q2 2021 Financial Outlook and Announces Rationalization of U.

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 13, 2021 CURO GROUP HOLDINGS CORP.

CURO Group Holdings Corp. to Offer $700 Million of Senior Secured Notes

CURO Group Holdings Corp. to Offer $700 Million of Senior Secured Notes WICHITA, Kan.?July 13, 2021?CURO Group Holdings Corp. (NYSE: CURO) (?CURO? or the ?Company?) announced today that, subject to market and other conditions, it intends to offer $700 million in aggregate principal amount of its senior secured notes due 2028 (the ?notes?) in a private placement to qualified institutional buyers pu

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 30, 2021 CURO GROUP HOLDINGS CORP.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 __________________ POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 __________________ CURO GROUP HOLDINGS CORP. (Exact Name of

Registration No. 333 ?257167 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CURO GROUP HOLDINGS CORP. (Exact Name of Registrant as Specified in its Charter) Delaware (State or Other Jurisdiction of Incorporation or Organization) 90-0934597 (I.R.S. Employer Identification Numb

CURO / Curo Group Holdings Corp / OCO Capital GP LLC - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* CURO GROUP HOLDINGS CORP. (Name of Issuer) Common Stock, par value $0.001 per share (Title of Class of Securities) 23131L107 (CUSIP Number) June 14, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the ru

2 IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only. This presentation contains forward-looking statements. These forward-looking state

2 IMPORTANT: You must read the following information before continuing to the rest of the presentation, which is being provided to you for informational purposes only.

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 22, 2021 CURO GROUP HOLDINGS CORP.

CURO Group Holdings Corp. - SCHEDULE 13D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 KATAPULT, INC. (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 485859 110 (CUSIP Number) Eugene (Vin) Thomas Chief Legal Officer and Corporate Secretary CURO Group Holding Corp. 3615 North Ridge Road Wichita, Kansas 67205 (316) 772

Powers of Attorney

EXHIBIT 24 LIMITED POWER OF ATTORNEY The undersigned, in his or her capacity as a director or officer, or both, as the case may be, of CURO Group Holdings Corp.

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 17, 2021 CURO GROUP HOLDINGS CORP.

CURO Group Holdings Corp. 2017 Incentive Plan

EXHIBIT 99.1 CURO Group Holdings Corp. 2017 Incentive Plan As amended effective June 17, 2021 1. Purpose. The purpose of the Plan is to assist the Company in attracting, retaining, motivating, and rewarding certain employees, officers, directors, and consultants of the Company and its Affiliates and promoting the creation of long-term value for stockholders of the Company by closely aligning the i

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 __________________ FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 __________________ CURO GROUP HOLDINGS CORP. (Exact Name of Registrant as Specified in its Cha

Registration No. 333 ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CURO GROUP HOLDINGS CORP. (Exact Name of Registrant as Specified in its Charter) Delaware (State or Other Jurisdiction of Incorporation or Organization) 90-0934597 (I.R.S. Employer Identification Number) 3527 North Ridge Road, Wichita, KS (

CURO Announces Closing of Katapult and FinServ Acquisition Corp. Business Combination and Details Merger Consideration

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